Equity
€312,177 ▼ 21.3%
Malinada paid out €127,915 in dividends. That is 296% of the 2025 profit.
Malinada
Lifetime
8 annual accounts with figures on one time axispeak €168,745 (2023)
€40,364▲ €99,079
lowest -€3,652 (2018)
€43,278▼ 80.2%
peak €396,815 (2024)
€312,177▼ 21.3%
€17,655▼ 52.7%
peak 0 FTE (2025)
0 FTE
Board2 names since 2018
2 directorsSERGEANT Mario and 1 other
Documentsfilings and deeds
08-01-202623 days before the deadline
2025abbreviated format
Gross margin from -€58,715 to €40,364Result from €218,565 to €43,278Dividend €127,915Equity from €396,815 to €312,177Debts from €37,334 to €17,655Cash from €314,602 to €104,041
Key points
from the 2025 annual accountsResult
€43,278 ▼ 80.2%
The result fell in 2025: different schema filed.
Turnover
≈ €110,000 estimated
The accounts state no turnover.
Investments
€7,565 7.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
18.51 was 11.38 in 2024
Short-term debts fell from €36,533 to €16,890.
Position in the sector
94.6%
Higher solvency than 91% of companies in head offices and management consultancy. Sector median 52.4% · 10,858 companies.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 18.51, cash €104,041, halved
Equity €312,177 (94.6% of total assets)
Size: total assets €329,832
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 82% on liquidity, 54% on profitability and 22% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Malinada has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Malinada itself is lower: < 0.1% within 12 months. It rests on far more data about Malinada than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Malinada. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.51 (11.38 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 31.5% of total assets. 5.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 days early
2024
50 days early
2023
20 days early
2022
15 days early
2021
on the day
2020
4 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 11 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0694647682
Change of role: SERGEANT Mario, from manager to director
“omschrijving zoals opgenomen in agenda” (deed in Dutch) · General meeting of 13-12-2023 · Gazette deed
Incorporation
Founder: SERGEANT Mario Marcel Clara · Founding capital of €18,600, 100 shares · Appointment: SERGEANT Mario Marcel Clara (manager) · published on 13-04-2018 · Gazette deed
First establishment
de Kerchovelaan 10, Deinze
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Malinada Deinze | €329,832 | €40,364 | 94.6% | 0 |
| KIEVIT LOGISTICS Lille | €280,017 | €36,941 | 98.0% | 0 |
| BECO4HR Kapellen | €388,326 | €45,882 | 34.6% | 0 |
| ANISLI Tournai | €323,367 | €32,521 | 8.0% | 0 |
| VADO SOLUTIONS Lede | €394,020 | €58,876 | 7.1% | 0 |
| Breka Invest Temse | €241,687 | €27,736 | 68.5% | 0 |
| PUUR CATERING Ghent | €432,805 | €62,522 | -28.9% | 0 |
These companies have the same main activity as Malinada: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €242,000 and €433,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 11-04-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 6 others
- Establishment unit
- 2.274.939.9119850 Deinze, since 11-04-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 02-12-2025
Annual accounts to 30-06-2025
- €329,832▼ 24.0%
- Filing
- Filed on 08-01-2026, 23 days before the end of the filing period
Insights on Malinada
Malinada files the abbreviated format. That format states no turnover. The gross margin rose from -€1,931 in 2018 to €40,364 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Malinada
- What is the company number of Malinada?
- The company number of Malinada is 0694.647.682. The VAT number is the same number with BE in front: BE 0694.647.682.
- Where is Malinada based?
- The registered office is at de Kerchovelaan 10, 9850 Deinze.Company details
- What does Malinada do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Malinada?
- Malinada is a private limited company (BV).
- When was Malinada founded?
- Malinada was founded on 11-04-2018.
- Is Malinada still active?
- Yes, Malinada is an active enterprise in the KBO register.
- What is the turnover of Malinada?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €40,364 and 69 comparable companies (NACE 70200). It probably lies between €65,000 and €160,000.Financials
- Is Malinada profitable?
- In financial year 2025, Malinada made a profit of €43,278.
- Where can I find the annual accounts of Malinada?
- Malinada filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Malinada due?
- Malinada must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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