MAIORCA FABIO
ActiveSummary
MAIORCA FABIO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 90% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+82
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.82 against 7.48 in 2024; short-term debt: 13.9% and cash: 17.2% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
54 d late
2022
30 d late
2021
153 d late
2020
191 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 14.1%
2024 · €80k
2018: €96k
2020: €92k
2021: €94k
2022: €97k
2023: €94k
2024: €80k
2018 → 2025
Total assets
€106k▲ 16.1%
2024 · €91k
2018: €232k
2020: €100k
2021: €98k
2022: €102k
2023: €111k
2024: €91k
2018 → 2025
Net result
€11k
2024 · €-14k
2018: €-13k
2020: €-363
2021: €2k
2022: €4k
2023: €-4k
2024: €-14k
2018 → 2025
Working capital
€86k▲ 17.2%
2024 · €73k
2018: €-19k
2020: €86k
2021: €79k
2022: €85k
2023: €84k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€97k▲ 4.0%€94k▼ 4.0%€80k▼ 14.7%€91k▲ 14.1%
Operating result€718-€7k▲ 812%€-13k€-15k▼ 15.1%€14k
Net result€2k-€4k▲ 74.1%€-4k€-14k▼ 251%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €15k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€5k ▼ 19.4%
Current assets
€100k ▲ 18.9%
Equity and liabilities €106k
Equity
€91k ▲ 14.1%
Debt
€15k ▲ 30.3%
Debt's share of the balance-sheet total rises from 12.4% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €-10k
Cash flow
€16k▲
2024 · €-9k
Current ratio
6.82▼
2024 · 7.48
Quick ratio
5.96▼
2024 · 6.36
Debt to equity
0.16▲
2024 · 0.14
ROE
12.3%▲
2024 · -17.2%
ROA
10.6%▲
2024 · -15.1%
Interest coverage
25.03▲
2024 · -11.63
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€4k▲
2024 · €333
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€106k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€84k€100k▲
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€47k€60k▲
Trade receivables40€9k€15k▲
Other amounts receivable41€38k€45k▲
Cash at bank and in hand54/58€15k€18k▲
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€91k€106k▲
Equity10/15€80k€91k▲
Contributions10/11€19k€19k=
Reserves13€2k€12k▲
Distributable reserves133€2k€12k▲
Profit (loss) carried forward14€59k€61k▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€421€4k▲
Taxes450/3€421€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€672€441▼
Gross operating margin9900€-10k€19k▲
Operating profit (loss)9901€-15k€14k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€893€760▼
Recurring financial charges65€893€760▼
Profit (loss) for the period before taxes9903€-13k€16k▲
Income taxes67/77€333€4k▲
Profit (loss) for the period9904€-14k€11k▲
Profit (loss) for the period to be appropriated9905€-14k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€71k▲
Profit (loss) brought forward from the previous period14P€73k€59k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 191 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2020
31-12
Financial
Liquidity times 18current ratio 11.53
Current ratio from 0.66 to 11.53; short-term debt falls from €56k to €8k.
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
10-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 406 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 208 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Barry(VEZ) 67538 TournaiGround area
3,988 m²
Building footprint
80 m²
Volume, LiDAR
405 m³
Parcel 57084A0473/00S000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAIORCA FABIO
since 20092.177.696.916
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57084A0473/00S000 | Wallonia | 3,987 m² | 1 · 80 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.