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MAISONS ET JARDINS

Active
Public limited companyfounded 2020active for 6 yearsRue Duval(DA) 9, 7864 Lessines, BelgiumKBO/BCE: BE 0747.685.502
Summary

The computed 12-month bankruptcy probability of MAISONS ET JARDINS is 6.2% (elevated). The 2024 annual accounts show equity of €234,640 and a net result of €67,162. Equity has been stable since 2021 (±1.8% per year). Its solvency ranks better than 28% of 1,281 sector peers (NACE 41, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-05-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Financial year end
31 December
Peppol
Reachable since 25-02-2026

Board and ownership

Board
  • Lorban RobertDirector
  • SAS Lorban & CieDirector

Financial position

35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.2%
Annual accounts 2024
Gross margin
€80,371
Turnover
≈ €330,000
estimated
Profit
€67,162
Equity
€234,640
▲ 40.1%
Total assets
€1.4m
▲ 5.6%
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 92 days late; 3 of the last 3 accounts lateNo registered site in the KBOFigures for financial year 2024 (filed on 05-11-2025)lowers riskSize: total assets €1.4mShow the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 33% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2023
Weak
Solvency 41+4
equity 16.3% of total assets
Liquidity 5-1
short-term debt 83.7% · cash 0.8%
Profitability 49+13
return on assets 4.7%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 3.8% 01-2025: 3.8%● unchanged vs 12-2024lowest value 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.9%▲ +0.1 percentage points vs 02-2025 04-2025: 3.9%● unchanged vs 03-2025 05-2025: 4.1%▲ +0.2 percentage points vs 04-2025 06-2025: 4.9%▲ +0.8 percentage points vs 05-2025 07-2025: 4.8%▼ -0.1 percentage points vs 06-2025 08-2025: 5.5%▲ +0.7 percentage points vs 07-2025 09-2025: 5.3%▼ -0.2 percentage points vs 08-2025 10-2025: 5.8%▲ +0.5 percentage points vs 09-2025 11-2025: 6.0%▲ +0.2 percentage points vs 10-2025 12-2025: 4.3%▼ -1.7 percentage points vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026 04-2026: 4.3%● unchanged vs 03-2026 05-2026: 4.6%▲ +0.3 percentage points vs 04-2026 06-2026: 4.7%▲ +0.1 percentage points vs 05-2026 07-2026: 4.9%▲ +0.2 percentage points vs 06-2026 08-2026: 5.4%▲ +0.5 percentage points vs 07-2026 09-2026: 4.9%▼ -0.5 percentage points vs 08-2026 10-2026: 6.2%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 6.2%● unchanged vs 10-2026highest value
Credit of up to €8,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.91 (1.14 in 2023), below 1. Short-term debt is 83.7% and cash 0.8% of total assets. 83.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 23% of them on solvency, 6% on liquidity, 28% on profitability and 76% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 92 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Figures for financial year 2024 (filed on 05-11-2025)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year €234,640
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 92 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
92 days late
2023
31 days late
2022
31 days late
2021
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 46 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2024after a loss of €7,482 in 2023 €67,162 View
  • Positive: 3rd largest company by total assets in Lessines, Construction sectorin the Checked rankings No. 3 View

Recent changes

  1. · Gazette deed Miscellaneous
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as MAISONS ET JARDINS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.3m and €1.5m, founded between 2019 and 2021.

CompanyTotal assetsGross margin
MAISONS ET JARDINS Lessines€1.4m€0.08m
MERUS Sint-Niklaas€1.3m€0.09m
EA IMMO Halle€1.3m€0.09m
MARVINCE & TEAM Sint-Gillis (bij-Brussel)€1.4m€0.07m
22 Construct Antwerpen€1.4m€0.1m
HADO Renovaties Brecht€1.4m€0.1m
MV Constructions Alveringem€1.5m€0.1m
Full comparison

Key facts about MAISONS ET JARDINS

What is the company number of MAISONS ET JARDINS?
The company number of MAISONS ET JARDINS is 0747.685.502. The VAT number is the same number with BE in front: BE 0747.685.502.
Where is MAISONS ET JARDINS based?
The registered office is at Rue Duval(DA) 9, 7864 Lessines.Company details
What does MAISONS ET JARDINS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of MAISONS ET JARDINS?
The legal form of MAISONS ET JARDINS is Public limited company (NV).
When was MAISONS ET JARDINS founded?
MAISONS ET JARDINS was founded on 28-05-2020.
Is MAISONS ET JARDINS still active?
Yes, MAISONS ET JARDINS is an active enterprise in the KBO register.
What is the turnover of MAISONS ET JARDINS?
The turnover in financial year 2024 is ≈ €330,000. This figure is estimated from the gross margin of €80,371 and 41 comparable companies (NACE 41001). It probably lies between €230,000 and €480,000.Financials
Is MAISONS ET JARDINS profitable?
In financial year 2024, MAISONS ET JARDINS made a profit of €67,162.
Where can I find the annual accounts of MAISONS ET JARDINS?
MAISONS ET JARDINS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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