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MAILING CONCEPT

Active
Private limited company (pre-2019)· 31 yrs active
Rue Grande, Godinne 54 ·5530 Yvoir, Belgium
BE 0453.956.931
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Age31 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MAILING CONCEPT is 0.9% (low). The 2024 annual accounts show equity of €20k and a net result of €610. Equity remains stable across the filed fiscal years (±2.5% per year). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Trust signals

3 signals
Long-established
Founded in 1994, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€610
Working capital€18k-2.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 06-10-2025 with the NBB · fiscal year 2024 · micro
€-3k€-2k€-1k€0€1kNet result 2020: €-3k€-3kOperating result 2021: €-100€-100Net result 2021: €1k€1kOperating result 2022: €-102€-102Net result 2022: €1k€1kOperating result 2023: €-1k€-1kNet result 2023: €-444€-444Operating result 2024: €-464€-464Net result 2024: €610€61020202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±2.5%/year).
€16k€18k€20k€22k€24k2025: €21k (€19k - €22k)2026: €21k (€20k - €23k)2027: €22k (€20k - €24k)2018: €18k2019: €18k2020: €18k2021: €19k2022: €20k2023: €20k2024: €20k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€610
- 18-24
Total assets
€20k
+3.1% 18-24
Equity
€20k
+3.1% 18-24
Working capital
€18k
-2.0% 18-24
Income taxes
€2k
- 18-24
Debt
€6k
+7.0% 18-24
Debt ≤ 1y
€6k
+7.0% 18-24
Current ratio
4.06
-6.4% 18-24
Quick ratio
4.06
-6.4% 18-24
Solvency
100.0%
0.0% 18-24
ROE
3.0%
- 18-24
ROA
3.0%
- 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€610
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€20k
Equity€20k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA3.0%
ROE3.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€20k
Fixed assets 21/28€62
Financial fixed assets 28€62
Current assets 29/58€20k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€89
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€20k
Equity 10/15€20k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-112
Income statement
Gross operating margin 9900€-464
Operating result 9901€-464
Financial income 75€1k
Financial charges 65€332
Result before taxes 9903€610
Net result for the period 9904€610
Result to be appropriated 9905€610
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
61 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Rue Grande, Godinne 54, 5530 Yvoir
het ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
since 19942.069.524.395
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,368 m²
Buildings1
Building footprint96 m²
Volume (LiDAR)615 m³
Tallest building8.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91056B0228/00H000 Wallonia 3,368 m² 1 · 95 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health61Profitability15Solvency100Growth78Stability100
71 / 100

Strong profile, led by solvency.

Health 61
Profitability 15
Solvency 100
Growth 78
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR MAILING CONCEPT
Registered office
Rue Grande, Godinne 54
5530 Yvoir, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.