MALMA
ActiveSummary
The computed 12-month bankruptcy probability of MALMA is 9.6% (elevated). The 2025 annual accounts show equity of €83,076 and a net result of €45,911. Its solvency ranks better than 77% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-07-2023 Normal situation
- Activity
- Other specialised construction activities NACE 43990and 3 others
- Establishment unit
- 2.347.690.604 2070 Beveren-Kruibeke-Zwijndrecht, since 04-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 9.6%
- Gross margin
- €68,400
- ▲ 23.1%
- Turnover
- ≈ €350,000
- estimated
- Profit
- €45,911
- ▲ 35.6%
- Equity
- €83,076
- ▲ 119%
- Total assets
- €115,098
- ▲ 103%
- 2025 accounts filed 61 days after the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2023Last filed accounts filed 61 days late; 2 of the last 3 accounts lateSize: total assets €115,098Show the evidence
Checked score
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 78% of them on solvency, 30% on liquidity, 92% on profitability and 93% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 58 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535749.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 16% higher than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €20,478 | - |
| Financial fixed assets | - | €158 |
| Depreciation and write-downs of the year | €3,164 | €1,977 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 · 1 entry · €281 paidComparable companies
These companies have the same main activity as MALMA: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €103,000 and €121,000, founded in 2023.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| MALMA Beveren-Kruibeke-Zwijndrecht | 2023 | €0.1m | €0.08m | €0.07m | - | €0.05m | 2025 |
| VAN DIJCK SERVICES Rijkevorsel | 2023 | €0.1m | €0.1m | €0.07m | - | €0.05m | 2025 |
| BATI VECTEUR Asse | 2023 | €0.1m | €0.06m | €0.07m | - | €0.04m | 2025 |
| HLD Projects Dilbeek | 2023 | €0.1m | €0.09m | €0.06m | - | €0.04m | 2025 |
| OST CONCEPT TOITURE Sint-Pieters-Leeuw | 2023 | €0.1m | €0.09m | €0.08m | €1.3m | €0.05m | 2025 |
| ECOVIE POOL Celles (lez-Tournai) | 2023 | €0.1m | €0.01m | €0.07m | - | -€0.003m | 2025 |
| ALP-DUA Gent | 2023 | €0.1m | €0.07m | €0.08m | - | €0.05m | 2024 |
They were chosen from the 7,010 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as MALMA has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of MALMA itself is higher: 9.6% within 12 months. It rests on far more data about MALMA than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MALMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,164 | €1,977 | ▼ 37.5% |
| Other operating charges640/8 | €1,263 | €7,173 | ▲ 468% |
| Gross operating margin9900 | €55,545 | €68,400 | ▲ 23.1% |
| Operating profit (loss)9901 | €51,119 | €59,250 | ▲ 15.9% |
| Financial charges65/66B | €3,826 | €1,478 | ▼ 61.4% |
| Recurring financial charges65 | €3,826 | €1,478 | ▼ 61.4% |
| Profit (loss) for the period before taxes9903 | €47,293 | €57,773 | ▲ 22.2% |
| Income taxes67/77 | €13,436 | €11,862 | ▼ 11.7% |
| Profit (loss) for the period9904 | €33,857 | €45,911 | ▲ 35.6% |
| Profit (loss) for the period to be appropriated9905 | €33,857 | €45,911 | ▲ 35.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €56,711 | €115,098 | ▲ 103% |
| Fixed assets21/28 | €17,314 | €2,864 | ▼ 83.5% |
| Tangible fixed assets22/27 | €17,314 | €2,706 | ▼ 84.4% |
| Plant, machinery and equipment23 | €4,684 | €2,706 | ▼ 42.2% |
| Furniture and vehicles24 | €12,630 | - | - |
| Financial fixed assets28 | - | €158 | - |
| Current assets29/58 | €39,397 | €112,234 | ▲ 185% |
| Amounts receivable within one year40/41 | €27,018 | €110,126 | ▲ 308% |
