MALIMA
ActiveMALIMA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €245k and a net result of €61k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-38
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 21.61 against 1.72 in 2023; short-term debt: 2.1% and cash: 13.5% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.9%
Return on assets
24.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
180 d late
2022
31 d late
2021
32 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€245k▲ 33.2%
2023 · €184k
2018: €46k
2019: €261k
2020: €407k
2021: €500k
2022: €150k
2023: €184k
2018 → 2024
Total assets
€250k▲ 7.6%
2023 · €233k
2018: €117k
2019: €369k
2020: €544k
2021: €566k
2022: €203k
2023: €233k
2018 → 2024
Net result
€61k▲ 83.0%
2023 · €33k
2018: €34k
2019: €215k
2020: €146k
2021: €85k
2022: €128k
2023: €33k
2018 → 2024
Working capital
€111k▲ 243%
2023 · €32k
2018: €25k
2019: €235k
2020: €290k
2021: €334k
2022: €-7k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€407k-€500k▲ 22.8%€150k▼ 69.9%€184k▲ 22.2%€245k▲ 33.2%
Operating result€160k-€81k▼ 49.4%€110k▲ 34.9%€-6k€-12k▼ 111%
Net result€146k-€85k▼ 41.6%€128k▲ 50.6%€33k▼ 74.0%€61k▲ 83.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €6k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €250k
Fixed assets
€134k▼ 13.9%
Current assets
€116k▲ 51.0%
Equity and liabilities €250k
Equity
€245k▲ 33.2%
Debt
€5k▼ 89.0%
The debt ratio falls from 21.0% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-748▼
2023 · €7k
Cash flow
€73k▲
2023 · €47k
Solvency
97.9%▲
2023 · 79.0%
Current ratio
21.61▲
2023 · 1.72
Quick ratio
21.61▲
2023 · 1.72
Debt / equity
0.02▼
2023 · 0.27
ROE
24.9%▲
2023 · 18.2%
ROA
24.4%▲
2023 · 14.3%
Interest coverage
-0.64▼
2023 · 22.70
Debt
€5k▼
2023 · €49k
Debt ≤ 1 year
€5k▼
2023 · €45k
Income taxes
€530▲
2023 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€233k€250k▲
Fixed assets21/28€156k€134k▼
Tangible fixed assets22/27€146k€134k▼
Plant, machinery and equipment23€102k€93k▼
Furniture and vehicles24€39k€36k▼
Other tangible fixed assets26€5k€5k=
Financial fixed assets28€10k-
Current assets29/58€77k€116k▲
Amounts receivable within one year40/41€76k€81k▲
Trade receivables40€5k€6k▲
Other amounts receivable41€71k€75k▲
Cash at bank and in hand54/58€1k€34k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€233k€250k▲
Equity10/15€184k€245k▲
Contributions10/11€20k€20k=
Reserves13€164k€225k▲
Distributable reserves133€164k€225k▲
Amounts payable17/49€49k€5k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€45k€5k▼
Current portion of amounts payable after more than one year42€7k€4k▼
Financial debts43-€505
Other loans439-€505
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€24k€530▼
Taxes450/3€24k€530▼
Other amounts payable47/48€10k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€482€112▼
Gross operating margin9900€8k€-636▼
Operating profit (loss)9901€-6k€-12k▼
Financial income75/76B€40k€75k▲
Recurring financial income75€40k€75k▲
Financial charges65/66B€330€1k▲
Recurring financial charges65€330€1k▲
Profit (loss) for the period before taxes9903€34k€62k▲
Income taxes67/77€409€530▲
Profit (loss) for the period9904€33k€61k▲
Profit (loss) for the period to be appropriated9905€33k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€61k▲
Transfer to equity691/2€33k€61k▲
To other reserves6921€33k€61k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 180 days late
2024
31-12
Financial
Liquidity times 13current ratio 21.61
Current ratio from 1.72 to 21.61; short-term debt falls from €45k to €5k.
31-12
Financial
Equity above €200kEq €245k ▲33.2%
7 profitable years in a row build equity to €245k.
2023
31-12
Financial
Weakest financial yearnet €33k ▼74%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.72
Current ratio from 0.82 to 1.72.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 8.07
Current ratio from 3.62 to 8.07; short-term debt falls from €111k to €47k.
31-12
Financial
Equity above €500kEq €500k ▲22.8%
4 profitable years in a row build equity to €500k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €215k ▲531%
Operating result €217k, net result €215k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.17
Current ratio from 1.82 to 4.17.
31-12
Financial
Equity above €200kEq €261k ▲462%
2 profitable years in a row build equity to €261k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 1493550 Heusden-ZolderGround area
1,764 m²
Building footprint
222 m²
Parcel 71462C0068/00K005, Flanders. Linked by address, not a title deed.
1 establishment unit
MALIMA
since 20172.267.024.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462C0068/00K005 | Flanders | 1,764 m² | 1 · 222 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490034V942PLZQDK81
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.