Magnolia is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €96k and a net result of €94k. Its solvency ranks better than 17% of 7980 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€96k
Net result
€94k
Total assets
€848k
Solvency
11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €848k
Fixed assets
€779k
Current assets
€68k
Equity and liabilities €848k
Equity
€96k
Debt
€751k
Debt finances 88.6% of the balance-sheet total.
Key figures and ratios
Solvency
11.4%
ROE
97.9%
ROA
11.1%
Debt
€751k
Debt ≤ 1 year
€103k
Debt > 1 year
€648k
Income taxes
€33k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€848k
Fixed assets21/28€779k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Financial fixed assets28€778k
Current assets29/58€68k
Amounts receivable within one year40/41€26k
Trade receivables40€25k
Other amounts receivable41€951
Cash at bank and in hand54/58€43k
Equity and liabilities
Total equity and liabilities10/49€848k
Equity10/15€96k
Contributions10/11€2k
Reserves13€94k
Distributable reserves133€94k
Amounts payable17/49€751k
Amounts payable after more than one year17€648k
Financial debts170/4€648k
Amounts payable within one year42/48€103k
Current portion of amounts payable after more than one year42€66k
Trade debts44€835
Suppliers440/4€835
Taxes, remuneration and social security45€30k
Taxes450/3€30k
Other amounts payable47/48€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€149k
Operating profit (loss)9901€146k
Financial charges65/66B€18k
Recurring financial charges65€18k
Profit (loss) for the period before taxes9903€128k
Income taxes67/77€33k
Profit (loss) for the period9904€94k
Profit (loss) for the period to be appropriated9905€94k
Appropriation of the result
Profit (loss) to be appropriated9906€94k
Transfer to equity691/2€94k
To other reserves6921€94k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwijgerstraat 422000 AntwerpenGround area
120 m²
Building footprint
120 m²
Volume, LiDAR
1,715 m³
Parcel 11811L3627/00X000, Flanders · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Magnolia
since 20242.366.651.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3627/00X000 | Flanders | 120 m² | 1 · 120 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.