Skip to content

MAJOI

Active
Private limited companyfounded 200521 yrs activeRue de la Biche 18, 7000 Mons, BelgiumKBO/BCE: BE 0872.707.317
Summary

MAJOI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€82,790) and a net result of -€10,416. Equity is shrinking by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 7997 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+2
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.01 in 2024; short-term debt: 128.9% and cash: 2% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-29%
Return on assets
-3.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€82,790
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
43 d early
2023
58 d early
2022
9 d late
2021
on the day
2020
9 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 19 December (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 March 2005, MAJOI was incorporated.1 Total assets went from EUR 363,476 in 2019 to EUR 285,757 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€82,790▼ 14.4%
2024 · -€72,374
Total assets
€285,757▼ 2.8%
2024 · €293,956
Net result
-€10,416▲ 32.4%
2024 · -€15,406
Working capital
-€355,420▲ 1.7%
2024 · -€361,688
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,414▼ 95.5%-€3,458▼ 1.3%-€24,028▼ 595%-€15,144▲ 37.0%-€10,179▲ 32.8%
Net result-€3,618below the sector's middle half▼ 86.1%-€3,688below the sector's middle half▼ 1.9%-€24,282below the sector's middle half▼ 558%-€15,406below the sector's middle half▲ 36.6%-€10,416below the sector's middle half▲ 32.4%
Equity-€28,998below the sector's middle half▼ 14.3%-€32,687below the sector's middle half▼ 12.7%-€56,969below the sector's middle half▼ 74.3%-€72,374below the sector's middle half▼ 27.0%-€82,790below the sector's middle half▼ 14.4%
Total assets€354,898within the sector's middle half▼ 2.0%€342,032within the sector's middle half▼ 3.6%€310,670within the sector's middle half▼ 9.2%€293,956within the sector's middle half▼ 5.4%€285,757within the sector's middle half▼ 2.8%
Debt€383,896▼ 0.9%€374,719▼ 2.4%€367,638▼ 1.9%€366,330▼ 0.4%€368,547▲ 0.6%
Working capital-€347,515below the sector's middle half▲ 2.7%-€336,966below the sector's middle half▲ 3.0%-€355,454below the sector's middle half▼ 5.5%-€361,688below the sector's middle half▼ 1.8%-€355,420below the sector's middle half▲ 1.7%
Solvency-8.2%below the sector's middle half▼ 1.2pp-9.6%below the sector's middle half▼ 1.4pp-18.3%below the sector's middle half▼ 8.8pp-24.6%below the sector's middle half▼ 6.3pp-29.0%below the sector's middle half▼ 4.4pp
Current ratio0.09below the sector's middle half▲ 0.020.10below the sector's middle half=0.03below the sector's middle half▼ 0.070.01below the sector's middle half▼ 0.020.04below the sector's middle half▲ 0.02
Return on assets (ROA)-1.0%below the sector's middle half▼ 0.5pp-1.1%below the sector's middle half▼ 0.1pp-7.8%below the sector's middle half▼ 6.7pp-5.2%below the sector's middle half▲ 2.6pp-3.6%below the sector's middle half▲ 1.6pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€3,414-€3,414Net result 2021: -€3,618-€3,618Operating result 2022: -€3,458-€3,458Net result 2022: -€3,688-€3,688Operating result 2023: -€24,028-€24,028Net result 2023: -€24,282-€24,282Operating result 2024: -€15,144-€15,144Net result 2024: -€15,406-€15,406Operating result 2025: -€10,179-€10,179Net result 2025: -€10,416-€10,41620212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€24,028-€24,000Net result 2023: -€24,282-€24,300Operating result 2024: -€15,144-€15,100Net result 2024: -€15,406-€15,400Operating result 2025: -€10,179-€10,200Net result 2025: -€10,416-€10,400202320242025
The operating result stays negative: a loss of €10,179 in 2025 against €15,144 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285,757
Fixed assets €272,830 ▼ 5.8%
Current assets €12,927 ▲ 191%
Equity and liabilities
Equity-€82,790
Debt€368,547
Equity is negative: debt (€368,547) exceeds the balance-sheet total (€285,757).
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,050▲
2024 · €1,849
Cash flow
€6,813▲
2024 · €1,587
Interest coverage
162.18▲
2024 · 39.57
Debt ≤ 1 year
€368,347▲
2024 · €366,138
Income taxes
€197▼
2024 · €215
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€293,956€285,757▼
Formation expenses20€0€0=
Fixed assets21/28€289,506€272,830▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€288,161€272,830▼
Land and buildings22€282,886€269,835▼
Furniture and vehicles24€5,275€2,994▼
Financial fixed assets28€1,345€0▼
Current assets29/58€4,450€12,927▲
Amounts receivable within one year40/41€254€633▲
Trade receivables40€250€277▲
Other amounts receivable41€4€356▲
Current investments50/53€1,000€5,000▲
Cash at bank and in hand54/58€1,626€5,621▲
Deferred charges and accrued income490/1€1,570€1,673▲
Equity and liabilities
Total equity and liabilities10/49€293,956€285,757▼
Equity10/15-€72,374-€82,790▼
Contributions10/11€14,900€14,900=
Profit (loss) carried forward14-€87,274-€97,690▼
Amounts payable17/49€366,330€368,547▲
