MAJ
ActiveMAJ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €46k. Equity is shrinking by ~25% per year across the filed fiscal years. Its solvency ranks better than 10% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
80.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
150 d early
2024
136 d early
2023
128 d early
2022
143 d early
2021
14 d early
2020
24 d early
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€102k
EBIT margin
18.1%
Net result
€46k▲ 13.2%
2024 · €40k
2018: €13k
2019: €-6k
2020: €17k
2021: €36k
2022: €46k
2023: €34k
2024: €40k
2018 → 2025
Working capital
€-6k▲ 27.9%
2024 · €-8k
2018: €22k
2019: €13k
2020: €8k
2021: €11k
2022: €6k
2023: €7k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€21k▼ 17.3%€19k▼ 9.6%€1k▼ 92.7%€1k▼ 24.0%
Operating result€48k-€59k▲ 22.1%€47k▼ 19.8%€54k▲ 15.7%€61k▲ 12.3%
Net result€36k-€46k▲ 26.5%€34k▼ 25.0%€40k▲ 17.8%€46k▲ 13.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€7k▼ 27.3%
Current assets
€50k▼ 10.7%
Equity and liabilities €57k
Equity
€1k▼ 24.0%
Debt
€56k▼ 12.8%
The debt ratio rises from 97.9% to 98.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €57k
Cash flow
€48k▲
2024 · €43k
Solvency
1.8%▼
2024 · 2.1%
Current ratio
0.90▲
2024 · 0.87
Quick ratio
0.90▲
2024 · 0.87
Debt / equity
54.39▲
2024 · 47.42
ROA
80.1%▲
2024 · 61.5%
Interest coverage
18.66▲
2024 · 17.68
Debt
€56k▼
2024 · €64k
Debt ≤ 1 year
€56k▼
2024 · €64k
Income taxes
€12k▲
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €57k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€57k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Furniture and vehicles24€2k€484▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€56k€50k▼
Amounts receivable within one year40/41€11k€35k▲
Trade receivables40€11k€32k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€45k€15k▼
Equity and liabilities
Total equity and liabilities10/49€66k€57k▼
Equity10/15€1k€1k▼
Contributions10/11€1k€1k=
Outside capital11€1k-
Other1109/19€1k-
Profit (loss) carried forward14€354€29▼
Amounts payable17/49€64k€56k▼
Amounts payable within one year42/48€64k€56k▼
Trade debts44€179€172▼
Suppliers440/4€179€172▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€55k€46k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€58k€64k▲
Operating profit (loss)9901€54k€61k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€51k€58k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€40k€46k▲
Profit (loss) for the period to be appropriated9905€40k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€46k▲
Profit (loss) brought forward from the previous period14P-€354
Transfer from equity791/2€18k-
Profit to be distributed694/7€58k€46k▼
Return on contributions (dividend)694€58k€46k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €46k ▲26.5%
Net result €46k, the highest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k ▼146%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Rouheid 424802 VerviersGround area
1,710 m²
Parcel 63036A0500/00E002, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAJ
since 20172.260.706.843
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0500/00E002 | Wallonia | 1,710 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAKYUSAN
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 5,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.