MainFin
ActiveSummary
MainFin has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,660 and a net result of €29,693. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+8
Solvency97▲+6
Growth51=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.51 in 2024; short-term debt: 28.1% and cash: 51.4% of total assets), and 28.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
39.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
7 d early
2023
28 d late
2022
53 d late
2021
76 d late
2020
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€132,249▲ 9.2%
2020 · €121,080
EBIT margin
28.8%▼ 2.2pp
2020 · 31.1%
Net result
€29,693▲ 74.8%
2024 · €16,991
Working capital
€39,841▼ 3.6%
2024 · €41,337
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€132,249
Operating result€13,838▼ 63.2%€38,148▲ 176%€74,487▲ 95.3%€29,657▼ 60.2%€45,468▲ 53.3%
Net result€9,360within the sector's middle half▼ 68.7%€29,216within the sector's middle half▲ 212%€56,543within the sector's middle half▲ 93.5%€16,991within the sector's middle half▼ 69.9%€29,693within the sector's middle half▲ 74.8%
EBIT margin28.8%
Equity€40,261within the sector's middle half▲ 30.3%€69,477within the sector's middle half▲ 72.6%€66,220within the sector's middle half▼ 4.7%€52,967within the sector's middle half▼ 20.0%€53,660within the sector's middle half▲ 1.3%
Total assets€57,060below the sector's middle half▲ 45.9%€94,516within the sector's middle half▲ 65.6%€100,888within the sector's middle half▲ 6.7%€80,309within the sector's middle half▼ 20.4%€74,604below the sector's middle half▼ 7.1%
Debt€16,799▲ 104%€25,039▲ 49.0%€34,668▲ 38.5%€27,342▼ 21.1%€20,944▼ 23.4%
Working capital€40,261within the sector's middle half▲ 30.3%€69,477within the sector's middle half▲ 72.6%€62,593within the sector's middle half▼ 9.9%€41,337within the sector's middle half▼ 34.0%€39,841within the sector's middle half▼ 3.6%
Solvency70.6%within the sector's middle half▼ 8.4pp73.5%within the sector's middle half▲ 2.9pp65.6%within the sector's middle half▼ 7.9pp66.0%within the sector's middle half▲ 0.3pp71.9%within the sector's middle half▲ 6.0pp
Current ratio3.40within the sector's middle half▼ 1.363.77within the sector's middle half▲ 0.382.81within the sector's middle half▼ 0.972.51within the sector's middle half▼ 0.292.90within the sector's middle half▲ 0.39
Return on assets (ROA)16.4%within the sector's middle half▼ 60.0pp30.9%above the sector's middle half▲ 14.5pp56.0%above the sector's middle half▲ 25.1pp21.2%within the sector's middle half▼ 34.9pp39.8%above the sector's middle half▲ 18.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74,604
Fixed assets
€13,818 ▲ 18.8%
Current assets
€60,785 ▼ 11.5%
Equity and liabilities €74,604
Equity
€53,660 ▲ 1.3%
Debt
€20,944 ▼ 23.4%
Debt's share of the balance-sheet total falls from 34.0% to 28.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49,406▲
2024 · €31,909
Cash flow
€33,630▲
2024 · €19,244
Debt to equity
0.39▼
2024 · 0.52
ROE
55.3%▲
2024 · 32.1%
Interest coverage
10.60▲
2024 · 5.63
Debt ≤ 1 year
€20,944▼
2024 · €27,342
Income taxes
€11,132▲
2024 · €7,001
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €132,249 | - | - | - | - |
| Non-recurring operating income76A | - | - | €3,615 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €93,507 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €98 | €2,252 | €3,937 | ▲ 74.8% |
| Other operating charges640/8 | €250 | €594 | €1,570 | €1,400 | €1,245 | ▼ 11.0% |
| Gross operating margin9900 | €14,087 | €38,742 | €76,155 | €33,309 | €50,651 | ▲ 52.1% |
| Operating profit (loss)9901 | €13,838 | €38,148 | €74,487 | €29,657 | €45,468 | ▲ 53.3% |
| Financial income75/76B | €731 | €1,297 | €1,564 | €0 | €16 | - |
| Recurring financial income75 | €731 | €1,297 | €1,564 | €0 | €16 | - |
| Financial charges65/66B | €1,841 | €1,768 | €3,537 | €5,664 | €4,660 | ▼ 17.7% |
| Recurring financial charges65 | €1,841 | €1,768 | €3,537 | €5,664 | €4,660 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | €12,727 | €37,677 | €72,513 | €23,993 | €40,825 | ▲ 70.2% |
