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MALOVA

Active
Private limited companyfounded 2014active for 12 yearsLandegemstraat 7, 8760 Tielt, BelgiumKBO/BCE: BE 0551.927.921
Summary

MALOVA has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €983,918 and a net result of €212,778. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 37% of 2,816 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-04-2014 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.230.178.468 8760 Tielt, since 24-04-2014
Financial year end
30 September
Peppol
Reachable since 04-01-2026

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€372,817
▲ 163%
Turnover
≈ €560,000
estimated
Profit
€212,778
▲ 51×
Equity
€983,918
▲ 26.4%
Total assets
€3.7m
▲ 65.9%
  • 2025 accounts filed 29 days after the deadline
Filed on 29-05-2026
Score breakdownlowers riskSize: total assets €3.7mFigures for financial year 2025 (filed on 29-05-2026)Liquidity: current ratio 2.76, cash €814,672Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of small companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 52-8
equity 26.7% of total assets
Liquidity 78+24
short-term debt 8.3% · cash 22.1%
Profitability 76+7
return on assets 5.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,121 companies, NACE 82, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: < 0.1%▼ -0.2 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026highest value 06-2026: < 0.1%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.76 (0.6 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 22.1% of total assets. However, 73.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 36% of them on solvency, 89% on liquidity, 72% on profitability and 80% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €3.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-05-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.76, cash €814,672
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
1 day early
2023
32 days early
2022
47 days early
2021
5 days early
2020
21 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 April (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €4,171 to €212,778 ▲ 51× View
  • Positive: Higher net result than 85% of companies in office administrative supportsector median €21,020 · 2,818 companies €212,778 View
  • Positive: 7 profitable years in a rowprofit 2025: €212,778 7 years View

Recent changes

  1. · Gazette deed Changes of role: VANSTEELANDT Christophe (director) and VERBRUGGHE Annelore (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as MALOVA: other business support services (NACE 82990). They are comparable in size and age: total assets between €3m and €4.4m, founded between 2012 and 2015.

CompanyTotal assetsGross margin
MALOVA Tielt€3.7m€0.4m
COAST INVESTMENTS Nieuwpoort€4.2m€0.4m
Phivee-Invest Middelkerke€3.0m€0.4m
MANAGIMAGE Anderlecht€3.6m€0.3m
TREBIS Gent€3.4m€0.4m
JANSEN DIENSTENCENTRUM Zonhoven€4.3m€0.4m
Destrehem Hoeilaart€4.4m€0.4m
Full comparison

Key facts about MALOVA

What is the company number of MALOVA?
The company number of MALOVA is 0551.927.921. The VAT number is the same number with BE in front: BE 0551.927.921.
Where is MALOVA based?
The registered office is at Landegemstraat 7, 8760 Tielt.Company details
What does MALOVA do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of MALOVA?
The legal form of MALOVA is Private limited company (BV).
When was MALOVA founded?
MALOVA was founded on 24-04-2014.
Is MALOVA still active?
Yes, MALOVA is an active enterprise in the KBO register.
What is the turnover of MALOVA?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €372,817 and 33 comparable companies (NACE 82990). It probably lies between €460,000 and €790,000.Financials
Is MALOVA profitable?
In financial year 2025, MALOVA made a profit of €212,778.
Where can I find the annual accounts of MALOVA?
MALOVA filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MALOVA due?
MALOVA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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