MAGMA ARCHITECTURE
ActiveMAGMA ARCHITECTURE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €45k. Equity is growing by ~56.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency92▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.57 in 2024; short-term debt: 32.8% and cash: 22.6% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
26.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
21 d late
2022
31 d late
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 61.9%
2024 · €71k
2021: €2k
2022: €7k
2023: €53k
2024: €71k
2021 → 2025
Total assets
€172k▲ 57.9%
2024 · €109k
2021: €17k
2022: €35k
2023: €109k
2024: €109k
2021 → 2025
Net result
€45k▲ 133%
2024 · €19k
2021: €2k
2022: €6k
2023: €46k
2024: €19k
2021 → 2025
Working capital
€92k▲ 89.7%
2024 · €48k
2021: €67
2022: €-313
2023: €32k
2024: €48k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€7k▲ 222%€53k▲ 606%€71k▲ 35.0%€115k▲ 61.9%
Operating result€4k-€9k▲ 159%€69k▲ 643%€32k▼ 54.4%€69k▲ 120%
Net result€2k-€6k▲ 180%€46k▲ 675%€19k▼ 58.2%€45k▲ 133%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 120% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€24k▼ 20.0%
Current assets
€148k▲ 87.3%
Equity and liabilities €172k
Equity
€115k▲ 61.9%
Debt
€56k▲ 50.4%
The debt ratio falls from 34.5% to 32.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▲
2024 · €42k
Cash flow
€55k▲
2024 · €29k
Solvency
67.2%▲
2024 · 65.5%
Current ratio
2.62▲
2024 · 2.57
Quick ratio
2.62▲
2024 · 2.57
Debt / equity
0.49▼
2024 · 0.53
ROE
38.9%▲
2024 · 27.1%
ROA
26.2%▲
2024 · 17.7%
Interest coverage
113.17▲
2024 · 51.09
Debt
€56k▲
2024 · €38k
Debt ≤ 1 year
€56k▲
2024 · €31k
Income taxes
€24k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€172k▲
Formation expenses20€110€21▼
Fixed assets21/28€30k€24k▼
Tangible fixed assets22/27€30k€24k▼
Plant, machinery and equipment23€983€868▼
Furniture and vehicles24€29k€23k▼
Current assets29/58€79k€148k▲
Amounts receivable within one year40/41€12k€105k▲
Trade receivables40€4k€78k▲
Other amounts receivable41€8k€26k▲
Cash at bank and in hand54/58€68k€39k▼
Deferred charges and accrued income490/1€70€5k▲
Equity and liabilities
Total equity and liabilities10/49€109k€172k▲
Equity10/15€71k€115k▲
Contributions10/11€1k€1k=
Reserves13€69k€113k▲
Distributable reserves133€69k€113k▲
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€38k€56k▲
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€31k€56k▲
Current portion of amounts payable after more than one year42€8k€7k▼
Trade debts44€10k€32k▲
Suppliers440/4€10k€32k▲
Taxes, remuneration and social security45€3k€18k▲
Taxes450/3€3k€18k▲
Other amounts payable47/48€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€81€195▲
Gross operating margin9900€42k€80k▲
Operating profit (loss)9901€32k€69k▲
Financial income75/76B€20€321▲
Recurring financial income75€20€321▲
Financial charges65/66B€815€703▼
Recurring financial charges65€815€703▼
Profit (loss) for the period before taxes9903€31k€69k▲
Income taxes67/77€11k€24k▲
Profit (loss) for the period9904€19k€45k▲
Profit (loss) for the period to be appropriated9905€19k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€46k▲
Profit (loss) brought forward from the previous period14P€865€1k▲
Transfer to equity691/2€18k€44k▲
To other reserves6921€18k€44k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €115k ▲61.9%
5 profitable years in a row build equity to €115k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2021net €46k ▲675%
Net result €46k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Labliaustraat 297850 EnghienGround area
1,877 m²
Building footprint
186 m²
Volume, LiDAR
1,217 m³
Parcel 55025C0608/00D000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAGMA ARCHITECTURE
since 20212.316.088.497
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025C0608/00D000 | Wallonia | 1,877 m² | 1 · 186 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STARC Studio d’Architecture
BE 0543.781.109
Gembloux · Eq €115k
HAVEN-LANNOY
BE 0475.455.002
Hooglede · Eq €116k
Stefan Lauwaert Ingenieur-Architect
BE 0666.482.050
Berlare · Eq €115k
SeArch architectuur
BE 0848.354.575
Beerse · Eq €116k
Architectenvennootschap Bart Schoubs
BE 0788.423.720
Hasselt · Eq €115k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475481891