Maison Elfa
ActiveMaison Elfa has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €969. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 4622 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-25
Solvency58▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 2.25 in 2024; short-term debt: 23.2% and cash: 14.2% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €119k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
28 d late
2023
29 d late
2022
108 d early
2021
13 d early
2020
74 d late
2019
109 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 0.8%
2024 · €118k
2018: €-2k
2019: €-6k
2020: €-14k
2021: €7k
2022: €45k
2023: €53k
2024: €118k
2018 → 2025
Total assets
€362k▲ 7.0%
2024 · €338k
2018: €249k
2019: €240k
2020: €334k
2021: €348k
2022: €330k
2023: €293k
2024: €338k
2018 → 2025
Net result
€969▼ 98.5%
2024 · €65k
2018: €10k
2019: €-3k
2020: €-8k
2021: €14k
2022: €33k
2023: €8k
2024: €65k
2018 → 2025
Working capital
€19k▼ 72.0%
2024 · €67k
2018: €-51k
2019: €-35k
2020: €-63k
2021: €-43k
2022: €-7k
2023: €696
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€45k▲ 558%€53k▲ 17.0%€118k▲ 124%€119k▲ 0.8%
Operating result€22k-€40k▲ 81.1%€21k▼ 47.0%€89k▲ 324%€5k▼ 94.3%
Net result€14k-€33k▲ 129%€8k▼ 76.6%€65k▲ 753%€969▼ 98.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362k
Fixed assets
€259k▲ 18.9%
Current assets
€103k▼ 14.5%
Equity and liabilities €362k
Equity
€119k▲ 0.8%
Debt
€243k▲ 10.3%
The debt ratio rises from 65.1% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €129k
Cash flow
€34k▼
2024 · €106k
Solvency
32.9%▼
2024 · 34.9%
Current ratio
1.22▼
2024 · 2.25
Quick ratio
1.01▼
2024 · 2.02
Debt / equity
2.04▲
2024 · 1.86
ROE
0.8%▼
2024 · 55.4%
ROA
0.3%▼
2024 · 19.3%
Interest coverage
5.86▼
2024 · 20.96
Debt
€243k▲
2024 · €220k
Debt ≤ 1 year
€84k▲
2024 · €53k
Debt > 1 year
€159k▼
2024 · €167k
Income taxes
€-2k▼
2024 · €17k
Staff costs
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€362k▲
Fixed assets21/28€218k€259k▲
Intangible fixed assets21€372€5k▲
Tangible fixed assets22/27€218k€254k▲
Land and buildings22€187k€166k▼
Plant, machinery and equipment23€8k€72k▲
Furniture and vehicles24€22k€16k▼
Financial fixed assets28€50€0▼
Current assets29/58€120k€103k▼
Stocks and contracts in progress3€12k€18k▲
Stocks30/36€12k€18k▲
Amounts receivable within one year40/41€3k€27k▲
Trade receivables40€2k€975▼
Other amounts receivable41€844€26k▲
Cash at bank and in hand54/58€105k€51k▼
Deferred charges and accrued income490/1-€7k
Equity and liabilities
Total equity and liabilities10/49€338k€362k▲
Equity10/15€118k€119k▲
Contributions10/11€19k€19k=
Reserves13€99k€100k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€98k€99k▲
Amounts payable17/49€220k€243k▲
Amounts payable after more than one year17€167k€159k▼
Financial debts170/4€167k€159k▼
Amounts payable within one year42/48€53k€84k▲
Current portion of amounts payable after more than one year42€33k€34k▲
Financial debts43€1k€1k▼
Credit institutions430/8€1k€1k▼
Trade debts44€4k€36k▲
Suppliers440/4€4k€36k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€228€2k▲
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€6k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€33k▼
Other operating charges640/8€1k€936▼
Gross operating margin9900€137k€49k▼
Operating profit (loss)9901€89k€5k▼
Financial income75/76B€6€64▲
Recurring financial income75€6€64▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€83k€-1k▼
Income taxes67/77€17k€-2k▼
Profit (loss) for the period9904€65k€969▼
Profit (loss) for the period to be appropriated9905€65k€969▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€969▼
Transfer to equity691/2€65k€969▼
To other reserves6921€65k€969▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €65k ▲753%
Operating result €89k, net result €65k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.25
Current ratio from 1.02 to 2.25.
31-12
Financial
Equity above €100kEq €118k ▲124%
4 profitable years in a row build equity to €118k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
2020
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wachtebeke · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peene 59185 WachtebekeGround area
1,873 m²
Building footprint
176 m²
Volume, LiDAR
1,360 m³
Parcel 44073D0085/00W000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALLURIS
since 20192.300.600.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073D0085/00W000 | Flanders | 1,873 m² | 1 · 176 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 261 EUR awarded · 239 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 157 EUR | 157 EUR |
| 2022 | 1 | 104 EUR | 82 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
9 endedSimilar companies · same sector, comparable size
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HAIRFASHION AXCENT
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HAIRFASHION KIMBERLEY
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NANSSI
BE 0819.024.349
Jette · Eq €118k
Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 1,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2014
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.