MALOUNO
ActiveThe computed 12-month bankruptcy probability of MALOUNO is 2.2% (moderate). For MALOUNO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €8k and a net result of €-2k. Equity is shrinking by ~16.7% per year across the filed fiscal years. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability25▼-10
Solvency49▲+11
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
24.5%
Return on assets
-4.9%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline20-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-06-2024, 37 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
37 d early
2022
32 d late
2021
64 d late
2020
3 d late
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€8k▼ 16.7%
2022 · €10k
2018: €29k
2019: €16k
2020: €11k
2021: €10k
2022: €10k
2018 → 2023
Total assets
€33k▼ 56.2%
2022 · €75k
2018: €72k
2019: €83k
2020: €77k
2021: €76k
2022: €75k
2018 → 2023
Net result
€-2k▼ 132%
2022 · €-700
2018: €72k
2019: €-13k
2020: €-5k
2021: €-682
2022: €-700
2018 → 2023
Working capital
€8k▼ 16.7%
2022 · €10k
2018: €29k
2019: €16k
2020: €11k
2021: €10k
2022: €10k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€16k-€11k▼ 29.6%€10k▼ 6.2%€10k▼ 6.7%€8k▼ 16.7%
Operating result€-6k-€-1k▲ 82.0%€-682▲ 35.5%€-700▼ 2.6%€-954▼ 36.3%
Net result€-13k-€-5k▲ 63.8%€-682▲ 85.4%€-700▼ 2.6%€-2k▼ 132%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €954 in 2023 against €700 in 2022; the loss grows.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €33k
Equity
€8k▼ 16.7%
Debt
€25k▼ 62.0%
The debt ratio falls from 87.1% to 75.5%. Equity and debt are lower.
Key figures and ratios
Solvency
24.5%▲
2022 · 12.9%
Current ratio
1.32▲
2022 · 1.15
Quick ratio
1.32▲
2022 · 1.15
Debt / equity
3.09▼
2022 · 6.77
ROE
-20.1%▼
2022 · -7.2%
ROA
-4.9%▼
2022 · -0.9%
Debt
€25k▼
2022 · €66k
Debt ≤ 1 year
€25k▼
2022 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€75k€33k▼
Current assets29/58€75k€33k▼
Amounts receivable within one year40/41€75k€33k▼
Other amounts receivable41€75k€33k▼
Equity and liabilities
Total equity and liabilities10/49€75k€33k▼
Equity10/15€10k€8k▼
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-18k€-19k▼
Amounts payable17/49€66k€25k▼
Amounts payable within one year42/48€66k€25k▼
Financial debts43€19k€19k=
Other loans439€19k€19k=
Trade debts44-€505
Suppliers440/4-€505
Other amounts payable47/48€47k€5k▼
Income statement
Code20222023
Other operating charges640/8€463€769▲
Gross operating margin9900€-237€-185▲
Operating profit (loss)9901€-700€-954▼
Financial charges65/66B-€667
Recurring financial charges65-€667
Profit (loss) for the period before taxes9903€-700€-2k▼
Profit (loss) for the period9904€-700€-2k▼
Profit (loss) for the period to be appropriated9905€-700€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-19k▼
Profit (loss) brought forward from the previous period14P€-17k€-18k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼118%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 34 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 310 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoefijzerlaan 17C8000 BruggeGround area
1,504 m²
Building footprint
1,184 m²
Volume, LiDAR
12,430 m³
Parcel 31804D1256/00N000, Flanders · tallest building 18.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MALOUNO
since 20142.245.176.351
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D1256/00N000 | Flanders | 1,504 m² | 1 · 1,184 m² | 18.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2014
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.