Maître-M
ActiveMaître-M has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €17k. Equity is growing by ~202.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 2021 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+45
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.31 in 2024), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
28.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
83 d late
2023
7 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 167%
2024 · €10k
2022: €661
2023: €5k
2024: €10k
2022 → 2025
Total assets
€59k▲ 38.8%
2024 · €43k
2022: €29k
2023: €38k
2024: €43k
2022 → 2025
Net result
€17k▲ 206%
2024 · €5k
2022: €-2k
2023: €4k
2024: €5k
2022 → 2025
Working capital
€27k▲ 167%
2024 · €10k
2022: €661
2023: €5k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€661-€5k▲ 585%€10k▲ 121%€27k▲ 167%
Operating result€2k-€8k▲ 299%€11k▲ 33.5%€26k▲ 138%
Net result€-2k-€4k€5k▲ 41.4%€17k▲ 206%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 138% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €59k
Equity
€27k▲ 167%
Debt
€32k▼ 0.6%
The debt ratio falls from 76.5% to 54.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
45.2%▲
2024 · 23.5%
Current ratio
1.82▲
2024 · 1.31
Quick ratio
1.82▲
2024 · 1.31
Debt / equity
1.21▼
2024 · 3.26
ROE
62.6%▲
2024 · 54.7%
ROA
28.3%▲
2024 · 12.8%
Debt
€32k▼
2024 · €33k
Debt ≤ 1 year
€32k▼
2024 · €33k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€59k▲
Current assets29/58€43k€59k▲
Amounts receivable within one year40/41€43k€59k▲
Trade receivables40€2k-
Other amounts receivable41€41k€59k▲
Deferred charges and accrued income490/1€22€65▲
Equity and liabilities
Total equity and liabilities10/49€43k€59k▲
Equity10/15€10k€27k▲
Contributions10/11€3k€3k=
Reserves13€8k€24k▲
Distributable reserves133€8k€24k▲
Amounts payable17/49€33k€32k▼
Amounts payable within one year42/48€33k€32k▼
Financial debts43€9k€11k▲
Credit institutions430/8€9k€11k▲
Trade debts44€7k€352▼
Suppliers440/4€7k€352▼
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€13k€19k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€3k-
Income statement
Code20242025
Other operating charges640/8€4k€1k▼
Gross operating margin9900€15k€27k▲
Operating profit (loss)9901€11k€26k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€10k€23k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€5k€17k▲
Profit (loss) for the period to be appropriated9905€5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€17k▲
Transfer to equity691/2€5k€17k▲
To other reserves6921€5k€17k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €17k ▲206%
Operating result €26k, net result €17k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romain Steppestraat 892890 Puurs-Sint-AmandsGround area
193 m²
Building footprint
149 m²
Volume, LiDAR
1,203 m³
Parcel 12034A0227/00B000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Maître-M
since 20212.317.309.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12034A0227/00B000 | Flanders | 193 m² | 1 · 149 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,643 companies in sector 85599 we hold annual accounts for 1,319. 949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2021
Fiscal year end31-12
Activities, NACEBEL
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.