Malomar
ActiveSummary
Malomar has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€82,880) and a net result of -€13,164. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 7% of 8113 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability18=
Solvency21=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.68 against 0.17 in 2023; short-term debt: 1% and cash: 0.5% of total assets), but equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-4.3%
Return on assets
-0.7%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€82,880
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
44 d early
2024
84 d early
2023
36 d early
2022
41 d early
2021
32 d early
2020
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
-€82,880▼ 18.9%
2023 · -€69,716
Total assets
€1.9m▲ 20.5%
2023 · €1.6m
Net result
-€13,164▼ 24.6%
2023 · -€10,562
Working capital
€49,237
2023 · -€234,095
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€36,192--€21,095▲ 41.7%€167-€12,599-€26,090▼ 107%
Net result-€41,961below the sector's middle half--€25,671below the sector's middle half▲ 38.8%€3,477below the sector's middle half-€10,562below the sector's middle half-€13,164below the sector's middle half▼ 24.6%
Equity-€36,961below the sector's middle half--€62,632below the sector's middle half▼ 69.5%-€59,154below the sector's middle half▲ 5.6%-€69,716below the sector's middle half▼ 17.9%-€82,880below the sector's middle half▼ 18.9%
Total assets€1.1mwithin the sector's middle half-€1.5mwithin the sector's middle half▲ 35.8%€1.5mwithin the sector's middle half▲ 0.3%€1.6mwithin the sector's middle half▲ 6.7%€1.9mwithin the sector's middle half▲ 20.5%
Debt€1.1m-€1.6m▲ 36.9%€1.6m=€1.7m▲ 7.1%€2.0m▲ 20.5%
Working capital-€67,120within the sector's middle half--€377,867below the sector's middle half▼ 463%-€384,829below the sector's middle half▼ 1.8%-€234,095below the sector's middle half▲ 39.2%€49,237within the sector's middle half
Solvency-3.4%below the sector's middle half--4.2%below the sector's middle half▼ 0.8pp-4.0%below the sector's middle half▲ 0.2pp-4.4%below the sector's middle half▼ 0.4pp-4.3%below the sector's middle half▲ 0.1pp
Current ratio0.38below the sector's middle half-0.09below the sector's middle half▼ 0.290.09below the sector's middle half=0.17below the sector's middle half▲ 0.083.68within the sector's middle half▲ 3.51
Return on assets (ROA)-3.8%below the sector's middle half--1.7%below the sector's middle half▲ 2.1pp0.2%below the sector's middle half▲ 2.0pp-0.7%below the sector's middle half▼ 0.9pp-0.7%below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26,090 in 2024 against €12,599 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.9m ▲ 20.0%
Current assets
€67,608 ▲ 37.7%
Key figures and ratios
EBITDA
-€25,595▼
2023 · -€12,103
Cash flow
-€12,668▼
2023 · -€10,066
Debt to equity
-24.16▼
2023 · -23.85
Interest coverage
-9.43▼
2023 · -1.11
Debt ≤ 1 year
€18,371▼
2023 · €283,191
Debt > 1 year
€2.0m▲
2023 · €1.4m
Income taxes
€70▼
2023 · €126
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €238 | €496 | €496 | €496 | €496 | = |
| Other operating charges640/8 | - | €156 | €970 | €1,069 | €1,086 | ▲ 1.5% |
| Gross operating margin9900 | -€35,566 | -€20,442 | €1,633 | -€11,034 | -€24,509 | ▼ 122% |
| Operating profit (loss)9901 | -€36,192 | -€21,095 | €167 | -€12,599 | -€26,090 | ▼ 107% |
| Financial income75/76B | - | €10,626 | €13,288 | €13,067 | €15,712 | ▲ 20.2% |
| Recurring financial income75 | €4,609 | €10,626 | €13,288 | €13,067 | €15,712 | ▲ 20.2% |
| Financial charges65/66B | - | €14,874 | €9,682 | €10,905 | €2,716 | ▼ 75.1% |
| Recurring financial charges65 | €10,302 | €14,874 | €9,682 | €10,905 | €2,716 | ▼ 75.1% |
| Profit (loss) for the period before taxes9903 | -€41,886 | -€25,342 | €3,774 | -€10,436 | -€13,093 | ▼ 25.5% |
| Income taxes67/77 | €75 | €329 | €296 | €126 | €70 | ▼ 44.0% |
