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MAISON - NETTE

Active
Public limited companyfounded 197650 yrs activeRue Charlemagne 18-20, 4020 Liège, BelgiumKBO/BCE: BE 0416.228.285
Summary

MAISON - NETTE has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,068 and a net result of €297. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 2393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other building finishing work
NACE 43350NACE 43390Other specialised construction activities NACE 43990
#9 oldest company in Liège, Construction sector1 site
Size
€201,702total assets 2025
Staff
0.9 FTE
Equity
€103,068
Profit
€297
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
MARECHAL B. · 99.7%
Accounts 35 d early0 of 6 deeds read
Why 94- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 2.12, cash €86,716+ Equity €103,068 (51.1% of total assets)+ Founded in 1976Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 76-10
equity 51.1% of total assets
Liquidity 78-7
short-term debt 45.6% · cash 43.0%
Profitability 69-10
return on assets 0.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -4.3% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +10.6% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -4.1% vs 05-2025 07-2025: 0.1%▲ +14.3% vs 06-2025 08-2025: 0.2%▲ +105% vs 07-2025highest value 09-2025: < 0.1%▼ -71.3% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.3% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▼ -2.0% vs 05-2026 07-2026: 0.1%▲ +66.7% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 2.12, cash €86,716 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €103,068 (51.1% of total assets) lowers the probability
  • Founded in 1976 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.72 in 2024; short-term debt: 45.6% and cash: 43% of total assets), and 48.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 55%, liquidity 76%, profitability 35%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.12, cash €86,716
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €103,068 (51.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1976
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
12 d late
2023
8 d early
2022
20 d early
2021
30 d late
2020
26 d early
2019
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Equity above €100,000Eq €102,770 ▲15.5%

Key points

  • Positive: Oldest company in Liège, Construction sectorin the Checked rankings #9 View
  • Controlled by MARECHAL B. 99.7% View
  • Active since 1976founded 26-05-1976 50 years View

By topic

Financials

Fiscal year
2025
Total assets
€201,702
Profit
€297
Solvency
51.1%
Total assets▲ 20.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 12-08-2025Annual accounts filed
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other building finishing workNACE 43350
Founded
26-05-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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