Debts
€471,913 95% of the balance sheet
MALEMPRE T C J
Lifetime
2 annual accounts with figures on one time axispeak €16,167 (2025)
€16,167▲ €36,151
lowest -€25,250 (2024)
€1,256▲ €26,505
peak €26,006 (2025)
€26,006▲ 5.1%
€471,913▲ 14.7%
Board2 names since 2023
2 directorsLESENFANTS Michel Joseph and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from -€19,984 to €16,167Back to profit: €1,256Investments €41,362Cash from €229,347 to €322,176
Key points
from the 2025 annual accountsInvestments
€41,362 3.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 27.2% higher than in 2024.
Starting capital
€50,000 100 shares
2025 accounts filed 27 days after the deadline
Checked score
86
Excellent
Financially stronger than 45% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.9%▲ +0.1 percentage points vs 12-2024
02-2025: 1.0%▲ +0.1 percentage points vs 01-2025
03-2025: 0.9%▼ -0.1 percentage points vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.1%▲ +0.1 percentage points vs 05-2025
07-2025: 1.1%● unchanged vs 06-2025highest value
08-2025: 1.1%● unchanged vs 07-2025
09-2025: 1.1%● unchanged vs 08-2025
10-2025: 0.2%▼ -0.9 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €26,006 (5.2% of total assets)
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 0.72, cash €322,176
Size: turnover €272,571, total assets €497,919
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 26% of them on solvency, 49% on liquidity, 48% on profitability and 59% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,514 companies had the same profile as MALEMPRE T C J has now. Each dot stands for 4 companies, two years later.
95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MALEMPRE T C J itself is lower: 0.2% within 12 months. It rests on far more data about MALEMPRE T C J than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for MALEMPRE T C J. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.72 (0.75 in 2024), below 1. Short-term debt is 94.8% and cash 64.7% of total assets. 94.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LESENFANTS Michel Joseph 10 sharesdeed of 09-06-2023
- WUIDAR Bernadette Eulalie founderdeed of 09-06-2023
- LESENFANTS Thomas Marie-Claire 30 sharesdeed of 09-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802507922
Incorporation
Founding capital of €50,000, 100 shares · Founders: LESENFANTS Michel Joseph, WUIDAR Bernadette Eulalie, LESENFANTS Thomas Marie-Claire and 2 others · Appointments: LESENFANTS Michel Joseph (director) and WUIDAR Bernadette Eulalie (director) · published on 09-06-2023 · Gazette deed
First establishment
Fond del Core, Malempré 1, Manhay
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MALEMPRE T C J Manhay | €497,919 | €16,167 | 5.2% | - |
| Ghira Rental Lommel | €501,931 | €19,942 | 22.3% | - |
| IMMO1000 Rendeux | €662,557 | €16,102 | 14.8% | - |
| JMD CONCEPT Nassogne | €349,709 | €13,255 | -8.7% | - |
| ALLOMA Tintigny | €631,598 | €23,946 | -24.3% | - |
| AUF DEM HAU Uccle | €440,073 | €17,499 | 1.2% | - |
| VIDIO Seraing | €469,075 | €11,484 | -16.0% | - |
These companies have the same main activity as MALEMPRE T C J: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €350,000 and €663,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 07-06-2023Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 4 others
- Establishment unit
- 2.347.711.7846960 Manhay, since 07-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Insights on MALEMPRE T C J
MALEMPRE T C J has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,006 and a net result of €1,256.
Its solvency ranks better than 27% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MALEMPRE T C J
- What is the company number of MALEMPRE T C J?
- The company number of MALEMPRE T C J is 0802.507.922. The VAT number is the same number with BE in front: BE 0802.507.922.
- Where is MALEMPRE T C J based?
- The registered office is at Fond del Core, Malempré 1, 6960 Manhay.Company details
- What does MALEMPRE T C J do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of MALEMPRE T C J?
- MALEMPRE T C J is a private limited company (BV).
- When was MALEMPRE T C J founded?
- MALEMPRE T C J was founded on 07-06-2023.
- Is MALEMPRE T C J still active?
- Yes, MALEMPRE T C J is an active enterprise in the KBO register.
- What is the turnover of MALEMPRE T C J?
- The turnover of MALEMPRE T C J was €272,571 in financial year 2025, according to the filed annual accounts.Financials
- Is MALEMPRE T C J profitable?
- In financial year 2025, MALEMPRE T C J made a profit of €1,256.
- Where can I find the annual accounts of MALEMPRE T C J?
- MALEMPRE T C J filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MALEMPRE T C J due?
- MALEMPRE T C J must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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