MAKOMA CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62k and a net result of €542k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 14% of 7980 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
40 d early
2023
2 d early
2022
4 d early
2021
30 d late
2020
30 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 81.6%
2024 · €340k
2018: €65k
2019: €74k
2020: €133k
2021: €97k
2022: €95k
2023: €61k
2024: €340k
2018 → 2025
Net result
€542k▲ 2.4%
2024 · €529k
2018: €12k
2019: €79k
2020: €59k
2021: €76k
2022: €74k
2023: €516k
2024: €529k
2018 → 2025
Total assets
€872k▲ 37.9%
2024 · €632k
2018: €82k
2019: €179k
2020: €145k
2021: €115k
2022: €161k
2023: €641k
2024: €632k
2018 → 2025
Solvency
7.2%▼ 46.6pp
2024 · 53.8%
2018: 79.0%
2019: 41.1%
2020: 91.2%
2021: 84.2%
2022: 58.9%
2023: 9.5%
2024: 53.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€95k▼ 1.7%€61k▼ 36.2%€340k▲ 461%€62k▼ 81.6%
Operating result€103k-€100k▼ 2.1%€682k▲ 579%€704k▲ 3.2%€718k▲ 2.1%
Net result€76k-€74k▼ 2.2%€516k▲ 593%€529k▲ 2.7%€542k▲ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872k
Fixed assets
€71k▼ 26.9%
Current assets
€801k▲ 49.7%
Equity and liabilities €872k
Equity
€62k▼ 81.6%
Debt
€809k▲ 177%
The debt ratio rises from 46.2% to 92.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
7.2%▼
2024 · 53.8%
ROE
867.7%▲
2024 · 155.7%
ROA
62.2%▼
2024 · 83.7%
Debt
€809k▲
2024 · €292k
Debt ≤ 1 year
€809k▲
2024 · €292k
Income taxes
€177k▲
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€632k€872k▲
Fixed assets21/28€97k€71k▼
Tangible fixed assets22/27€97k€71k▼
Furniture and vehicles24€97k€71k▼
Current assets29/58€535k€801k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€282k€185k▼
Trade receivables40€182k€185k▲
Other amounts receivable41€100k€10▼
Current investments50/53€148k€446k▲
Cash at bank and in hand54/58€78k€142k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€632k€872k▲
Equity10/15€340k€62k▼
Contributions10/11€19k€19k=
Reserves13€321k€44k▼
Distributable reserves133€321k€44k▼
Profit (loss) carried forward14€0€2▲
Amounts payable17/49€292k€809k▲
Amounts payable within one year42/48€292k€809k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€40k€152k▲
Taxes450/3€36k€152k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€250k€653k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€931€718▼
Gross operating margin9900€732k€747k▲
Operating profit (loss)9901€704k€718k▲
Financial income75/76B€1€742▲
Recurring financial income75€1€742▲
Financial charges65/66B€188€208▲
Recurring financial charges65€188€208▲
Profit (loss) for the period before taxes9903€704k€719k▲
Income taxes67/77€174k€177k▲
Profit (loss) for the period9904€529k€542k▲
Profit (loss) for the period to be appropriated9905€529k€542k▲
Appropriation of the result
Profit (loss) to be appropriated9906€529k€542k▲
Transfer from equity791/2€0€320k▲
Transfer to equity691/2€279k€42k▼
To other reserves6921€279k€42k▼
Profit to be distributed694/7€250k€820k▲
Return on contributions (dividend)694€250k€820k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment3 facts ▸
- General meeting, 2026-06-26
- Director appointment, Coppé Ann (niet-statutaire opvolgend bestuurder)
- Director appointment, Vandenbroucke Geert (niet-statutaire bestuurder)
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €542k ▲2.4%
Operating result €718k, net result €542k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.83
Current ratio from 0.90 to 1.83; short-term debt falls from €580k to €292k.
31-12
Financial
Equity above €200kEq €340k ▲461%
7 profitable years in a row build equity to €340k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity times 7current ratio 11.24
Current ratio from 1.62 to 11.24; short-term debt falls from €105k to €13k.
31-12
Financial
Equity above €100kEq €133k ▲80.4%
3 profitable years in a row build equity to €133k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Coppé Ann
CurrentNiet statutaire opvolgend bestuurder · since 26-06-2026
Geert Vandenbroucke
CurrentNon-statutory director · since 26-06-2026
26-06-2026
Coppé Ann: Appointed as Niet statutaire opvolgend bestuurder
26-06-2026
Geert Vandenbroucke: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I-Promenade 878400 OostendeGround area
249 m²
Building footprint
249 m²
Volume, LiDAR
2,698 m³
Parcel 35386D0176/00Y004, Flanders · tallest building 24.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAKOMA CONSULT
since 20152.250.536.491
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35386D0176/00Y004 | Flanders | 249 m² | 1 · 249 m² | 24.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesLinked via shared directors
viaGeert Vandenbroucke · Director
→
viaGeert Vandenbroucke · Director
former→
viaGeert Vandenbroucke · Director
former→
Ownership & control
1 partyMAKOMA CONSULTBE 0644.973.982
controls
Where this company holds controlthis company sits on their board1
1 subsidiary
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.