Maison Saine
ActiveSummary
The computed 12-month bankruptcy probability of Maison Saine is 2.4% (moderate). The annual accounts of Maison Saine for fiscal year 2024 show a net loss of 93% of total assets and of 51% of the equity at the start of that year. The 2024 annual accounts show equity of €12k and a net result of €-12k. Its solvency ranks better than 95% of 6162 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32
Track record82
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.62; short-term debt: 9.4% and cash: 73.2% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.6%
Return on assets
-93.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2324
2023 to 2024 · latest year €-12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
52 d late
2024
66 d early
2023
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2024, micro schema
Equity
€12k▼ 50.7%
2023 · €23k
2023: €23k
2023 → 2024
Total assets
€13k▼ 45.6%
2023 · €23k
2023: €23k
2023 → 2024
Net result
€-12k▼ 77.5%
2023 · €-7k
2023: €-7k
2023 → 2024
Working capital
€12k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€23k-€12k▼ 50.7%
Operating result€-7k-€-12k▼ 76.3%
Net result€-7k-€-12k▼ 77.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €7k in 2023; the loss grows.
Balance-sheet composition
Equity and liabilities €13k
Equity
€12k
Debt
€1k
Debt finances 9.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-12k▼
2023 · €-2k
Cash flow
€-12k▼
2023 · €-2k
Current ratio
10.62
Debt to equity
0.10
ROE
-102.9%▼
2023 · -28.6%
ROA
-93.2%▼
2023 · -28.6%
Interest coverage
-81.70▲
2023 · -648.23
Debt ≤ 1 year
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€23k€13k▼
Fixed assets21/28€6k€0▼
Tangible fixed assets22/27€6k€0▼
Plant, machinery and equipment23€6k€0▼
Current assets29/58€17k€13k▼
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40-€640
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1-€192
Equity and liabilities
Total equity and liabilities10/49€23k€13k▼
Equity10/15€23k€12k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-7k€-18k▼
Amounts payable17/49-€1k
Amounts payable within one year42/48-€1k
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45-€135
Taxes450/3-€135
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0▼
Other operating charges640/8-€812
Non-recurring operating charges66A-€4k
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-7k€-12k▼
Financial income75/76B€0€61▲
Recurring financial income75€0€61▲
Financial charges65/66B€4€144▲
Recurring financial charges65€4€144▲
Profit (loss) for the period before taxes9903€-7k€-12k▼
Profit (loss) for the period9904€-7k€-12k▼
Profit (loss) for the period to be appropriated9905€-7k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-18k▼
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Thibermont 111461 IttreGround area
1,461 m²
Building footprint
192 m²
Parcel 25044B0105/00M000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044B0105/00M000 | Wallonia | 1,461 m² | 1 · 192 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,000 companies in sector 96102 we hold annual accounts for 459. 296 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
46190Agents in non-specialised wholesale trade
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.