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MALINWA HARMONIE

Active
Non-profit associationfounded 2020active for 6 yearsVeemarkt 5, 2800 Mechelen, BelgiumKBO/BCE: BE 0754.661.582
Summary

MALINWA HARMONIE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,183 and a net result of €743. Equity remains stable across the filed financial years (±1.3% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

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MALINWA HARMONIEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Activity not known
Size
≈ €6,500turnover 2025, estimated
Equity
€12,183
Surplus
€743
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 3 days early1 deed in the Belgian Official Gazette
Why 96raises riskNo main activity registeredFounded in 2020lowers riskLegal form: non-profit associationLiquidity: cash €12,713Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 69% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 100=
cash 100.0%
Profitability 52-48
return on assets 5.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
cash: 100% of total assets, and 4.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 37% on profitability and 63% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · No main activity registered
KBO
lowers risk · Liquidity: cash €12,713
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €12,183
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
3 days early
2024
7 days early
2023
3 days late
2022
4 days late
2021
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €3,541

Key points

  • Total assets 20255 financial years filed €12,713 View
  • Active since 2020founded 21-09-2020 6 years View

By topic

Financials

Financial year
2025
Total assets
€12,713
Profit
€743
Solvency
95.8%
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 03-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 04-08-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Non-profit association
Founded
21-09-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about MALINWA HARMONIE

What is the company number of MALINWA HARMONIE?
0754.661.582. In Belgium the VAT number is the company number with BE in front: BE 0754.661.582.
Where is MALINWA HARMONIE based?
The registered office is at Veemarkt 5, 2800 Mechelen.Company details
What is the legal form of MALINWA HARMONIE?
Non-profit association (VZW).
When was MALINWA HARMONIE founded?
On 21-09-2020.
Is MALINWA HARMONIE still active?
Yes, MALINWA HARMONIE is an active enterprise in the KBO register.
What is the turnover of MALINWA HARMONIE?
€11,428 in financial year 2024, according to the filed annual accounts.Financials
Is MALINWA HARMONIE profitable?
In financial year 2025, MALINWA HARMONIE made a profit of €743.
Where can I find the annual accounts of MALINWA HARMONIE?
MALINWA HARMONIE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MALINWA HARMONIE due?
By 31-07-2027, for financial year 2026.Timeline

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