MALGRAVE PROMOTION
ActiveSummary
MALGRAVE PROMOTION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €8k. Equity is growing by ~108.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▲+11
Solvency30▲+5
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05 against 1.0 in 2023; short-term debt: 95.3% of total assets), and 95.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.7%
Return on assets
4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
213 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€10k▲ 597%
2023 · €1k
2022: €3k
2023: €1k
2022 → 2024
Total assets
€211k▼ 40.5%
2023 · €355k
2022: €345k
2023: €355k
2022 → 2024
Net result
€8k
2023 · €-2k
2022: €-3k
2023: €-2k
2022 → 2024
Working capital
€10k▲ 597%
2023 · €1k
2022: €3k
2023: €1k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€3k-€1k▼ 54.5%€10k▲ 597%
Operating result€-3k-€-1k▲ 50.2%€11k
Net result€-3k-€-2k▲ 44.6%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €1k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €211k
Equity
€10k ▲ 597%
Debt
€201k ▼ 43.1%
Debt's share of the balance-sheet total falls from 99.6% to 95.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.05▲
2023 · 1.00
Quick ratio
0.01▲
2023 · 0.00
Debt to equity
20.47
ROE
85.6%▲
2023 · -119.8%
ROA
4.0%▲
2023 · -0.5%
Debt ≤ 1 year
€201k▼
2023 · €354k
Income taxes
€920
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet
Code20232024
Assets
Total assets20/58€355k€211k▼
Current assets29/58€355k€211k▼
Stocks and contracts in progress3€354k€210k▼
Stocks30/36€354k€210k▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40-€90
Other amounts receivable41€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€355k€211k▼
Equity10/15€1k€10k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-5k€4k▲
Amounts payable17/49€354k€201k▼
Amounts payable within one year42/48€354k€201k▼
Financial debts43€189€22▼
Credit institutions430/8€189€22▼
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45-€920
Taxes450/3-€920
Other amounts payable47/48€354k€199k▼
Income statement
Code20232024
Other operating charges640/8€107€161▲
Gross operating margin9900€-1k€11k▲
Operating profit (loss)9901€-1k€11k▲
Financial charges65/66B€309€1k▲
Recurring financial charges65€309€1k▲
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77-€920
Profit (loss) for the period9904€-2k€8k▲
Profit (loss) for the period to be appropriated9905€-2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€4k▲
Profit (loss) brought forward from the previous period14P€-3k€-5k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
State Gazette act
Registered officeRegistered-office move · Contact change3 facts ▸
State Gazette act
Registered office
Registered-office move · Contact change3 facts ▸
- Board meeting, 29-07-2026
- Registered-office move, rue Jean Kurtz, 15 à 4801 Verviers
- Contact change, demolin@skynet.be
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 213 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue J. Kurtz 154801 VerviersGround area
1,315 m²
Building footprint
31 m²
Volume, LiDAR
200 m³
Parcel 62012D0255/00N000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MALGRAVE PROMOTION
since 20212.317.650.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012D0255/00N000 | Wallonia | 1,315 m² | 1 · 31 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BARETT CLEANING
BE 0542.896.726
Jalhay · Eq €9,828
Antvestia
BE 0553.542.376
Kapellen · Eq €9,799
JOLIMMO
BE 0660.914.943
Liège · Eq €9,787
CONCRETE
BE 0474.234.780
Ichtegem · Eq €9,764
VERI-IMMO
BE 0837.558.871
Tessenderlo · Eq €9,757
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 1,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2021
Fiscal year end31-12
Abbreviation FR
I3M-1
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:demoline@skynet.be
E-mail:info@in3muros.com