MAISON VICTOR
ActiveSummary
MAISON VICTOR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-46
Solvency32=
Growth69=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.3 in 2024; short-term debt: 11.3% and cash: 0.2% of total assets), and 93.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €183k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d early
2023
8 d early
2022
24 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€311k▲ 5.3%
2019 · €296k
2019: €296k
2019 → 2020
EBIT margin
81.5%▲ 69.9pp
2019 · 11.6%
2019: 11.6%
2019 → 2020
Net result
€-25k
2024 · €168k
2018: €-151k
2019: €38k
2020: €155k
2021: €16k
2022: €76k
2023: €-272k
2024: €168k
2018 → 2025
Working capital
€-274k▼ 16.3%
2024 · €-235k
2018: €-181k
2019: €-100k
2020: €-67k
2021: €-223k
2022: €-187k
2023: €-338k
2024: €-235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€283k▲ 36.6%€11k▼ 96.3%€179k▲ 1,589%€183k▲ 2.0%
Operating result€-50k-€128k€-263k€188k€4k▼ 98.0%
Net result€16k-€76k▲ 387%€-272k€168k€-25k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.66M
Fixed assets
€2.63M ▲ 10.0%
Current assets
€27k ▼ 74.1%
Equity and liabilities €2.66M
Equity
€183k ▲ 2.0%
Debt
€2.47M ▲ 6.9%
Debt's share of the balance-sheet total rises from 92.8% to 93.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2024 · €258k
Cash flow
€50k▼
2024 · €239k
Current ratio
0.09▼
2024 · 0.30
Debt to equity
13.54▲
2024 · 12.92
ROE
-13.5%▼
2024 · 94.1%
ROA
-0.9%▼
2024 · 6.8%
Interest coverage
1.57▼
2024 · 10.52
Debt ≤ 1 year
€301k▼
2024 · €338k
Debt > 1 year
€2.14M▲
2024 · €1.97M
Income taxes
€330▲
2024 · €232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.49M€2.66M▲
Fixed assets21/28€2.39M€2.63M▲
Intangible fixed assets21€12k€10k▼
Tangible fixed assets22/27€1.44M€1.37M▼
Land and buildings22€1.42M€1.36M▼
Furniture and vehicles24€14k€8k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€939k€1.24M▲
Current assets29/58€103k€27k▼
Amounts receivable within one year40/41€37k€19k▼
Trade receivables40€37k€13k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€63k€5k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.49M€2.66M▲
Equity10/15€179k€183k▲
Contributions10/11€260k€560k▲
Profit (loss) carried forward14€-81k€-378k▼
Amounts payable17/49€2.31M€2.47M▲
Amounts payable after more than one year17€1.97M€2.14M▲
Financial debts170/4€1.97M€2.14M▲
Amounts payable within one year42/48€338k€301k▼
Current portion of amounts payable after more than one year42€131k€113k▼
Trade debts44€18k€33k▲
Suppliers440/4€18k€33k▲
Taxes, remuneration and social security45€14k€2k▼
Taxes450/3€14k€2k▼
Other amounts payable47/48€175k€153k▼
Accrued charges and deferred income492/3-€28k
Income statement
Code20242025
Remuneration, social security and pensions62€65k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€75k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€324k€81k▼
Operating profit (loss)9901€188k€4k▼
Financial income75/76B€5k€22k▲
Recurring financial income75€5k€22k▲
Financial charges65/66B€25k€50k▲
Recurring financial charges65€25k€50k▲
Profit (loss) for the period before taxes9903€169k€-24k▼
Income taxes67/77€232€330▲
Profit (loss) for the period9904€168k€-25k▼
Profit (loss) for the period to be appropriated9905€168k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-81k€-378k▼
Profit (loss) brought forward from the previous period14P€-250k€-353k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €168k
Net result €168k after one loss-making year.
31-12
Financial
Equity above €150kEq €179k ▲1589%
Equity rises from €11k to €179k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-272k ▼459%
Net result drops to €-272k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €207k ▲8.1%
3 profitable years in a row build equity to €207k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €192k ▲427%
2 profitable years in a row build equity to €192k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai de Rome 564000 LiègeGround area
617 m²
Building footprint
264 m²
Parcel 62814C0072/00E004, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAISON VICTOR
since 20042.290.738.340
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62814C0072/00E004 | Wallonia | 617 m² | 1 · 264 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MACRIPACK
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Of 432 companies in sector 46869 we hold annual accounts for 244. 154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46869Wholesale trade
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.