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Maison Mathieu

Active
Private limited companyfounded 2024active for 2 yearsBinkomstraat(LUB) 3, 3210 Lubbeek, BelgiumKBO/BCE: BE 1013.697.906
Summary

Maison Mathieu has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,166) and a net result of -€22,266. Its solvency ranks better than 27% of 5,718 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 17-09-2024 Normal situation
Activity
Hairdressing and barber services NACE 96210
Establishment unit
2.363.908.014 3210 Lubbeek, since 17-09-2024
Financial year end
31 December
Peppol
Reachable since 08-07-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€10,573
Turnover
≈ €71,000
estimated
Loss
€22,266
Equity
-€22,166
Total assets
€416,403
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 28-07-2026)Liquidity: current ratio 1.31, cash €111,287Size: total assets €416,403Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 20
equity -5.3% of total assets
Liquidity 75
short-term debt 23.3% · cash 26.7%
Profitability 22
return on assets -5.3%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,626 companies, NACE 96, micro)
Last 24 months 10-2025: 1.6% 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.7%▲ +0.1 percentage points vs 11-2025 01-2026: 2.0%▲ +0.3 percentage points vs 12-2025 02-2026: 2.1%▲ +0.1 percentage points vs 01-2026 03-2026: 2.4%▲ +0.3 percentage points vs 02-2026 04-2026: 2.6%▲ +0.2 percentage points vs 03-2026highest value 05-2026: 2.6%● unchanged vs 04-2026highest value 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.5%▼ -0.1 percentage points vs 06-2026 08-2026: 1.4%▼ -1.1 percentage points vs 07-2026lowest value 09-2026: 1.5%▲ +0.1 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.31, below the usual 1.5. Short-term debt is 23.3% and cash 26.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 27% of them on solvency, 79% on liquidity and 24% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 28-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.31, cash €111,287
NBB · annual accounts
lowers risk · Size: total assets €416,403
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 28-07-2026 at the NBB

Turnover
≈ €71,000
Estimated: probably between €42,000 and €130,000
Total assets
€416,403
Net result
-€22,266
Working capital
€30,418

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €416,403
Fixed assets €288,875
Current assets €127,528
Equity and liabilities
Equity-€22,166
Debt€438,569
Equity is negative. Debt (€438,569) exceeds the balance-sheet total (€416,403).
Key figures and ratios
2025 value
EBITDA
€9,034
Cash flow
€1,328
Solvency
-5.3%
Current ratio
1.31
Quick ratio
1.23
ROA
-5.3%
Interest coverage
1.19
Debt
€438,569
Debt ≤ 1 year
€97,110
Debt > 1 year
€341,459
Income taxes
€197
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

Investments

fixed assets acquired
Item2025
Tangible fixed assets€312,469
Depreciation and write-downs of the year€23,594

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€416,403
Fixed assets21/28€288,875
Tangible fixed assets22/27€288,875
Land and buildings22€273,832
Plant, machinery and equipment23€4,689
Furniture and vehicles24€10,354
Current assets29/58€127,528
Stocks and contracts in progress3€7,722
Stocks30/36€7,722
Amounts receivable within one year40/41€7,027
Other amounts receivable41€7,027
Cash at bank and in hand54/58€111,287
Deferred charges and accrued income490/1€1,492
Equity and liabilities
Total equity and liabilities10/49€416,403
Equity10/15-€22,166
Contributions10/11€100
Profit (loss) carried forward14-€22,266
Amounts payable17/49€438,569
Amounts payable after more than one year17€341,459
Financial debts170/4€341,459
Amounts payable within one year42/48€97,110
Current portion of amounts payable after more than one year42€21,265
Trade debts44€593
Suppliers440/4€593
Taxes, remuneration and social security45€1,884
Taxes450/3€534
Remuneration and social security454/9€1,350
Other amounts payable47/48€73,368
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,594
Other operating charges640/8€1,540
Gross operating margin9900€10,573
Operating profit (loss)9901-€14,561
Financial income75/76B€60
Recurring financial income75€60
Financial charges65/66B€7,569
Recurring financial charges65€7,569
Profit (loss) for the period before taxes9903-€22,069
Income taxes67/77€197
Profit (loss) for the period9904-€22,266
Profit (loss) for the period to be appropriated9905-€22,266
Appropriation of the result
Profit (loss) to be appropriated9906-€22,266

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,594
Other operating charges640/8€1,540
Gross operating margin9900€10,573
Operating profit (loss)9901-€14,561
Financial income75/76B€60
Recurring financial income75€60
Financial charges65/66B€7,569
Recurring financial charges65€7,569
Profit (loss) for the period before taxes9903-€22,069
Income taxes67/77€197
Profit (loss) for the period9904-€22,266
Profit (loss) for the period to be appropriated9905-€22,266
Line2025
Assets
Total assets20/58€416,403
Fixed assets21/28€288,875
Tangible fixed assets22/27€288,875
Land and buildings22€273,832
Plant, machinery and equipment23€4,689
Furniture and vehicles24€10,354
Current assets29/58€127,528
Stocks and contracts in progress3€7,722
Stocks30/36€7,722
Amounts receivable within one year40/41€7,027
Other amounts receivable41€7,027
Cash at bank and in hand54/58€111,287
Deferred charges and accrued income490/1€1,492
Equity and liabilities
Total equity and liabilities10/49€416,403
Equity10/15-€22,166
Contributions10/11€100
Profit (loss) carried forward14-€22,266
Amounts payable17/49€438,569
Amounts payable after more than one year17€341,459
Financial debts170/4€341,459
Amounts payable within one year42/48€97,110
Current portion of amounts payable after more than one year42€21,265
Trade debts44€593
Suppliers440/4€593
Taxes, remuneration and social security45€1,884
Taxes450/3€534
Remuneration and social security454/9€1,350
Other amounts payable47/48€73,368
Line2025
Profit (loss) for the period9904-€22,266
+ Depreciation and write-downs630€23,594
Operating cash flow (approximation)€1,328

