Maison Patron

Active

Private limited companyfounded 20215 yrs activeHooistraat(HEU) 84, 9070 Destelbergen, BelgiumKBO/BCE: BE 0762.737.526

The computed 12-month bankruptcy probability of Maison Patron is 2.4% (moderate). The 2024 annual accounts show equity of €78k and a net result of €8k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 36376 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

62 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability76▼-24

Solvency84▲+13

Growth78=

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity ample (current ratio 2.42 against 1.81 in 2023; short-term debt: 40.9% and cash: 22% of total assets), and 40.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

59.1%

Return on assets

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

27 d early

2023

40 d early

2022

21 d late

2021

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€78k=

2023 · €78k

2021: €24k 2022: €78k 2023: €78k

2021 → 2024

Total assets

€132k▼ 22.4%

2023 · €170k

2021: €41k 2022: €113k 2023: €170k

2021 → 2024

Net result

€8k▼ 83.1%

2023 · €47k

2021: €4k 2022: €54k 2023: €47k

2021 → 2024

Working capital

€76k▲ 2.7%

2023 · €74k

2021: €10k 2022: €69k 2023: €74k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€24k-€78k▲ 229%€78k▼ 0.1%€78k=

Operating result€6k-€75k▲ 1,207%€63k▼ 16.8%€11k▼ 82.9%

Net result€4k-€54k▲ 1,348%€47k▼ 13.3%€8k▼ 83.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 83% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €132k

98.9%

Fixed assets €2k▼ 57.1%

Current assets €131k▼ 21.7%

Equity and liabilities €132k

59.1%

40.9%

Equity €78k=

Debt €54k▼ 41.4%

The debt ratio falls from 54.2% to 40.9%. Debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€13k▼

2023 · €70k

Cash flow

€10k▼

2023 · €54k

Solvency

59.1%▲

2023 · 45.8%

Current ratio

2.42▲

2023 · 1.81

Quick ratio

2.42▲

2023 · 1.81

Debt / equity

0.69▼

2023 · 1.18

ROE

10.2%▼

2023 · 60.4%

ROA

6.0%▼

2023 · 27.7%

Interest coverage

69.49▲

2023 · 22.39

Debt

€54k▼

2023 · €92k

Debt ≤ 1 year

€54k▼

2023 · €92k

Income taxes

€3k▼

2023 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€170k€132k▼

Fixed assets21/28€4k€2k▼

Tangible fixed assets22/27€4k€2k▼

Furniture and vehicles24€4k€2k▼

Current assets29/58€167k€131k▼

Amounts receivable within one year40/41€113k€98k▼

Trade receivables40€105k€68k▼

Other amounts receivable41€8k€30k▲

Cash at bank and in hand54/58€53k€29k▼

Deferred charges and accrued income490/1€600€3k▲

Equity and liabilities

Total equity and liabilities10/49€170k€132k▼

Equity10/15€78k€78k=

Contributions10/11€20k€20k=

Reserves13€58k€58k=

Distributable reserves133€58k€58k=

Profit (loss) carried forward14€0€0=

Amounts payable17/49€92k€54k▼

Amounts payable within one year42/48€92k€54k▼

Trade debts44€13k€3k▼

Suppliers440/4€13k€3k▼

Taxes, remuneration and social security45€29k€2k▼

Taxes450/3€26k€2k▼

Remuneration and social security454/9€2k€0▼

Other amounts payable47/48€50k€50k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼

Other operating charges640/8€282€2k▲

Gross operating margin9900€70k€15k▼

Operating profit (loss)9901€63k€11k▼

Financial income75/76B€5€71▲

Recurring financial income75€5€71▲

Financial charges65/66B€3k€183▼

Recurring financial charges65€3k€183▼

Profit (loss) for the period before taxes9903€60k€11k▼

Income taxes67/77€12k€3k▼

Profit (loss) for the period9904€47k€8k▼

Profit (loss) for the period to be appropriated9905€47k€8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€47k€8k▼

Profit (loss) brought forward from the previous period14P€85€0▼

Transfer to equity691/2€0-

To other reserves6921€0-

Profit to be distributed694/7€47k€8k▼

Return on contributions (dividend)694€47k€8k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

2025

04-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

21-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 21 days late

2022

31-12

Financial Highest result since 2021net €54k ▲1348%

Operating result €75k, net result €54k, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Destelbergen · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hooistraat(HEU) 849070 Destelbergen

Ground area

1,589 m²

Building footprint

200 m²

Volume, LiDAR

981 m³

Parcel 44028A0531/00S000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Maison Patron

Hooistraat(HEU) 84, 9070 DestelbergenSupport activities for crop production

since 20212.312.844.442

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44028A0531/00S000	Flanders	1,589 m²	1 · 200 m²	8.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €78k

Oud-Turnhout · Eq €78k

Of 4,013 companies in sector 43310 we hold annual accounts for 1,746. 1,527 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-02-2021

Fiscal year end31-12

Activities, NACEBEL

43310Plastering work

43320Joinery installation

43422Screed work

43910Bricklaying and masonry work

43994Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.