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MAISON KERMAN

Active
Private limited companyfounded 20251 yr activeTolpoortstraat 35, 9800 Deinze, BelgiumKBO/BCE: BE 1021.086.633
Summary

The computed 12-month bankruptcy probability of MAISON KERMAN is 2.8% (moderate). The 2025 annual accounts show negative equity (-€15,245) and a net result of -€20,245. Its solvency ranks better than 8% of 18606 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22; short-term debt: 260.2% and cash: 9.4% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-160.2%
Return on assets
-212.8%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
34 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 March 2025, MAISON KERMAN was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€15,245
Total assets
€9,516
Net result
-€20,245
Working capital
-€19,222

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €9,516
Fixed assets €3,976
Current assets €5,540
Key figures and ratios
2025 value
EBITDA
-€19,980
Cash flow
-€20,072
Solvency
-160.2%
Current ratio
0.22
Debt to equity
-1.62
ROA
-212.8%
Interest coverage
-218.99
Debt
€24,761
Debt ≤ 1 year
€24,761
Staff costs
€7,481

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.5% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€9,516
Fixed assets21/28€3,976
Tangible fixed assets22/27€1,126
Other tangible fixed assets26€1,126
Financial fixed assets28€2,850
Current assets29/58€5,540
Amounts receivable within one year40/41€4,643
Trade receivables40€4,471
Other amounts receivable41€172
Cash at bank and in hand54/58€897
Equity and liabilities
Total equity and liabilities10/49€9,516
Equity10/15-€15,245
Contributions10/11€5,000
Profit (loss) carried forward14-€20,245
Amounts payable17/49€24,761
Amounts payable within one year42/48€24,761
Trade debts44€7,848
Suppliers440/4€7,848
Taxes, remuneration and social security45€4,197
Taxes450/3€1,477
Remuneration and social security454/9€2,720
Other amounts payable47/48€12,716
Income statement Code2025
Remuneration, social security and pensions62€7,481
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174
Other operating charges640/8€569
Gross operating margin9900-€11,930
Operating profit (loss)9901-€20,154
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903-€20,245
Profit (loss) for the period9904-€20,245
Profit (loss) for the period to be appropriated9905-€20,245
Appropriation of the result
Profit (loss) to be appropriated9906-€20,245

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€7,481
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174
Other operating charges640/8€569
Gross operating margin9900-€11,930
Operating profit (loss)9901-€20,154
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903-€20,245
Profit (loss) for the period9904-€20,245
Profit (loss) for the period to be appropriated9905-€20,245
Line2025
Assets
Total assets20/58€9,516
Fixed assets21/28€3,976
Tangible fixed assets22/27€1,126
Other tangible fixed assets26€1,126
Financial fixed assets28€2,850
Current assets29/58€5,540
Amounts receivable within one year40/41€4,643
Trade receivables40€4,471
Other amounts receivable41€172
Cash at bank and in hand54/58€897
Equity and liabilities
Total equity and liabilities10/49€9,516
Equity10/15-€15,245
Contributions10/11€5,000
Profit (loss) carried forward14-€20,245
Amounts payable17/49€24,761
Amounts payable within one year42/48€24,761
Trade debts44€7,848
Suppliers440/4€7,848
Taxes, remuneration and social security45€4,197
Taxes450/3€1,477
Remuneration and social security454/9€2,720
Other amounts payable47/48€12,716
Line2025
Profit (loss) for the period9904-€20,245
+ Depreciation and write-downs630€174
Operating cash flow (approximation)-€20,072

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
119 m²
Building footprint
119 m²
Volume, LiDAR
813 m³
Parcel 44011B0630/00B000, Flanders · tallest building 18.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAISON KERMAN
Tolpoortstraat 35, 9800 DeinzeRetail sale of household textiles and bedding
since 20252.373.301.077
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44011B0630/00B000 Flanders 119 m² 1 · 119 m² 18.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
13929Manufacture of textiles
47551Retail sale of household furniture
47512Retail sale of household textiles and bedding
47513Retail trade
47530Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021086633
Also 9925:BE1021086633
Registered 07-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.