| Trade receivables40 | - | €29,692 | - |
| Other amounts receivable41 | €27,018 | €80,434 | ▲ 198% |
| Cash at bank and in hand54/58 | €9,935 | €1,950 | ▼ 80.4% |
| Deferred charges and accrued income490/1 | €2,444 | €158 | ▼ 93.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €56,711 | €115,098 | ▲ 103% |
| Equity10/15 | €37,998 | €83,076 | ▲ 119% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €32,998 | €78,076 | ▲ 137% |
| Distributable reserves133 | €32,998 | €78,076 | ▲ 137% |
| Amounts payable17/49 | €18,713 | €32,023 | ▲ 71.1% |
| Amounts payable within one year42/48 | €18,713 | €32,023 | ▲ 71.1% |
| Trade debts44 | €4,405 | €1,663 | ▼ 62.3% |
| Suppliers440/4 | €4,405 | €1,663 | ▼ 62.3% |
| Taxes, remuneration and social security45 | €13,450 | €28,668 | ▲ 113% |
| Taxes450/3 | €13,450 | €28,668 | ▲ 113% |
| Other amounts payable47/48 | €859 | €1,692 | ▲ 97.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €33,857 | €45,911 | ▲ 35.6% |
| + Depreciation and write-downs630 | €3,164 | €1,977 | ▼ 37.5% |
| Operating cash flow (approximation) | €37,021 | €47,888 | ▲ 29.4% |
| Investment in fixed assets (approximation) | - | €12,472 | - |
| Change in cash | - | -€7,985 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- DRISSI EL MESKINI Mortada sole founder · 100% at incorporation
The directors' other companies
1 other company of this director was struck off by the FPS Economy (2026).
- PreSoft struck off on 16-01-2026Official Gazetteappointed in 2023, still in office
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it.
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering kan mandaat steeds beëindigen wegens wettige reden, artikel 5:73 WVV”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, 500”
Articles of association, deed of 06-07-2023 (in Dutch)
Network & group
Companies at the same address
1 other companyConnections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
10-07
Gazette deed
Registered office moved from Wommelgem to Beveren-Kruibeke-Zwijndrecht2 points ▸
- Board meeting, 29-05-2026
- Registered-office move, Pietje Waasstraat 15, 2070 Beveren-Kruibeke-Zwijndrecht
25-02
Gazette deed
Registered office moved from Sint-Gillis-Waas to WommelgemPower of attorney3 points ▸
- Board meeting, 30-11-2025
- Registered-office move, Nijverheidsstraat 70, 2160 Wommelgem
- Power of attorney, BV FISCALISO
06-07
Gazette deed
IncorporationAppointment: DRISSI EL MESKINI Mortada (director) · Founder · Pre-incorporation commitments4 points ▸
- Incorporation, 03-07-2023
- Founder, DRISSI EL MESKINI Mortada
- Director appointment, DRISSI EL MESKINI Mortada (director)
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in naam en voor rekening gesteld voor oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
51 activities
- Duikwerkzaamheden in de algemene betekenis van het woord,op zee,in havens,op de kanalen,stromen,rivieren en meren
- Persluchtwerkzaamheden
- Onderwater las- en herstellingswerkzaamheden aan zee- en binnenschepen,kaaimuren,sluisdeuren,bouwputten,kerncentrales,chemie en petrochemie en aanverwante bedrijven
- Werkzaamheden in verontreinigd water
- Constructie en sloopwerkzaamheden
- Onderhoud- en renovatiewerkzaamheden
- Betonstorten
- Video- en andere inspecties
- Caissonwerkzaamheden
- Duikklok en habitat werkzaamheden
- Assistentie bij reddingswerkzaamheden te en onder water
- Werkzaamheden in verband met een kofferdam
- Bodembemonstering
- Noodreparaties en calamiteitenwerk
- Ponton- en kraanwerkzaamheden
- Maritieme dienstverlening
- Kernboringen
- Pijplijn assistentie
- Scheep- en duwvaart,alsmede de assistentie ervan
