Result
€68,107 ▲ 328%
The result rose in 2025 from €15,921 to €68,107.
MALAKO
Lifetime
2 annual accounts with figures on one time axispeak €292,297 (2025)
€292,297▲ 14×
peak €68,107 (2025)
€68,107▲ 328%
peak €88,578 (2025)
€88,578▲ 323%
€336,331▲ 849%
Board1 name since 2024
1 directorKAMWEDI KASONGO Gracia
Documentsfilings and deeds
10-09-202641 days late
2025micro format
Gross margin from €21,605 to €292,297Result from €15,921 to €68,107Equity from €20,921 to €88,578Debts from €35,430 to €336,331Cash from €3,159 to €13,301
Key points
from the 2025 annual accountsTurnover
≈ €2.7m estimated
The micro format states no turnover.
Debts
€336,331 ▲ 849%
Debts rose by €300,901 in 2025.
Investments
€47,500 16.7 × depreciation
Green is investment, beige is depreciation.
At the same address
12 companies
Position in the sector
€68,107
Higher net result than 92% of companies in retail trade. Sector median €5,052 · 22,900 companies.
2025 accounts filed 41 days after the deadline
Checked score
54
Fair
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 3.9%
03-2025: 3.9%● unchanged vs 02-2025
04-2025: 4.0%▲ +0.1 percentage points vs 03-2025
05-2025: 4.4%▲ +0.4 percentage points vs 04-2025
06-2025: 4.6%▲ +0.2 percentage points vs 05-2025
07-2025: 5.0%▲ +0.4 percentage points vs 06-2025
08-2025: 5.0%● unchanged vs 07-2025
09-2025: 5.2%▲ +0.2 percentage points vs 08-2025
10-2025: 5.3%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 5.0%▼ -0.3 percentage points vs 10-2025
12-2025: 5.0%● unchanged vs 11-2025
01-2026: 5.1%▲ +0.1 percentage points vs 12-2025
02-2026: 5.1%● unchanged vs 01-2026
03-2026: 5.1%● unchanged vs 02-2026
04-2026: 3.8%▼ -1.3 percentage points vs 03-2026
05-2026: 3.8%● unchanged vs 04-2026
06-2026: 3.8%● unchanged vs 05-2026
07-2026: 3.8%● unchanged vs 06-2026
08-2026: 4.6%▲ +0.8 percentage points vs 07-2026
09-2026: 4.7%▲ +0.1 percentage points vs 08-2026
10-2026: 2.2%▼ -2.5 percentage points vs 09-2026lowest value
11-2026: 2.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 41 days late; 2 of the last 3 accounts late
Founded in 2024
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €424,909
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 37% of them on solvency, 12% on liquidity, 84% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as MALAKO has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MALAKO itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for MALAKO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (1.71 in 2024), below the usual 1.5. Short-term debt is 78.6% and cash 3.1% of total assets. 79.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
41 days late
2024
76 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 59 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005214859
Registered office moved to Brussels
New registered office: Rue du pré aux oies 146, 1130 Bruxelles · Previous registered office: Grand'rue de Saint-Vaast (S-V) 26, 7100, La Louvière · General meeting of 06-02-2024 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: KAMWEDI KASONGO Gracia · Appointment: KAMWEDI KASONGO Gracia (director) · published on 29-01-2024 · Gazette deed
First establishment
Grand'rue de Saint-Vaast (S-V) 26, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MALAKO Brussels | €424,909 | €292,297 | 20.8% | - |
| BRICS TRADE Brussels | €497,267 | €319,313 | 14.1% | - |
| TOSB Uccle | €428,670 | €231,408 | 21.8% | 5.5 |
| DKS GROUP Schaerbeek | €541,436 | €271,726 | 17.9% | - |
| MALINKA MESSANCY Messancy | €424,788 | €232,162 | 8.9% | - |
| MASSIMO Middelkerke | €485,801 | €317,829 | 25.0% | 4.5 |
| DELI KTS Woluwe-Saint-Pierre | €519,643 | €333,361 | -21.7% | - |
These companies have the same main activity as MALAKO: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €425,000 and €541,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 25-01-2024Normal situation
- Registered office
- 13 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Establishment unit
- 2.360.588.7337100 La Louvière, since 25-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Insights on MALAKO
The computed 12-month bankruptcy probability of MALAKO is 2.2% (moderate). The 2025 annual accounts show equity of €88,578 and a net result of €68,107.
Its solvency ranks better than 39% of 22,917 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MALAKO
- What is the company number of MALAKO?
- The company number of MALAKO is 1005.214.859. The VAT number is the same number with BE in front: BE 1005.214.859.
- Where is MALAKO based?
- The registered office is at Ganzenweidestraat 146, 1130 Brussels.Company details
- What does MALAKO do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of MALAKO?
- MALAKO is a private limited company (BV).
- When was MALAKO founded?
- MALAKO was founded on 25-01-2024.
- Is MALAKO still active?
- Yes, MALAKO is an active enterprise in the KBO register.
- What is the turnover of MALAKO?
- The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €292,297 and 49 comparable companies (NACE 47110). It probably lies between €2.0m and €3.7m.Financials
- Is MALAKO profitable?
- In financial year 2025, MALAKO made a profit of €68,107.
- Where can I find the annual accounts of MALAKO?
- MALAKO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MALAKO due?
- MALAKO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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