Maisons Mattelin
ActiveMaisons Mattelin has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.31M and a net result of €-147k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 1285 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency87▼-3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.6 in 2024), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
-4.3%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
11 d late
2023
1 d late
2022
1 d late
2021
28 d late
2020
2 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.31M▼ 6.0%
2024 · €2.46M
2019: €997k
2020: €1.10M
2021: €878k
2022: €1.23M
2023: €1.81M
2024: €2.46M
2019 → 2025
Total assets
€3.43M▼ 13.0%
2024 · €3.95M
2019: €1.87M
2020: €2.50M
2021: €2.53M
2022: €4.02M
2023: €4.69M
2024: €3.95M
2019 → 2025
Net result
€-147k
2024 · €644k
2019: €289k
2020: €105k
2021: €-224k
2022: €347k
2023: €838k
2024: €644k
2019 → 2025
Working capital
€296k▼ 42.7%
2024 · €516k
2019: €401k
2020: €343k
2021: €-63k
2022: €212k
2023: €64k
2024: €516k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€878k-€1.23M▲ 39.5%€1.81M▲ 48.0%€2.46M▲ 35.5%€2.31M▼ 6.0%
Operating result€-206k-€359k€1.13M▲ 214%€832k▼ 26.3%€-152k
Net result€-224k-€347k€838k▲ 141%€644k▼ 23.2%€-147k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €152k after €832k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.43M
Fixed assets
€2.40M▼ 6.3%
Current assets
€1.03M▼ 25.5%
Equity and liabilities €3.43M
Equity
€2.31M▼ 6.0%
Debt
€1.12M▼ 24.6%
The debt ratio falls from 37.8% to 32.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€109k▼
2024 · €1.07M
Cash flow
€115k▼
2024 · €883k
Solvency
67.3%▲
2024 · 62.2%
Current ratio
1.40▼
2024 · 1.60
Quick ratio
1.01▼
2024 · 1.60
Debt / equity
0.49▼
2024 · 0.61
ROE
-6.4%▼
2024 · 26.2%
ROA
-4.3%▼
2024 · 16.3%
Interest coverage
4.13▼
2024 · 31.81
Debt
€1.12M▼
2024 · €1.49M
Debt ≤ 1 year
€733k▼
2024 · €865k
Debt > 1 year
€386k▼
2024 · €621k
Income taxes
€1k▼
2024 · €201k
Staff costs
€65k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.95M€3.43M▼
Fixed assets21/28€2.57M€2.40M▼
Tangible fixed assets22/27€2.56M€2.40M▼
Land and buildings22€2.40M€2.23M▼
Plant, machinery and equipment23€74k€50k▼
Furniture and vehicles24€87k€122k▲
Leasing and similar rights25€0-
Financial fixed assets28€2k€2k=
Current assets29/58€1.38M€1.03M▼
Amounts receivable after more than one year29€300k€150k▼
Other amounts receivable291€300k€150k▼
Stocks and contracts in progress3€0€286k▲
Stocks30/36€0€286k▲
Amounts receivable within one year40/41€462k€293k▼
Trade receivables40€333k€285k▼
Other amounts receivable41€129k€8k▼
Current investments50/53€536k€33k▼
Cash at bank and in hand54/58€60k€238k▲
Deferred charges and accrued income490/1€24k€29k▲
Equity and liabilities
Total equity and liabilities10/49€3.95M€3.43M▼
Equity10/15€2.46M€2.31M▼
Contributions10/11€6k€6k=
Reserves13€2.45M€2.30M▼
Tax-exempt reserves132€0-
Distributable reserves133€2.45M€2.30M▼
Profit (loss) carried forward14€0-
Amounts payable17/49€1.49M€1.12M▼
Amounts payable after more than one year17€621k€386k▼
Financial debts170/4€621k€386k▼
Amounts payable within one year42/48€865k€733k▼
Current portion of amounts payable after more than one year42€133k€103k▼
Trade debts44€292k€147k▼
Suppliers440/4€292k€147k▼
Advances received on contracts in progress46€234k€321k▲
Taxes, remuneration and social security45€33k€35k▲
Taxes450/3€14k€13k▼
Remuneration and social security454/9€20k€23k▲
Other amounts payable47/48€172k€128k▼
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€1.33M€6k▼
Remuneration, social security and pensions62€67k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€239k€261k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€20k€13k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.16M€193k▼
Operating profit (loss)9901€832k€-152k▼
Financial income75/76B€46k€33k▼
Recurring financial income75€46k€33k▼
Financial charges65/66B€34k€26k▼
Recurring financial charges65€34k€26k▼
Profit (loss) for the period before taxes9903€844k€-146k▼
Income taxes67/77€201k€1k▼
Profit (loss) for the period9904€644k€-147k▼
Transfer from tax-exempt reserves789€125k€0▼
Profit (loss) for the period to be appropriated9905€768k€-147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€768k€-147k▼
Transfer from equity791/2€0€147k▲
Transfer to equity691/2€768k€0▼
To other reserves6921€768k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
30-06
Financial
Equity above €2MEq €2.46M ▲35.5%
3 profitable years in a row build equity to €2.46M.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
30-06
Financial
Highest result since 2019net €838k ▲141%
Operating result €1.13M, net result €838k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
30-06
Financial
Back to profitnet €347k
Net result €347k after one loss-making year.
30-06
Financial
Equity above €1MEq €1.23M ▲39.5%
Equity rises from €878k to €1.23M.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-06
Financial
Weakest financial yearnet €-224k ▼313%
Net result drops to €-224k, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
30-06
Financial
Equity above €1MEq €1.10M ▲10.5%
2 profitable years in a row build equity to €1.10M.
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montevalstraat 118700 TieltGround area
1.3 ha
Building footprint
288 m²
Volume, LiDAR
908 m³
3 parcels, Flanders, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Maisons Mattelin
since 20112.199.746.697
Rue de Mozet 7, 5340 Gesves
since 20202.301.548.001
3 parcels
Flanders
1
(33.3%)
Wallonia
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92092B0089/00A000 | Wallonia | 1.2 ha | - | - |
| 37302F0048/00D002 | Flanders | 723 m² | 1 · 192 m² | 8.5 m · 2 fl. |
| 92042C0219/00F000 | Wallonia | 692 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 867 EUR awarded · 867 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 147 EUR | 732 EUR |
| 2022 | 1 | 720 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGesves2.301.548.001
Similar companies · same sector, comparable size
HasHotel
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MARDAGA
BE 0461.546.289
As · Eq €2.30M
WP HOTELS EN EVENTS
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Hospitality House
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Gent · Eq €2.33M
Of 2,384 companies in sector 55100 we hold annual accounts for 1,507. 754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2011
Fiscal year end30-06
Activities, NACEBEL
55100Hotels and similar accommodation
56210Event catering
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.