Malou Lyssens
ActiveSummary
Malou Lyssens has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €42k. Its solvency ranks better than 47% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency85▲+15
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 0.63 in 2024; short-term debt: 10.9% and cash: 18.8% of total assets), and 40% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
38.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 179%
2024 · €23k
2024: €23k
2025: €65k▲ +179% vs 2024
2024 → 2025
Total assets
€108k▲ 111%
2024 · €51k
2024: €51k
2025: €108k▲ +111% vs 2024
2024 → 2025
Net result
€42k▲ 141%
2024 · €17k
2024: €17k
2025: €42k▲ +141% vs 2024
2024 → 2025
Working capital
€16k
2024 · €-10k
2024: €-10k
2025: €16k▲ +255% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€65k▲ 179%
2024: €23k
2025: €65k▲ +179% vs 2024
Operating result€22k-€53k▲ 143%
2024: €22k
2025: €53k▲ +143% vs 2024
Net result€17k-€42k▲ 141%
2024: €17k
2025: €42k▲ +141% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€80k ▲ 140%
Current assets
€28k ▲ 56.8%
Equity and liabilities €108k
Equity
€65k ▲ 179%
Debt
€43k ▲ 54.8%
Debt's share of the balance-sheet total falls from 54.5% to 40.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▲
2024 · €24k
Cash flow
€51k▲
2024 · €19k
Current ratio
2.36▲
2024 · 0.63
Debt to equity
0.67▼
2024 · 1.20
ROE
64.1%▼
2024 · 74.2%
ROA
38.5%▲
2024 · 33.8%
Interest coverage
103.06▼
2024 · 1580.93
Debt ≤ 1 year
€12k▼
2024 · €28k
Debt > 1 year
€31k
Income taxes
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€108k▲
Fixed assets21/28€34k€80k▲
Tangible fixed assets22/27€34k€80k▲
Plant, machinery and equipment23€30k€30k▲
Furniture and vehicles24€4k€12k▲
Leasing and similar rights25-€38k
Current assets29/58€18k€28k▲
Amounts receivable within one year40/41-€33
Other amounts receivable41-€33
Cash at bank and in hand54/58€13k€20k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€51k€108k▲
Equity10/15€23k€65k▲
Contributions10/11€6k€6k=
Reserves13€17k€59k▲
Distributable reserves133€17k€59k▲
Amounts payable17/49€28k€43k▲
Amounts payable after more than one year17-€31k
Financial debts170/4-€31k
Amounts payable within one year42/48€28k€12k▼
Current portion of amounts payable after more than one year42-€7k
Trade debts44€943€4k▲
Suppliers440/4€943€4k▲
Taxes, remuneration and social security45€5k€841▼
Taxes450/3€5k€841▼
Other amounts payable47/48€22k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€148€3k▲
Gross operating margin9900€24k€65k▲
Operating profit (loss)9901€22k€53k▲
Financial charges65/66B€15€609▲
Recurring financial charges65€15€609▲
Profit (loss) for the period before taxes9903€22k€52k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€17k€42k▲
Profit (loss) for the period to be appropriated9905€17k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€42k▲
Transfer to equity691/2€17k€42k▲
To other reserves6921€17k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €10k | ▲ 427% |
| Other operating charges640/8 | €148 | €3k | ▲ 1,745% |
| Gross operating margin9900 | €24k | €65k | ▲ 174% |
| Operating profit (loss)9901 | €22k | €53k | ▲ 143% |
| Financial charges65/66B | €15 | €609 | ▲ 3,960% |
| Recurring financial charges65 | €15 | €609 | ▲ 3,960% |
| Profit (loss) for the period before taxes9903 | €22k | €52k | ▲ 140% |
| Income taxes67/77 | €5k | €11k | ▲ 137% |
| Profit (loss) for the period9904 | €17k | €42k | ▲ 141% |
| Profit (loss) for the period to be appropriated9905 | €17k | €42k | ▲ 141% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €51k | €108k | ▲ 111% |
| Fixed assets21/28 | €34k | €80k | ▲ 140% |
| Tangible fixed assets22/27 | €34k | €80k | ▲ 140% |
| Plant, machinery and equipment23 | €30k | €30k | ▲ 1.3% |
| Furniture and vehicles24 | €4k | €12k | ▲ 204% |
| Leasing and similar rights25 | - | €38k | - |
| Current assets29/58 | €18k | €28k | ▲ 56.8% |
| Amounts receivable within one year40/41 | - | €33 | - |
| Other amounts receivable41 | - | €33 | - |
| Cash at bank and in hand54/58 | €13k | €20k | ▲ 51.1% |
| Deferred charges and accrued income490/1 | €4k | €7k | ▲ 74.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €51k | €108k | ▲ 111% |
| Equity10/15 | €23k | €65k | ▲ 179% |
| Contributions10/11 | €6k | €6k | = |
| Reserves13 | €17k | €59k | ▲ 241% |
| Distributable reserves133 | €17k | €59k | ▲ 241% |
| Amounts payable17/49 | €28k | €43k | ▲ 54.8% |
| Amounts payable after more than one year17 | - | €31k | - |
| Financial debts170/4 | - | €31k | - |
| Amounts payable within one year42/48 | €28k | €12k | ▼ 57.9% |
| Current portion of amounts payable after more than one year42 | - | €7k | - |
| Trade debts44 | €943 | €4k | ▲ 344% |
| Suppliers440/4 | €943 | €4k | ▲ 344% |
| Taxes, remuneration and social security45 | €5k | €841 | ▼ 81.6% |
| Taxes450/3 | €5k | €841 | ▼ 81.6% |
| Other amounts payable47/48 | €22k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €17k | €42k | ▲ 141% |
| + Depreciation and write-downs630 | €2k | €10k | ▲ 427% |
| Operating cash flow (approximation) | €19k | €51k | ▲ 168% |
| Investment in fixed assets (approximation) | - | €-57k | - |
| Change in cash | - | €7k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 2.36
Current ratio from 0.63 to 2.36; short-term debt falls from €28k to €12k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2024
Ground area
479 m²
Building footprint
88 m²
Parcel 12004B0741/00E000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Malou Lyssens
since 20242.368.336.162
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0741/00E000 | Flanders | 479 m² | 1 · 88 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 429 EUR awarded · 429 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 93 EUR |
| 2024 | 1 | 429 EUR | 336 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,874 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Scores and ratios are computed by Checked and are not a credit decision.