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MALINWA HARMONIE

Active
Non-profit associationfounded 2020active for 6 yearsVeemarkt 5, 2800 Mechelen, BelgiumKBO/BCE: BE 0754.661.582
Summary

MALINWA HARMONIE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,183 and a net result of €743. Equity has been stable since 2021 (±1.3% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-09-2020 Normal situation
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€850
▼ 77.1%
Turnover
≈ €6,500
estimated
Surplus
€743
▼ 79.0%
Equity
€12,183
▲ 6.5%
Total assets
€12,713
▲ 11.1%
Filed on 28-07-2026, 3 days before the deadline
Score breakdownraises riskNo main activity registeredFounded in 2020lowers riskLegal form: non-profit associationLiquidity: cash €12,713Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 100=
cash 100.0%
Profitability 52-48
return on assets 5.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Cash is 100% of total assets. 4.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 37% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · No main activity registered
KBO
lowers risk · Liquidity: cash €12,713
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €12,183
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
3 days early
2024
7 days early
2023
3 days late
2022
4 days late
2021
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 5 accounts on average 3 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Key facts about MALINWA HARMONIE

What is the company number of MALINWA HARMONIE?
The company number of MALINWA HARMONIE is 0754.661.582. The VAT number is the same number with BE in front: BE 0754.661.582.
Where is MALINWA HARMONIE based?
The registered office is at Veemarkt 5, 2800 Mechelen.Company details
What is the legal form of MALINWA HARMONIE?
The legal form of MALINWA HARMONIE is Non-profit association (VZW).
When was MALINWA HARMONIE founded?
MALINWA HARMONIE was founded on 21-09-2020.
Is MALINWA HARMONIE still active?
Yes, MALINWA HARMONIE is an active enterprise in the KBO register.
What is the turnover of MALINWA HARMONIE?
The turnover in financial year 2025 is ≈ €6,500. This figure is estimated from the gross margin of €850 and 6,330 comparable companies of the same size. It probably lies between €3,000 and €16,000. It is a rough estimate. In financial year 2024 turnover was €11,428.Financials
Is MALINWA HARMONIE profitable?
In financial year 2025, MALINWA HARMONIE made a profit of €743.
Where can I find the annual accounts of MALINWA HARMONIE?
MALINWA HARMONIE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MALINWA HARMONIE due?
MALINWA HARMONIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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