MALEX
ActiveMALEX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753k and a net result of €91k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 40.65 against 16.93 in 2024; short-term debt: 2.4% and cash: 8.2% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
11.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
23 d early
2022
53 d early
2021
on the day
2020
38 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€753k▲ 13.8%
2024 · €662k
2019: €245k
2020: €307k
2021: €399k
2022: €489k
2023: €570k
2024: €662k
2019 → 2025
Total assets
€776k▲ 2.2%
2024 · €759k
2019: €363k
2020: €406k
2021: €503k
2022: €587k
2023: €668k
2024: €759k
2019 → 2025
Net result
€91k▼ 1.6%
2024 · €93k
2019: €75k
2020: €61k
2021: €92k
2022: €90k
2023: €81k
2024: €93k
2019 → 2025
Working capital
€752k▲ 6.3%
2024 · €707k
2019: €265k
2020: €323k
2021: €420k
2022: €519k
2023: €607k
2024: €707k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€399k-€489k▲ 22.6%€570k▲ 16.6%€662k▲ 16.2%€753k▲ 13.8%
Operating result€136k-€114k▼ 16.2%€116k▲ 2.2%€122k▲ 5.3%€77k▼ 37.1%
Net result€92k-€90k▼ 2.1%€81k▼ 10.0%€93k▲ 14.3%€91k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €776k
Fixed assets
€5k▼ 33.2%
Current assets
€771k▲ 2.6%
Equity and liabilities €776k
Equity
€753k▲ 13.8%
Debt
€23k▼ 76.4%
The debt ratio falls from 12.8% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €130k
Cash flow
€94k▼
2024 · €100k
Solvency
97.0%▲
2024 · 87.2%
Current ratio
40.65▲
2024 · 16.93
Quick ratio
40.65▲
2024 · 16.93
Debt / equity
0.03▼
2024 · 0.15
ROE
12.1%▼
2024 · 14.0%
ROA
11.7%▼
2024 · 12.2%
Interest coverage
16.67▼
2024 · 36.02
Debt
€23k▼
2024 · €97k
Debt ≤ 1 year
€19k▼
2024 · €44k
Debt > 1 year
€0▼
2024 · €50k
Income taxes
€27k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€759k€776k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Land and buildings22€8k€5k▼
Current assets29/58€751k€771k▲
Amounts receivable within one year40/41-€93
Other amounts receivable41-€93
Current investments50/53€631k€701k▲
Cash at bank and in hand54/58€113k€63k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€759k€776k▲
Equity10/15€662k€753k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€124k€124k=
Uncalled capital101€62k€62k=
Reserves13€600k€600k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€588k€588k=
Profit (loss) carried forward14-€91k
Amounts payable17/49€97k€23k▼
Amounts payable after more than one year17€50k€0▼
Financial debts170/4€50k€0▼
Amounts payable within one year42/48€44k€19k▼
Financial debts43€15k€0▼
Credit institutions430/8€15k€0▼
Trade debts44€954€575▼
Suppliers440/4€954€575▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€19k€15k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€132k€82k▼
Operating profit (loss)9901€122k€77k▼
Financial income75/76B€13k€46k▲
Recurring financial income75€13k€46k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€132k€118k▼
Income taxes67/77€39k€27k▼
Profit (loss) for the period9904€93k€91k▼
Profit (loss) for the period to be appropriated9905€93k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€91k▼
Transfer to equity691/2€93k€0▼
To other reserves6921€93k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 40.65
Current ratio from 16.93 to 40.65; short-term debt falls from €44k to €19k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €93k ▲14.3%
Net result €93k, the highest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500kEq €570k ▲16.6%
5 profitable years in a row build equity to €570k.
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €61k ▼18.2%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grens 492370 ArendonkGround area
3,191 m²
Building footprint
257 m²
Volume, LiDAR
1,595 m³
Parcel 13001A0052/00C008, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grens 49, 2370 Arendonk
since 20012.093.288.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13001A0052/00C008 | Flanders | 3,191 m² | 1 · 257 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 30,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-04-2001
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.