Summary
Mallart & Co. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €34.87M and a net result of €2.26M. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 2394 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
28 d early
2022
20 d early
2021
9 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€34.87M▲ 6.9%
2024 · €32.61M
2018: €7.12M
2019: €7.09M
2020: €12.09M
2021: €24.09M
2022: €26.03M
2023: €29.90M
2024: €32.61M
2018 → 2025
Net result
€2.26M▼ 16.5%
2024 · €2.71M
2018: €2.11M
2019: €-30k
2020: €-222k
2021: €6k
2022: €1.94M
2023: €3.87M
2024: €2.71M
2018 → 2025
Total assets
€35.82M▲ 0.5%
2024 · €35.64M
2018: €12.89M
2019: €12.17M
2020: €33.87M
2021: €32.60M
2022: €34.55M
2023: €35.39M
2024: €35.64M
2018 → 2025
Solvency
97.3%▲ 5.8pp
2024 · 91.5%
2018: 55.2%
2019: 58.3%
2020: 35.7%
2021: 73.9%
2022: 75.3%
2023: 84.5%
2024: 91.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24.09M-€26.03M▲ 8.0%€29.90M▲ 14.9%€32.61M▲ 9.1%€34.87M▲ 6.9%
Operating result€124k-€-55k€-64k▼ 16.6%€-68k▼ 6.8%€-67k▲ 1.6%
Net result€6k-€1.94M▲ 33,969%€3.87M▲ 99.6%€2.71M▼ 30.0%€2.26M▼ 16.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €67k in 2025 against €68k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35.82M
Fixed assets
€31.67M =
Current assets
€4.15M ▲ 4.6%
Equity and liabilities €35.82M
Equity
€34.87M ▲ 6.9%
Debt
€953k ▼ 68.6%
Debt's share of the balance-sheet total falls from 8.5% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.5%▼
2024 · 8.3%
ROA
6.3%▼
2024 · 7.6%
Debt ≤ 1 year
€953k▼
2024 · €3.03M
Staff costs
€58k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€35.64M€35.82M▲
Fixed assets21/28€31.67M€31.67M=
Financial fixed assets28€31.67M€31.67M=
Current assets29/58€3.97M€4.15M▲
Amounts receivable within one year40/41€47k€100k▲
Other amounts receivable41€47k€100k▲
Current investments50/53€3.75M€4.00M▲
Cash at bank and in hand54/58€113k€21k▼
Deferred charges and accrued income490/1€61k€32k▼
Equity and liabilities
Total equity and liabilities10/49€35.64M€35.82M▲
Equity10/15€32.61M€34.87M▲
Contributions10/11€19.34M€19.34M=
Capital10€19.34M€19.34M=
Issued capital100€19.34M€19.34M=
Reserves13€638k€752k▲
Non-distributable reserves130/1€638k€752k▲
Legal reserve130€638k€752k▲
Profit (loss) carried forward14€12.63M€14.78M▲
Amounts payable17/49€3.03M€953k▼
Amounts payable within one year42/48€3.03M€953k▼
Trade debts44€2k€774▼
Suppliers440/4€2k€774▼
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3-€8k
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€3.02M€936k▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€58k▲
Other operating charges640/8€968€998▲
Gross operating margin9900€-12k€-9k▲
Operating profit (loss)9901€-68k€-67k▲
Financial income75/76B€2.92M€2.45M▼
Recurring financial income75€2.92M€2.40M▼
Non-recurring financial income76B-€50k
Financial charges65/66B€144k€122k▼
Recurring financial charges65€142k€70k▼
Non-recurring financial charges66B€2k€52k▲
Profit (loss) for the period before taxes9903€2.71M€2.26M▼
Profit (loss) for the period9904€2.71M€2.26M▼
Profit (loss) for the period to be appropriated9905€2.71M€2.26M▼
Appropriation of the result
Profit (loss) to be appropriated9906€12.76M€14.89M▲
Profit (loss) brought forward from the previous period14P€10.06M€12.63M▲
Transfer to equity691/2€135k€113k▼
To the legal reserve6920€135k€113k▼
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
State Gazette act
Reappointment: Alain Mallart (director)Mandate compensation3 facts ▸
State Gazette act
Reappointment: Alain Mallart (director)
Mandate compensation3 facts ▸
- General meeting, 16-07-2026
- Director reappointment, Alain Mallart (director)
- Mandate compensation, Alain Mallart
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.36
Current ratio from 1.31 to 4.36; short-term debt falls from €3.03M to €953k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €3.87M ▲99.6%
Net result €3.87M, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €25MEq €26.03M ▲8%
2 profitable years in a row build equity to €26.03M.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-222k
Net result drops to €-222k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Equity above €10MEq €12.09M ▲70.5%
Equity rises from €7.09M to €12.09M.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 17 acts read
About the unread acts
Of the 17 Belgian State Gazette acts we know for this company, 1 has been read. The other 16 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Alain MALLART
CurrentDirector · since 16-07-2026
16-07-2026
Mandate renewed as Director
Not every act has been read: a resignation may be missing here
16 of this company's 17 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2011
Ground area
902 m²
Building footprint
405 m²
Volume, LiDAR
8,930 m³
Parcel 21444B0087/00E005, Brussels · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Mallart & Co.
since 20112.199.391.955
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0087/00E005 | Brussels | 902 m² | 1 · 405 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesLinked via shared directors
via Alain MALLART · Director
→
via Alain MALLART · Director
→
via Alain MALLART · Class B director
→
via Alain MALLART · Director and managing director
former→
Show 1 more companies with a shared director
via Alain MALLART · Director
former→
Recognitions · licences · registrations
Legal Entity Identifier
967600X3KREOA89R6U65
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,764. 3,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.