MALIKU
ActiveSummary
MALIKU has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €38k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+12
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 8.53 against 7.29 in 2024; short-term debt: 11.7% and cash: 77.3% of total assets), and 11.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
16.7%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
on the day
2023
30 d late
2022
19 d late
2021
65 d late
2020
40 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▲ 23.3%
2024 · €164k
Total assets
€228k▲ 20.5%
2024 · €190k
Net result
€38k▲ 158%
2024 · €15k
Working capital
€201k▲ 24.0%
2024 · €162k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46k▲ 28.0%€37k▼ 19.9%€41k▲ 11.3%€20k▼ 52.1%€51k▲ 161%
Net result€33k▲ 29.1%€27k▼ 19.8%€30k▲ 10.8%€15k▼ 50.4%€38k▲ 158%
Equity€143k▲ 30.7%€138k▼ 3.1%€168k▲ 21.5%€164k▼ 2.5%€202k▲ 23.3%
Total assets€164k▲ 24.2%€169k▲ 2.9%€176k▲ 4.0%€190k▲ 8.0%€228k▲ 20.5%
Debt€22k▼ 6.3%€31k▲ 43.0%€8k▼ 74.5%€26k▲ 231%€27k▲ 3.0%
Working capital€140k▲ 31.8%€134k▼ 4.5%€165k▲ 23.4%€162k▼ 1.9%€201k▲ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 161% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€616 ▼ 60.9%
Current assets
€228k ▲ 21.2%
Equity and liabilities €228k
Equity
€202k ▲ 23.3%
Debt
€27k ▲ 3.0%
Debt's share of the balance-sheet total falls from 13.8% to 11.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €21k
Cash flow
€39k▲
2024 · €16k
Current ratio
8.53▲
2024 · 7.29
Debt to equity
0.13▼
2024 · 0.16
ROE
18.9%▲
2024 · 9.0%
ROA
16.7%▲
2024 · 7.8%
Interest coverage
214.13▲
2024 · 83.24
Debt ≤ 1 year
€27k▲
2024 · €26k
Income taxes
€14k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €411 | €1k | €1k | €2k | €962 | ▼ 36.7% |
| Other operating charges640/8 | - | €996 | €779 | €932 | €796 | ▼ 14.7% |
| Gross operating margin9900 | €47k | €39k | €43k | €22k | €53k | ▲ 140% |
| Operating profit (loss)9901 | €46k | €37k | €41k | €20k | €51k | ▲ 161% |
| Financial income75/76B | - | - | €0 | €971 | €1k | ▲ 35.6% |
| Recurring financial income75 | €108 | - | €0 | €971 | €1k | ▲ 35.6% |
| Financial charges65/66B | - | €248 | €258 | €255 | €244 | ▼ 4.1% |
| Recurring financial charges65 | €190 | €248 | €258 | €255 | €244 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €46k | €37k | €41k | €20k | €52k | ▲ 157% |
| Income taxes67/77 | €13k | €10k | €11k | €6k | €14k | ▲ 155% |
| Profit (loss) for the period9904 | €33k | €27k | €30k | €15k | €38k | ▲ 158% |
| Profit (loss) for the period to be appropriated9905 | €33k | €27k | €30k | €15k | €38k | ▲ 158% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €164k | €169k | €176k | €190k | €228k | ▲ 20.5% |
| Fixed assets21/28 | €2k | €4k | €3k | €2k | €616 | ▼ 60.9% |
| Tangible fixed assets22/27 | €2k | €4k | €3k | €2k | €616 | ▼ 60.9% |
| Land and buildings22 | - | €2k | €1k | €822 | €411 | ▼ 50.0% |
| Plant, machinery and equipment23 | - | €2k | €1k | €348 | - | - |
| Furniture and vehicles24 | - | €598 | €328 | €409 | €206 | ▼ 49.7% |
| Financial fixed assets28 | €100 | - | - | - | - | - |
| Current assets29/58 | €162k | €165k | €173k | €188k | €228k | ▲ 21.2% |
| Amounts receivable within one year40/41 | €25k | €34k | €28k | €35k | €49k | ▲ 40.7% |
| Trade receivables40 | - | €29k | €22k | €7k | €18k | ▲ 170% |
| Other amounts receivable41 | - | €5k | €6k | €28k | €31k | ▲ 10.5% |
| Cash at bank and in hand54/58 | €128k | €124k | €137k | €147k | €177k | ▲ 20.3% |
| Deferred charges and accrued income490/1 | - | €7k | €8k | €6k | €2k | ▼ 69.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €164k | €169k | €176k | €190k | €228k | ▲ 20.5% |
| Equity10/15 | €143k | €138k | €168k | €164k | €202k | ▲ 23.3% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €136k | €132k | €162k | €157k | €195k | ▲ 24.2% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Other1319 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €130k | €160k | €155k | €194k | ▲ 24.5% |
| Amounts payable17/49 | €22k | €31k | €8k | €26k | €27k | ▲ 3.0% |
| Amounts payable within one year42/48 | €22k | €31k | €8k | €26k | €27k | ▲ 3.5% |
| Trade debts44 | €14k | €25k | €2k | €22k | €22k | ▼ 2.8% |
| Suppliers440/4 | - | €25k | €2k | €22k | €22k | ▼ 2.8% |
| Taxes, remuneration and social security45 | - | €3k | €5k | €3k | €5k | ▲ 44.1% |
| Taxes450/3 | - | €24 | €2k | €292 | €5k | ▲ 1,609% |
| Remuneration and social security454/9 | - | €3k | €3k | €3k | - | - |
| Other amounts payable47/48 | - | €2k | €984 | - | - | - |
| Accrued charges and deferred income492/3 | - | €92 | €301 | €301 | €194 | ▼ 35.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €27k | €30k | €15k | €38k | ▲ 158% |
| + Depreciation and write-downs630 | €411 | €1k | €1k | €2k | €962 | ▼ 36.7% |
| Operating cash flow (approximation) | €34k | €28k | €31k | €16k | €39k | ▲ 140% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €-434 | €0 | ▲ 100% |
| Change in cash | - | €-4k | €13k | €10k | €30k | ▲ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €38k ▲158%
Operating result €51k, net result €38k, both a record.
31-03
Financial
Equity above €200kEq €202k ▲23.3%
7 profitable years in a row build equity to €202k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €15k ▼50.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-03
Financial
Liquidity quadruplescurrent ratio 22.78
Current ratio from 5.35 to 22.78; short-term debt falls from €31k to €8k.
31-03
Financial
Equity above €150kEq €168k ▲21.5%
5 profitable years in a row build equity to €168k.
2022
19-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
31-03
Financial
Equity above €100kEq €109k ▲31.2%
2 profitable years in a row build equity to €109k.
Show earlier events
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2014
Ground area
335 m²
Building footprint
90 m²
Parcel 42008A1606/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
Loystraat 95, 9220 Hamme (Vl.)
since 20142.235.186.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A1606/00K002 | Flanders | 335 m² | 1 · 90 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 607 companies in sector 43130 we hold annual accounts for 302. 237 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2014
Fiscal year end31-03
Activities, NACEBEL 2025
43130Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.