MAJOR SOLUTIONS
ActiveMAJOR SOLUTIONS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.34M and a net result of €266k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 35% of 2685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency54▼-9
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 14.92 in 2024; short-term debt: 26.3% and cash: 17.3% of total assets), but 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
71 d late
2023
48 d late
2022
on the day
2021
26 d late
2020
30 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€784k▲ 24.7%
2018 · €629k
2018: €629k
2018 → 2019
EBIT margin
40.8%▲ 1.4pp
2018 · 39.4%
2018: 39.4%
2018 → 2019
Net result
€266k▼ 39.5%
2024 · €440k
2018: €242k
2019: €318k
2020: €266k
2021: €80k
2022: €123k
2023: €345k
2024: €440k
2018 → 2025
Working capital
€1.23M▼ 41.7%
2024 · €2.11M
2018: €1.60M
2019: €1.86M
2020: €1.96M
2021: €1.62M
2022: €1.44M
2023: €1.47M
2024: €2.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€905k-€833k▼ 8.0%€926k▲ 11.2%€1.37M▲ 47.5%€1.34M▼ 2.2%
Operating result€66k-€154k▲ 134%€441k▲ 187%€648k▲ 47.1%€406k▼ 37.3%
Net result€80k-€123k▲ 53.1%€345k▲ 182%€440k▲ 27.5%€266k▼ 39.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.68M
Fixed assets
€2.22M▲ 62.4%
Current assets
€2.46M▲ 8.9%
Equity and liabilities €4.68M
Equity
€1.34M▼ 2.2%
Provisions
€826k▲ 5.0%
Debt
€2.52M▲ 71.0%
The debt ratio rises from 40.6% to 53.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€513k▼
2024 · €737k
Cash flow
€373k▼
2024 · €529k
Solvency
28.6%▼
2024 · 37.7%
Current ratio
2.00▼
2024 · 14.92
Quick ratio
2.00▼
2024 · 14.92
Debt / equity
1.88▲
2024 · 1.08
ROE
19.9%▼
2024 · 32.2%
ROA
5.7%▼
2024 · 12.1%
Interest coverage
40.37▼
2024 · 66.74
Debt
€2.52M▲
2024 · €1.47M
Debt ≤ 1 year
€1.23M▲
2024 · €151k
Debt > 1 year
€1.28M▼
2024 · €1.32M
Income taxes
€152k▼
2024 · €204k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.63M€4.68M▲
Fixed assets21/28€1.37M€2.22M▲
Tangible fixed assets22/27€1.37M€2.22M▲
Land and buildings22€898k€1.00M▲
Plant, machinery and equipment23€372€0▼
Furniture and vehicles24€990€2k▲
Other tangible fixed assets26€469k€1.22M▲
Current assets29/58€2.26M€2.46M▲
Amounts receivable after more than one year29€1.56M€1.51M▼
Other amounts receivable291€1.56M€1.51M▼
Amounts receivable within one year40/41€284k€124k▼
Trade receivables40€222k€99k▼
Other amounts receivable41€62k€25k▼
Cash at bank and in hand54/58€409k€811k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€3.63M€4.68M▲
Equity10/15€1.37M€1.34M▼
Contributions10/11€19k€19k=
Reserves13€1.35M€1.32M▼
Tax-exempt reserves132€31k€149k▲
Distributable reserves133€1.32M€1.17M▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€787k€826k▲
Provisions for liabilities and charges160/5€787k€787k=
Major repairs and maintenance162€8k€8k=
Environmental obligations163€780k€780k=
Deferred taxes168-€39k
Amounts payable17/49€1.47M€2.52M▲
Amounts payable after more than one year17€1.32M€1.28M▼
Financial debts170/4€581k€549k▼
Other amounts payable178/9€735k€735k=
Amounts payable within one year42/48€151k€1.23M▲
Current portion of amounts payable after more than one year42€32k€32k▲
Trade debts44€11k€798k▲
Suppliers440/4€11k€798k▲
Taxes, remuneration and social security45€108k€141k▲
Taxes450/3€108k€141k▲
Remuneration and social security454/9€400€0▼
Other amounts payable47/48€0€258k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€107k▲
Other operating charges640/8€14k€15k▲
Gross operating margin9900€750k€528k▼
Operating profit (loss)9901€648k€406k▼
Financial income75/76B€8k€23k▲
Recurring financial income75€8k€23k▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€645k€417k▼
Transfer from deferred taxes780-€1k
Transfer to deferred taxes680-€0
Income taxes67/77€204k€152k▼
Profit (loss) for the period9904€440k€266k▼
Transfer from tax-exempt reserves789-€4k
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€440k€270k▼
Appropriation of the result
Profit (loss) to be appropriated9906€440k€270k▼
Transfer from equity791/2€0€434k▲
Transfer to equity691/2€440k€270k▼
To other reserves6921€440k€270k▼
Profit to be distributed694/7€0€434k▲
Return on contributions (dividend)694€0€434k▲
Directors or managers695€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Highest result since 2018net €440k ▲27.5%
Operating result €648k, net result €440k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 14.92
Current ratio from 4.37 to 14.92; short-term debt falls from €436k to €151k.
31-12
Financial
Equity above €1MEq €1.37M ▲47.5%
7 profitable years in a row build equity to €1.37M.
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 48 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €80k ▼70%
Net result drops to €80k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 43360 BierbeekGround area
1,436 m²
Building footprint
174 m²
Volume, LiDAR
1,486 m³
Parcel 24011C0369/00C000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Waterstraat 4, 3360 Bierbeek
since 20022.114.169.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011C0369/00C000 | Flanders | 1,436 m² | 1 · 174 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 6,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2002
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.