MALIKOV
ActiveThe computed 12-month bankruptcy probability of MALIKOV is 1.8% (moderate). The 2025 annual accounts show equity of €158k and a net result of €60k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 65% of 16941 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 2.33 in 2024), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
27.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
4 d early
2023
6 d early
2022
6 d early
2021
31 d early
2020
40 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 14.4%
2024 · €138k
2018: €33k
2019: €74k
2020: €57k
2021: €58k
2022: €76k
2023: €115k
2024: €138k
2018 → 2025
Total assets
€216k▲ 0.6%
2024 · €215k
2018: €74k
2019: €90k
2020: €125k
2021: €131k
2022: €154k
2023: €199k
2024: €215k
2018 → 2025
Net result
€60k▼ 23.6%
2024 · €78k
2018: €21k
2019: €41k
2020: €26k
2021: €51k
2022: €68k
2023: €93k
2024: €78k
2018 → 2025
Working capital
€112k▲ 9.7%
2024 · €102k
2018: €8k
2019: €67k
2020: €57k
2021: €58k
2022: €75k
2023: €113k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€76k▲ 31.8%€115k▲ 50.4%€138k▲ 20.4%€158k▲ 14.4%
Operating result€64k-€86k▲ 35.0%€113k▲ 31.6%€105k▼ 6.8%€84k▼ 20.6%
Net result€51k-€68k▲ 34.8%€93k▲ 36.5%€78k▼ 16.0%€60k▼ 23.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€46k▲ 27.9%
Current assets
€171k▼ 4.9%
Equity and liabilities €216k
Equity
€158k▲ 14.4%
Debt
€58k▼ 24.2%
The debt ratio falls from 35.8% to 27.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€86k▼
2024 · €107k
Cash flow
€62k▼
2024 · €80k
Solvency
73.0%▲
2024 · 64.2%
Current ratio
2.92▲
2024 · 2.33
Quick ratio
2.92▲
2024 · 2.33
Debt / equity
0.37▼
2024 · 0.56
ROE
37.9%▼
2024 · 56.8%
ROA
27.7%▼
2024 · 36.4%
Interest coverage
249.51▼
2024 · 712.56
Debt
€58k▼
2024 · €77k
Debt ≤ 1 year
€58k▼
2024 · €77k
Income taxes
€24k▼
2024 · €28k
Staff costs
€27k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€216k▲
Fixed assets21/28€36k€46k▲
Tangible fixed assets22/27€36k€46k▲
Land and buildings22€35k€45k▲
Plant, machinery and equipment23€447-
Furniture and vehicles24€695€375▼
Current assets29/58€179k€171k▼
Amounts receivable within one year40/41€22k€11k▼
Trade receivables40€22k€9k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€157k€159k▲
Deferred charges and accrued income490/1€556€556=
Equity and liabilities
Total equity and liabilities10/49€215k€216k▲
Equity10/15€138k€158k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€118k€137k▲
Amounts payable17/49€77k€58k▼
Amounts payable within one year42/48€77k€58k▼
Trade debts44€3k€725▼
Suppliers440/4€3k€725▼
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€18k€14k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€53k€41k▼
Accrued charges and deferred income492/3€14-
Income statement
Code20242025
Remuneration, social security and pensions62€31k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€139k€115k▼
Operating profit (loss)9901€105k€84k▼
Financial income75/76B€2k€804▼
Recurring financial income75€2k€804▼
Financial charges65/66B€150€346▲
Recurring financial charges65€150€346▲
Profit (loss) for the period before taxes9903€107k€84k▼
Income taxes67/77€28k€24k▼
Profit (loss) for the period9904€78k€60k▼
Profit (loss) for the period to be appropriated9905€78k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€173k€177k▲
Profit (loss) brought forward from the previous period14P€94k€118k▲
Profit to be distributed694/7€55k€40k▼
Return on contributions (dividend)694€55k€40k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €158k ▲14.4%
8 profitable years in a row build equity to €158k.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €93k ▲36.5%
Operating result €113k, net result €93k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲50.4%
6 profitable years in a row build equity to €115k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 5.42
Current ratio from 1.20 to 5.42; short-term debt falls from €40k to €15k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groendal 629420 Erpe-MereGround area
73 m²
Building footprint
89 m²
Parcel 41040B0802/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Poliptix
since 20172.265.793.009
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040B0802/00E000 | Flanders | 73 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900DG18YSDD8Z1I05
Parcel delivery
Notified to the BIPT
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Of 4,835 companies in sector 53200 we hold annual accounts for 1,286. 934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2017
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
62010Computer programming, consultancy and related activities
62100Computer programming
47120Other non-specialised retail sale
47910Retail trade
49410Freight transport by road
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.