MAISONS DE VACANCES
ActiveMAISONS DE VACANCES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-10k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-72
Solvency94▲+4
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 3.09 in 2024; short-term debt: 31.4% and cash: 42.6% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
-15.1%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
123 d late
2023
26 d late
2022
on the day
2021
37 d late
2020
39 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 18.0%
2024 · €58k
2019: €50k
2020: €64k
2021: €55k
2022: €44k
2023: €45k
2024: €58k
2019 → 2025
Total assets
€69k▼ 22.6%
2024 · €89k
2019: €78k
2020: €97k
2021: €87k
2022: €78k
2023: €82k
2024: €89k
2019 → 2025
Net result
€-10k
2024 · €12k
2019: €9k
2020: €14k
2021: €-10k
2022: €-11k
2023: €1k
2024: €12k
2019 → 2025
Working capital
€16k▼ 72.6%
2024 · €60k
2019: €44k
2020: €59k
2021: €53k
2022: €46k
2023: €48k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€44k▼ 19.6%€45k▲ 2.9%€58k▲ 26.9%€47k▼ 18.0%
Operating result€-10k-€-11k▼ 5.0%€1k€13k▲ 840%€-11k
Net result€-10k-€-11k▼ 11.5%€1k€12k▲ 866%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€31k
Current assets
€38k
Equity and liabilities €69k
Equity
€47k▼ 18.0%
Debt
€22k▼ 31.1%
The debt ratio falls from 35.3% to 31.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k
Cash flow
€-7k
Solvency
68.6%▲
2024 · 64.7%
Current ratio
1.76▼
2024 · 3.09
Quick ratio
1.76▼
2024 · 3.09
Debt / equity
0.46▼
2024 · 0.55
ROE
-22.0%▼
2024 · 21.2%
ROA
-15.1%▼
2024 · 13.7%
Interest coverage
-97.50
Debt
€22k▼
2024 · €31k
Debt ≤ 1 year
€22k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€69k▼
Fixed assets21/28-€31k
Tangible fixed assets22/27-€31k
Furniture and vehicles24-€31k
Current assets29/58€89k€38k▼
Amounts receivable within one year40/41€85k€9k▼
Trade receivables40€85k€9k▼
Cash at bank and in hand54/58€4k€29k▲
Equity and liabilities
Total equity and liabilities10/49€89k€69k▼
Equity10/15€58k€47k▼
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€44k€34k▼
Amounts payable17/49€31k€22k▼
Amounts payable after more than one year17€3k-
Other amounts payable178/9€3k-
Amounts payable within one year42/48€29k€22k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€21k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€384€12k▲
Gross operating margin9900€13k€5k▼
Operating profit (loss)9901€13k€-11k▼
Financial income75/76B€51€396▲
Recurring financial income75€51€396▲
Financial charges65/66B€202€72▼
Recurring financial charges65€202€72▼
Profit (loss) for the period before taxes9903€13k€-10k▼
Income taxes67/77€350-
Profit (loss) for the period9904€12k€-10k▼
Profit (loss) for the period to be appropriated9905€12k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€34k▼
Profit (loss) brought forward from the previous period14P€32k€44k▲
Transfer to equity691/2€0-
To contributions691€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
2023
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
31-03
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 39 days late
31-03
Financial
Highest result since 2019net €14k ▲47.8%
Operating result €15k, net result €14k, both a record.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2015
25-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Xhoffraix-Chemin du Raideu 214960 Malmedy1 establishment unit
Xhoffraix-Chemin du Raideu 21, 4960 Malmedy
since 19972.084.066.081
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Of 3,000 companies in sector 55203 we hold annual accounts for 690. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-1997
Fiscal year end31-03
Activities, NACEBEL
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.