- Bediening van decompressie kamer voor zowel oppervlakte decompressie als medische hulp
- Werkzaamheden in de ondergrondse bouw zoals,en zonder dat dit beperkend is – bouwkuip en tunnels
- Reparaties aan alle soorten kunst- en remmingswerken,kaden sluizen stuwen,landhoofden,steigers,laad- en losplaatsen,kust en oeverbouw
- Heiwerkzaamheden
- Bagger- en grondwerk
- Berging,shipping
- Vervoer over het land,over de zee en in de lucht,zowel voor eigen rekening als voor rekening van derden
- De aan- en verkoop,het huren en verhuren,de tussenhandel in en de handelsbemiddeling in containers,duikmateriaal in de ruimste zin van het woord,alle toebehoren zoals elektronica,computers,dit zowel in groot- als in kleinhandel
- Uitoefening van managementtaken bij bedrijven
- Studie-,organisatie en raadgevend bureau inzake handels- en financiële aangelegenheden
- Het organiseren en geven van seminaries,opleidingen en aanverwante onderwerpen
- De aankoop,de verkoop van alle onroerende goederen zowel onbebouwde als gebouwen aller aard
- De bemiddeling bij dergelijke operaties
- De oprichting,aanpassing en herstelling voor eigen rekening of voor de rekening van derden ten titel van aanneming,en dit van alle gebouwen en constructies
- Het verkavelen,uitrusten en tot waarde brengen van alle onroerende goederen voor eigen rekening en voor rekening van derden
- Het verrichten van alle studies,het opmaken van alle ontwerpen,ook voor rekening van derden en het verlenen van alle adviezen in verband met bovengemelde activiteiten
- Het in eigendom behouden en uitbaten van alle onroerende goederen,zowel ongebouwde als gebouwen
- Het verhuren,huren,onderverhuren of onderhuren en beheren voor eigen rekening of voor rekening van derden van alle onroerende goederen
- Het verrichten van geldleningen en het stellen van waarborgen voor derden
- Dit alles voor eigen rekening als voor rekening van derden als hoofdhandelaar of als agent,in binnen- of buitenland
- Het in leasing nemen of geven van alle onroerende goederen
- Het optreden als beroepsoprichter of als bouwpromotor
- Tussenpersoon in de handel
- Het uitoefenen van management,consulting-,beheers- en beleggingsactiviteiten,met inbegrip van managementfuncties,consulting overeenkomsten,advies,bijstand en leiding
- Alle diensten en adviezen betreffende voormelde activiteiten verschaffen,ontwikkelen en leveren,alsook organiseren van opleidingen en incentives
- Voor eigen rekening en/of voor rekening van derden,alle handelsverrichtingen die rechtstreeks als onrechtstreeks verband houden met aankoop,verkoop,invoer,uitvoer van grondstoffen en benodigdheden van algemene ondernemingen
- Alle handelingen van commerciële,industriële,onroerende en financiële aard,die rechtstreeks of onrechtstreeks met dit doel verwant of verknocht zijn
- Alle handels-,nijverheids-,financiële,roerende en onroerende zaken die rechtstreeks of onrechtstreeks in verband staan met haar doel
- Alle noodzakelijke en nuttige verrichtingen of maatregelen nemen,gelijkaardige of aanverwante en niet aanverwante ondernemingen verwerven,daarin deelnemen
- Beheer en uitbreiding voor eigen rekening van patrimonium bestaande uit roerende en onroerende goederen
- Alle commerciële,industriële,financiële,burgerlijke,roerende en onroerende handelingen die nuttig zijn voor realisatie van het voorwerp
- Belangen nemen in alle ondernemingen,verenigingen of vennootschappen met gelijkaardig of aanverwant voorwerp bij wijze van inbreng,opslorping,fusie,intekening
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.545.624
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11056B1034/00A000 | Flanders | 5,430 m² | 1 · 357 m² | 2.1 m |