MAJD TRADING

Active

Private limited companyfounded 20206 yrs activeHandelstraat 16A, 2060 Antwerpen, BelgiumKBO/BCE: BE 0741.412.174

The computed 12-month bankruptcy probability of MAJD TRADING is 2.0% (moderate). The 2025 annual accounts show equity of €97k and a net result of €17k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 18040 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability80▲+24

Solvency79▲+14

Growth78=

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity tight (current ratio 1.29 against 1.47 in 2024; short-term debt: 45.9% and cash: 20.5% of total assets), and 45.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

54.1%

Return on assets

9.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

2 d late

2024

12 d late

2023

5 d early

2022

26 d late

2021

5 d late

2020

60 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€17k▲ 11.6%

2024 · €15k

2020: €4k 2021: €4k 2022: €2k 2023: €21k 2024: €15k

2020 → 2025

Working capital

€24k▼ 58.6%

2024 · €57k

2020: €39k 2021: €43k 2022: €45k 2023: €66k 2024: €57k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€43k-€45k▲ 4.5%€66k▲ 47.3%€81k▲ 22.8%€97k▲ 20.7%

Operating result€4k-€4k▼ 7.8%€21k▲ 427%€20k▼ 4.7%€22k▲ 6.6%

Net result€4k-€2k▼ 46.3%€21k▲ 993%€15k▼ 29.0%€17k▲ 11.6%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 7% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €180k

40.9%

59.1%

Fixed assets €74k▲ 217%

Current assets €106k▼ 41.1%

Equity and liabilities €180k

54.1%

45.9%

Equity €97k▲ 20.7%

Debt €82k▼ 32.9%

The debt ratio falls from 60.4% to 45.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€32k

Cash flow

€27k

Solvency

54.1%▲

2024 · 39.6%

Current ratio

1.29▼

2024 · 1.47

Quick ratio

0.85▼

2024 · 1.36

Debt / equity

0.85▼

2024 · 1.52

ROE

17.2%▼

2024 · 18.6%

ROA

9.3%▲

2024 · 7.4%

Interest coverage

43.80

Debt

€82k▼

2024 · €123k

Debt ≤ 1 year

€82k▼

2024 · €123k

Income taxes

€4k▼

2024 · €5k

Staff costs

€41k▲

2024 · €13k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€204k€180k▼

Fixed assets21/28€23k€74k▲

Tangible fixed assets22/27€23k€74k▲

Plant, machinery and equipment23-€16k

Furniture and vehicles24-€2k

Other tangible fixed assets26€23k€56k▲

Current assets29/58€180k€106k▼

Stocks and contracts in progress3€14k€36k▲

Stocks30/36€14k€36k▲

Amounts receivable within one year40/41€130k€33k▼

Trade receivables40€106k€33k▼

Other amounts receivable41€24k-

Cash at bank and in hand54/58€36k€37k▲

Equity and liabilities

Total equity and liabilities10/49€204k€180k▼

Equity10/15€81k€97k▲

Contributions10/11€35k€35k=

Profit (loss) carried forward14€46k€62k▲

Amounts payable17/49€123k€82k▼

Amounts payable within one year42/48€123k€82k▼

Trade debts44€114k€49k▼

Suppliers440/4€114k€49k▼

Advances received on contracts in progress46€950€6k▲

Taxes, remuneration and social security45€8k€21k▲

Taxes450/3€5k€9k▲

Remuneration and social security454/9€2k€12k▲

Other amounts payable47/48-€6k

Income statement Code20242025

Remuneration, social security and pensions62€13k€41k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10k

Other operating charges640/8€738€806▲

Gross operating margin9900€34k€74k▲

Operating profit (loss)9901€20k€22k▲

Financial income75/76B€1€1▲

Recurring financial income75€1€1▲

Financial charges65/66B€811€728▼

Recurring financial charges65€811€728▼

Profit (loss) for the period before taxes9903€20k€21k▲

Income taxes67/77€5k€4k▼

Profit (loss) for the period9904€15k€17k▲

Profit (loss) for the period to be appropriated9905€15k€17k▲

Appropriation of the result

Profit (loss) to be appropriated9906€46k€62k▲

Profit (loss) brought forward from the previous period14P€31k€46k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 2 days late

2025

12-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 12 days late

2024

26-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Highest result since 2020net €21k ▲993%

Net result €21k, the highest in the series.

26-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 26 days late

2022

31-12

Financial Weakest financial yearnet €2k ▼46.3%

Net result drops to €2k, the lowest in the series; recovery starts the following year.

05-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 5 days late

2021

31-12

Financial Liquidity doublescurrent ratio 4.00

Current ratio from 1.74 to 4.00; short-term debt falls from €53k to €14k.

29-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 60 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 2 establishment units since 2020

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Handelstraat 16A2060 Antwerpen

Ground area

851 m²

Building footprint

851 m²

Volume, LiDAR

6,794 m³

2 parcels, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

MAJD TRADING

Handelstraat 16A, 2060 AntwerpenAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20202.298.048.180

AL MAJD

Turnhoutsebaan 201, 2140 AntwerpenAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20252.368.746.829

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11312A0721/00K000	Flanders	559 m²	1 · 559 m²	16.7 m · 2 fl.
11805E0441/00A012	Flanders	291 m²	1 · 291 m²	12.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites

Antwerpen2.298.048.180

1 permission

Toelating · Detailhandel · since 18-02-2020

Antwerpen2.368.746.829

1 permission

Toelating · Groothandelaar levensmiddelen · since 01-02-2025

Similar companies · same sector, comparable size

PROMOPHAR

BE 0863.732.738

Brussel · Eq €97k

DR. BAUMANN INTERNATIONAL

Of 2,072 companies in sector 47750 we hold annual accounts for 518. 372 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-01-2020

Fiscal year end31-12

Activities, NACEBEL

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

47750Retail sale of cosmetics and toilet articles

46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods

47110Non-specialised retail sale with food, beverages or tobacco predominating

47112Retail trade

47721Retail sale of footwear

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.