MAÏNOÏ

Active

Private limited companyfounded 20206 yrs activeChaussée Reine Astrid 34, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0741.754.545

The computed 12-month bankruptcy probability of MAÏNOÏ is 4.0% (elevated). The 2024 annual accounts show equity of €30k and a net result of €129k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 18938 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

56 / 100

Fair▲ +3 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency16▲+4

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

4.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.89 against 0.9 in 2023), and 89% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

75 d late

2023

91 d late

2022

42 d early

2021

31 d late

2020

26 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€30k▲ 173%

2023 · €11k

2020: €23k 2021: €75k 2022: €78k 2023: €11k

2020 → 2024

Total assets

€270k▼ 0.1%

2023 · €271k

2020: €91k 2021: €159k 2022: €281k 2023: €271k

2020 → 2024

Net result

€129k▲ 28.3%

2023 · €100k

2020: €21k 2021: €52k 2022: €94k 2023: €100k

2020 → 2024

Working capital

€-25k▼ 0.9%

2023 · €-25k

2020: €33k 2021: €71k 2022: €78k 2023: €-25k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€23k-€75k▲ 231%€78k▲ 5.0%€11k▼ 86.1%€30k▲ 173%

Operating result€24k-€66k▲ 174%€100k▲ 50.6%€107k▲ 6.7%€138k▲ 29.6%

Net result€21k-€52k▲ 154%€94k▲ 79.7%€100k▲ 7.2%€129k▲ 28.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2024 is 30% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €270k

21.5%

78.5%

Fixed assets €58k▲ 38.7%

Current assets €212k▼ 7.2%

Equity and liabilities €270k

11%

89.0%

Equity €30k▲ 173%

Debt €240k▼ 7.4%

The debt ratio falls from 96.0% to 89.0%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€156k▲

2023 · €121k

Cash flow

€147k▲

2023 · €115k

Solvency

11.0%▲

2023 · 4.0%

Current ratio

0.89▼

2023 · 0.90

Quick ratio

0.89=

2023 · 0.89

Debt / equity

8.06▼

2023 · 23.76

ROE

432.0%▼

2023 · 919.7%

ROA

47.7%▲

2023 · 37.1%

Interest coverage

37.54▲

2023 · 32.14

Debt

€240k▼

2023 · €260k

Debt ≤ 1 year

€237k▼

2023 · €254k

Income taxes

€5k▲

2023 · €3k

Staff costs

€101k▲

2023 · €74k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€271k€270k▼

Fixed assets21/28€42k€58k▲

Intangible fixed assets21€10k€1k▼

Tangible fixed assets22/27€29k€53k▲

Land and buildings22€21k€28k▲

Plant, machinery and equipment23€5k€24k▲

Furniture and vehicles24€2k€2k▼

Financial fixed assets28€4k€4k=

Current assets29/58€229k€212k▼

Stocks and contracts in progress3€4k€1k▼

Stocks30/36€4k€1k▼

Amounts receivable within one year40/41€79k€107k▲

Trade receivables40€67k€44k▼

Other amounts receivable41€12k€62k▲

Cash at bank and in hand54/58€146k€104k▼

Equity and liabilities

Total equity and liabilities10/49€271k€270k▼

Equity10/15€11k€30k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€9k€28k▲

Amounts payable17/49€260k€240k▼

Amounts payable after more than one year17€3k-

Financial debts170/4€3k-

Amounts payable within one year42/48€254k€237k▼

Current portion of amounts payable after more than one year42€4k€3k▼

Trade debts44€59k€25k▼

Suppliers440/4€59k€25k▼

Taxes, remuneration and social security45€4k€4k▼

Taxes450/3€571-

Remuneration and social security454/9€4k€4k▲

Other amounts payable47/48€186k€205k▲

Accrued charges and deferred income492/3€3k€3k=

Income statement Code20232024

Remuneration, social security and pensions62€74k€101k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲

Other operating charges640/8€671€1k▲

Gross operating margin9900€196k€258k▲

Operating profit (loss)9901€107k€138k▲

Financial income75/76B€37€5▼

Recurring financial income75€37€5▼

Financial charges65/66B€4k€4k▲

Recurring financial charges65€4k€4k▲

Profit (loss) for the period before taxes9903€103k€134k▲

Income taxes67/77€3k€5k▲

Profit (loss) for the period9904€100k€129k▲

Profit (loss) for the period to be appropriated9905€100k€129k▲

Appropriation of the result

Profit (loss) to be appropriated9906€177k€138k▼

Profit (loss) brought forward from the previous period14P€76k€9k▼

Profit to be distributed694/7€168k€110k▼

Return on contributions (dividend)694€76k-

Directors or managers695€92k€110k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

2025

14-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 75 days late

2024

31-12

Financial Highest result since 2020net €129k ▲28.3%

Operating result €138k, net result €129k, both a record.

30-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 91 days late

2023

19-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

26-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 26 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Braine-l'Alleud · 1 establishment unit since 2020

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée Reine Astrid 341420 Braine-l'Alleud

Ground area

184 m²

Building footprint

51 m²

Parcel 25742A0463/00B000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Chaussée Reine Astrid 34, 1420 Braine-l'Alleud

Food and beverage service activities

since 20202.298.470.428

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25742A0463/00B000	Wallonia	184 m²	1 · 51 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 9,324 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-01-2020

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.