| Profit (loss) for the period9904 | -€41,961 | -€25,671 | €3,477 | -€10,562 | -€13,164 | ▼ 24.6% |
| Profit (loss) for the period to be appropriated9905 | -€41,961 | -€25,671 | €3,477 | -€10,562 | -€13,164 | ▼ 24.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.5m | €1.5m | €1.6m | €1.9m | ▲ 20.5% |
| Fixed assets21/28 | €1.1m | €1.5m | €1.5m | €1.5m | €1.9m | ▲ 20.0% |
| Tangible fixed assets22/27 | €2,240 | €1,744 | €1,249 | €753 | €257 | ▼ 65.8% |
| Furniture and vehicles24 | - | €1,744 | €1,249 | €753 | €257 | ▼ 65.8% |
| Financial fixed assets28 | €1.1m | €1.5m | €1.5m | €1.5m | €1.9m | ▲ 20.0% |
| Current assets29/58 | €41,580 | €36,632 | €39,308 | €49,096 | €67,608 | ▲ 37.7% |
| Amounts receivable within one year40/41 | €21,843 | €773 | €858 | €562 | €691 | ▲ 22.9% |
| Trade receivables40 | - | €0 | - | - | - | - |
| Other amounts receivable41 | - | €773 | €858 | €562 | €691 | ▲ 22.9% |
| Cash at bank and in hand54/58 | €12,307 | €15,647 | €9,125 | €6,142 | €8,812 | ▲ 43.5% |
| Deferred charges and accrued income490/1 | - | €20,213 | €29,325 | €42,391 | €58,105 | ▲ 37.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.5m | €1.5m | €1.6m | €1.9m | ▲ 20.5% |
| Equity10/15 | -€36,961 | -€62,632 | -€59,154 | -€69,716 | -€82,880 | ▼ 18.9% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€41,961 | -€67,632 | -€64,154 | -€74,716 | -€87,880 | ▼ 17.6% |
| Amounts payable17/49 | €1.1m | €1.6m | €1.6m | €1.7m | €2.0m | ▲ 20.5% |
| Amounts payable after more than one year17 | €1.0m | €1.1m | €1.1m | €1.4m | €2.0m | ▲ 43.9% |
| Financial debts170/4 | - | €1.1m | €1.1m | €1.4m | €2.0m | ▲ 43.9% |
| Amounts payable within one year42/48 | €108,700 | €414,500 | €424,137 | €283,191 | €18,371 | ▼ 93.5% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | - | - | - |
| Financial debts43 | - | €400,084 | €405,000 | €265,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €400,084 | €405,000 | €265,000 | €0 | ▼ 100% |
| Trade debts44 | €5,526 | €4,221 | €2,215 | €1,921 | €2,674 | ▲ 39.2% |
| Suppliers440/4 | - | €4,221 | €2,215 | €1,921 | €2,674 | ▲ 39.2% |
| Taxes, remuneration and social security45 | - | €3,423 | €665 | €225 | €141 | ▼ 37.1% |
| Taxes450/3 | - | €3,423 | €665 | €225 | €141 | ▼ 37.1% |
| Other amounts payable47/48 | - | €6,771 | €16,257 | €16,045 | €15,556 | ▼ 3.0% |
| Accrued charges and deferred income492/3 | - | €9,216 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€41,961 | -€25,671 | €3,477 | -€10,562 | -€13,164 | ▼ 24.6% |
| + Depreciation and write-downs630 | €238 | €496 | €496 | €496 | €496 | = |
| Operating cash flow (approximation) | -€41,722 | -€25,175 | €3,973 | -€10,066 | -€12,668 | ▼ 25.9% |
| Investment in fixed assets (approximation) | - | -€398,027 | -€1,718 | -€91,061 | -€309,000 | ▼ 239% |
| Change in cash | - | €3,339 | -€6,522 | -€2,983 | €2,670 | ▲ 190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 21current ratio 3.68
Current ratio from 0.17 to 3.68; short-term debt falls from €283,191 to €18,371.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €3,477
Net result €3,477 after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2019
Ground area
3,059 m²
Building footprint
281 m²
Volume, LiDAR
1,242 m³
Parcel 13018D0223/00M035, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LH Consultancy & Management
since 20192.294.403.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018D0223/00M035 | Flanders | 3,059 m² | 1 · 281 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BNT Advies
BE 1036.059.572
Kasterlee
CAPITOL
BE 0439.696.248
Kasterlee
CHARLIE NINE
BE 0745.383.335
Kasterlee
DALVACON
BE 1003.446.687
Kasterlee
Emily Warren Group
BE 1025.763.221
Kasterlee
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 5,712 companies in sector 70100 we hold annual accounts for 3,519. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735884362
Also
9925:BE0735884362
Registered
30-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.