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 1,555 companies had the same profile as Maison Mathieu has now. Two years later, 91.6% were still going and 4.6% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
91.6% was still going
3.6% stopped otherwise
4.6% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Maison Mathieu itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,555 companies, not a prediction for Maison Mathieu. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-07-2026 2026-00340725 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
CIVILIA Mathieu
Director (not named in the articles) · appointed in the act of 19-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 28-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van…”
deed of 19-09-2024

Owners and capital

Shareholders

At incorporation act of 19-09-2024 ↗

Capital transactions

Capital over time
  1. 19-09-2024 Incorporation · €100 · 100 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 19-09-2024 (in Dutch)

Network & group

Maison Mathieu shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Maison Mathieu. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts 2025 filedNBB
micro format · 3 days before the deadline
10-07
Gazette deed Registered office moved from Herentals to Lubbeek
New seat: Binkomstraat(LUB) 3 bus 0001, 3210 Lubbeek · Previous seat: Maalderijstraat(MRH) 20 2200 Herentals België4 points ▸
  • Other provision, “publication reference”, 26344297 (deed in Dutch)
  • General meeting, 22-06-2026
  • Registered-office move, Binkomstraat(LUB) 3 bus 0001, 3210 Lubbeek
  • Other provision, “aard van de wijzigingen, Niet-statutaire wijzigingen” (deed in Dutch)

Open the act in the Belgian Official Gazette

2024
19-09
Gazette deed Incorporation
Starting capital €100 · Appointment: CIVILIA Mathieu (director) · Founder6 points ▸
  • Incorporation, 16-09-2024
  • Founder, CIVILIA Mathieu
  • Founding capital, €100
  • Bank account, “bijzondere rekening”, 100 (deed in Dutch)
  • Director appointment, CIVILIA Mathieu (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, verbintenissen in naam en voor rekening vennootschap in oprichting” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 17 September 2024, Maison Mathieu was incorporated as a private limited company by one natural person, with a starting capital of €100.12 In 2026 the registered office moved to Lubbeek.3 CIVILIA Mathieu is director of the company, appointed in the act of 19-09-2024.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-09-2024
  3. 3Belgian Official Gazette, 10-07-2026

Company details

Register details

Identity

KBO record
Name Maison Mathieu in Dutch
Enterprise number 1013.697.906
Legal form Private limited company
Status Active, normale toestand
Founded 17-09-2024
Entity type Legal entity
Name clauseThe company operates under this name according to its articles.
Maison Mathieu
deed of 19-09-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Oprichting, Vlaamse Gewest”
deed of 19-09-2024 (in Dutch)

Registered office and establishments

Registered office Binkomstraat(LUB) 3, 3210 Lubbeek, Belgium
1 former office
  • Maalderijstraat(MRH) 20, 2200 Herentals until 22-06-2026 · act of 10-07-2026
Establishment unit Maison Mathieu, Binkomstraat(LUB) 3, 3210 Lubbeek since 17-09-2024 · unit number 2.363.908.014

Activities

NACEBEL 2025
VAT activities
96210 Hairdressing and barber services main activity
Social security (RSZ) activities
96210 Hairdressing and barber services main activity
Codes under NACEBEL 2008
96021 Hairdressing main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Haarverzorging en het uitbaten van een kapperssalon; Het beheer van een patrimonium bestaande uit zowel roerende als onroerende goederen…”
8 activities
  1. Haarverzorging en het uitbaten van een kapperssalon.
  2. Het beheer van een patrimonium bestaande uit zowel roerende als onroerende goederen;
  3. Het verwerven door koop,huur of anderszins van onroerende en roerende goederen;
  4. Het uitsluitend voor eigen rekening beheren van alle soorten rechten,beleggingen en financiele instrumenten,zoals onder meer,zonder dat deze opsomming beperkend is,auteursrechten en andere roerende rechten,kunstvoorwerpen,kasbons,aandelen,obligaties,opties,en andere;
  5. In het algemeen mag zij zowel in Belgie als in het buitenland roerende,onroerende,financiele en commerciele activiteiten verrichten die rechtstreeks of onrechtstreeks dienstig zijn om haar activiteiten uit te oefenen of uit te breiden,zonder dat deze opsomming beperkend is.
  6. De vennootschap mag optreden als lasthebber,bestuurder,zaakvoerder en/of vereffenaar van alle rechtspersonen.
  7. De vennootschap mag participaties nemen en investeringen doen,onder welke vorm ook,in andere vennootschappen;
  8. De vennootschap mag alle verrichtingen,met inbegrip van financiele,roerende en onroerende verrichtingen,doen die rechtstreeks of onrechtstreeks verband houden met haar voorwerp.
deed of 19-09-2024 (in Dutch)

Invoicing and payment

VAT number BE 1013.697.906
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1013697906
Other Peppol ID 9925:BE1013697906
Registered 08-07-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of June at 19:00
deed of 19-09-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
1,511 m²
Cadastral parcel Region Area Buildings Height / floors
24066H0151/00T000 Flanders 1,511 m² - -