Amounts payable within one year42/48€366,138€368,347▲
Trade debts44€5,555€14,358▲
Suppliers440/4€5,555€14,358▲
Taxes, remuneration and social security45€866€946▲
Taxes450/3€866€946▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€359,717€353,043▼
Accrued charges and deferred income492/3€192€200▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,992€17,229▲
Other operating charges640/8€3,123€2,968▼
Non-recurring operating charges66A-€186
Gross operating margin9900€4,972€10,203▲
Operating profit (loss)9901-€15,144-€10,179▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€47€43▼
Recurring financial charges65€47€43▼
Profit (loss) for the period before taxes9903-€15,190-€10,219▲
Income taxes67/77€215€197▼
Profit (loss) for the period9904-€15,406-€10,416▲
Profit (loss) for the period to be appropriated9905-€15,406-€10,416▲
Appropriation of the result
Profit (loss) to be appropriated9906-€87,274-€97,690▼
Profit (loss) brought forward from the previous period14P-€71,869-€87,274▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,367€14,300€14,930€16,992€17,229▲ 1.4%
Other operating charges640/8-€2,642€2,590€3,123€2,968▼ 5.0%
Non-recurring operating charges66A----€186-
Gross operating margin9900€14,438€13,484-€6,507€4,972€10,203▲ 105%
Operating profit (loss)9901-€3,414-€3,458-€24,028-€15,144-€10,179▲ 32.8%
Financial income75/76B----€3-
Recurring financial income75€0---€3-
Financial charges65/66B-€59€71€47€43▼ 7.0%
Recurring financial charges65€43€59€71€47€43▼ 7.0%
Profit (loss) for the period before taxes9903-€3,457-€3,516-€24,099-€15,190-€10,219▲ 32.7%
Income taxes67/77€161€172€183€215€197▼ 8.6%
Profit (loss) for the period9904-€3,618-€3,688-€24,282-€15,406-€10,416▲ 32.4%
Profit (loss) for the period to be appropriated9905-€3,618-€3,688-€24,282-€15,406-€10,416▲ 32.4%
Line20212022202320242025Change
Assets
Total assets20/58€354,898€342,032€310,670€293,956€285,757▼ 2.8%
Formation expenses20€0€0€0€0€0-
Fixed assets21/28€318,690€306,262€299,511€289,506€272,830▼ 5.8%
Intangible fixed assets21€0€0€0€0€0-
Tangible fixed assets22/27€317,345€304,917€298,166€288,161€272,830▼ 5.3%
Land and buildings22-€303,742€296,050€282,886€269,835▼ 4.6%
Furniture and vehicles24-€1,175€2,116€5,275€2,994▼ 43.2%
Financial fixed assets28€1,345€1,345€1,345€1,345€0▼ 100%
Current assets29/58€36,208€35,770€11,159€4,450€12,927▲ 191%
Amounts receivable within one year40/41€30,976€19,913€5,777€254€633▲ 149%
Trade receivables40-€19,909€5,659€250€277▲ 10.8%
Other amounts receivable41-€4€118€4€356▲ 8,448%
Current investments50/53€3,000€10,000€3,000€1,000€5,000▲ 400%
Cash at bank and in hand54/58€1,930€4,272€658€1,626€5,621▲ 246%
Deferred charges and accrued income490/1-€1,586€1,724€1,570€1,673▲ 6.5%
Equity and liabilities
Total equity and liabilities10/49€354,898€342,032€310,670€293,956€285,757▼ 2.8%
Equity10/15-€28,998-€32,687-€56,969-€72,374-€82,790▼ 14.4%
Contributions10/11-€13,000€14,900€14,900€14,900=
Reserves13€1,900€1,900----
Non-distributable reserves130/1-€1,900----
Reserves not available under the articles1311-€1,900----
Profit (loss) carried forward14-€43,898-€47,587-€71,869-€87,274-€97,690▼ 11.9%
Amounts payable17/49€383,896€374,719€367,638€366,330€368,547▲ 0.6%
Amounts payable within one year42/48€383,723€372,737€366,613€366,138€368,347▲ 0.6%
Trade debts44€1,052€1,815€1,902€5,555€14,358▲ 158%
Suppliers440/4-€1,815€1,902€5,555€14,358▲ 158%
Taxes, remuneration and social security45-€1,408€198€866€946▲ 9.2%
Taxes450/3-€1,408€198€866€946▲ 9.2%
Remuneration and social security454/9-€0€0€0€0-
Other amounts payable47/48-€369,514€364,513€359,717€353,043▼ 1.9%
Accrued charges and deferred income492/3-€1,983€1,025€192€200▲ 4.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,618-€3,688-€24,282-€15,406-€10,416▲ 32.4%
+ Depreciation and write-downs630€15,367€14,300€14,930€16,992€17,229▲ 1.4%
Operating cash flow (approximation)€11,749€10,611-€9,352€1,587€6,813▲ 329%
Investment in fixed assets (approximation)--€1,872-€8,178-€6,988-€552▲ 92.1%
Change in cash-€2,342-€3,614€968€3,996▲ 313%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
16-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Weakest financial yearnet -€24,282
Net result drops to -€24,282, the lowest in the series; recovery starts the following year.
09-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
181 m²
Building footprint
86 m²
Volume, LiDAR
1,141 m³
Parcel 53403G0466/00C000, Wallonia · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
MAJOI
Rue de la Biche 18, 7000 MonsNACE 74123
since 20052.252.950.011
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403G0466/00C000 Wallonia 181 m² 1 · 86 m² 16.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,204 companies in this sector we hold annual accounts for 3,517. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded24-03-2005
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0872707317
Also 9925:BE0872707317
Registered 10-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.