| Income taxes67/77 | €3,367 | €8,460 | €15,970 | €7,001 | €11,132 | ▲ 59.0% |
| Profit (loss) for the period9904 | €9,360 | €29,216 | €56,543 | €16,991 | €29,693 | ▲ 74.8% |
| Profit (loss) for the period to be appropriated9905 | €9,360 | €29,216 | €56,543 | €16,991 | €29,693 | ▲ 74.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,060 | €94,516 | €100,888 | €80,309 | €74,604 | ▼ 7.1% |
| Fixed assets21/28 | - | - | €3,627 | €11,630 | €13,818 | ▲ 18.8% |
| Tangible fixed assets22/27 | - | - | €3,627 | €11,630 | €13,818 | ▲ 18.8% |
| Furniture and vehicles24 | - | - | €3,627 | €4,337 | €3,261 | ▼ 24.8% |
| Other tangible fixed assets26 | - | - | - | €7,293 | €10,557 | ▲ 44.8% |
| Current assets29/58 | €57,060 | €94,516 | €97,261 | €68,679 | €60,785 | ▼ 11.5% |
| Amounts receivable after more than one year29 | €16,831 | €17,246 | €0 | - | - | - |
| Trade receivables290 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €16,831 | €17,246 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €21,971 | €31,998 | €14,670 | €18,458 | €19,156 | ▲ 3.8% |
| Trade receivables40 | €10,245 | €16,504 | €14,670 | €15,730 | €16,157 | ▲ 2.7% |
| Other amounts receivable41 | €11,726 | €15,493 | €0 | €2,728 | €2,999 | ▲ 9.9% |
| Cash at bank and in hand54/58 | €18,258 | €45,272 | €82,591 | €50,221 | €38,341 | ▼ 23.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,288 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,060 | €94,516 | €100,888 | €80,309 | €74,604 | ▼ 7.1% |
| Equity10/15 | €40,261 | €69,477 | €66,220 | €52,967 | €53,660 | ▲ 1.3% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €39,261 | €68,477 | €65,220 | €51,967 | €52,660 | ▲ 1.3% |
| Distributable reserves133 | €39,261 | €68,477 | €65,220 | €51,967 | €52,660 | ▲ 1.3% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €16,799 | €25,039 | €34,668 | €27,342 | €20,944 | ▼ 23.4% |
| Amounts payable within one year42/48 | €16,799 | €25,039 | €34,668 | €27,342 | €20,944 | ▼ 23.4% |
| Financial debts43 | - | - | - | - | €1,697 | - |
| Credit institutions430/8 | - | - | - | - | €1,697 | - |
| Trade debts44 | €1,347 | €4,917 | €3,717 | €1,751 | €3,230 | ▲ 84.5% |
| Suppliers440/4 | €1,347 | €4,917 | €3,717 | €1,751 | €3,230 | ▲ 84.5% |
| Taxes, remuneration and social security45 | €15,453 | €20,122 | €30,380 | €17,244 | €15,629 | ▼ 9.4% |
| Taxes450/3 | €15,453 | €20,122 | €29,038 | €17,244 | €13,689 | ▼ 20.6% |
| Remuneration and social security454/9 | €0 | - | €1,342 | €0 | €1,940 | - |
| Other amounts payable47/48 | - | - | €571 | €8,347 | €389 | ▼ 95.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,360 | €29,216 | €56,543 | €16,991 | €29,693 | ▲ 74.8% |
| + Depreciation and write-downs630 | - | - | €98 | €2,252 | €3,937 | ▲ 74.8% |
| Operating cash flow (approximation) | €9,360 | €29,216 | €56,641 | €19,244 | €33,630 | ▲ 74.8% |
| Investment in fixed assets (approximation) | - | - | - | -€10,255 | -€6,126 | ▲ 40.3% |
| Change in cash | - | €27,014 | €37,319 | -€32,370 | -€11,880 | ▲ 63.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2020net €56,543 ▲93.5%
Operating result €74,487, net result €56,543, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-12
Financial
Weakest financial yearnet €9,360 ▼68.7%
Net result drops to €9,360, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
Ground area
501 m²
Building footprint
163 m²
Volume, LiDAR
751 m³
Parcel 46026A0738/00B000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MainFin
since 20202.298.091.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026A0738/00B000 | Flanders | 501 m² | 1 · 162 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,466 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
33140Repair and maintenance of electrical equipment
33190Repair, maintenance and installation of machinery and equipment
43212Electrical installation work in industrial facilities
46180Agents specialised in the wholesale of other particular products
46500Wholesale of information and communication equipment
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741642303
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.