Skip to content

MAIO

Active
Public limited companyfounded 1988active for 38 yearsBeverzakstraat 97, 3520 Zonhoven, BelgiumKBO/BCE: BE 0433.611.774
Summary

MAIO has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,974 and a net result of -€3,337. Equity is shrinking by about 33% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 23% of 494 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Hotels and similar accommodation
NACE 55100
3rd oldest company in Zonhoven, Accommodation and food service sector1 site
Size
€1.2mtotal assets 2025
Equity
€12,974
Loss
-€3,337
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Largest shareholder
MYVAN · 38.6%
Accounts 2 days early1 of 6 deeds read
Why 69raises risk1 change of registered office in 24 monthsLiquidity: current ratio 8.85, cash €5,248, halvedlowers riskSize: total assets €1.2mFigures for financial year 2025 (filed 29-07-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 55, micro)
Financial strength · tick = 2024
Weak
Solvency 26=
equity 1.1% of total assets
Liquidity 51-1
short-term debt 3.9% · cash 0.4%
Profitability 18-12
return on assets -0.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,513 companies, NACE 55, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.9 percentage points vs 05-2025 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 2.1%▲ +0.5 percentage points vs 07-2025 09-2025: 2.6%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 0.6%▼ -2.0 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.2 percentage points vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.2 percentage points vs 06-2026 08-2026: 0.6%▼ -0.6 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 8.85, compared with 5.67 in 2024; short-term debt: 3.9% and cash: 0.4% of total assets), but 98.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 30% on solvency, 58% on liquidity, 22% on profitability and 22% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 8.85, cash €5,248, halved
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 494 sector peers (2025).
NBB · sector comparison
Position among 494 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
29 days late
2023
85 days late
2022
101 days late
2021
121 days late
2020
1 day early
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Reappointments: MYNY Marc (bestuurder, gedelegeerd bestuurder…Declaration · Amendment of the…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: 3rd oldest company in Zonhoven, Accommodation and food service sectorin the Checked rankings No. 3 View
  • New directorslatest change 28-05-2026 · 2 in office 2 joined View
  • Active since 1988founded 02-03-1988 38 years View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Loss
-€3,337
Solvency
1.1%
Total assets▲ 1.2%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Largest shareholder
MYVAN · 38.6%
  • MYNY MarcManaging director
  • THIJS LindaDirector
Go to Board & ownership

Timeline

Events
39
Since
1989
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 24-10-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Hotels and similar accommodationNACE 55100
Founded
02-03-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
Last Friday of June at 17:00
Purpose
“De verwerving voor eigen rekening van participaties, onder welke vorm het ook zij, in de…” (deed in Dutch)
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.