MAGINFI
ActiveThe computed 12-month bankruptcy probability of MAGINFI is 3.3% (moderate). The 2024 annual accounts show equity of €9k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+7
Solvency38▼-14
Growth78=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13%
Return on assets
15%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
30 d late
2022
60 d late
2021
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€78k
EBIT margin
17.5%
Net result
€10k▼ 8.4%
2023 · €11k
2021: €-181
2022: €8k
2023: €11k
2021 → 2024
Working capital
€3k▼ 80.9%
2023 · €14k
2021: €4k
2022: €11k
2023: €14k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€78k
Equity€4k-€11k▲ 198%€23k▲ 98.5%€9k▼ 60.6%
Operating result€3k-€11k▲ 352%€16k▲ 39.1%€14k▼ 14.3%
Net result€-181-€8k€11k▲ 48.1%€10k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€35k▼ 24.6%
Current assets
€34k▼ 13.2%
Equity and liabilities €69k
Equity
€9k▼ 60.6%
Debt
€60k▼ 4.4%
The debt ratio rises from 73.4% to 87.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2023 · €27k
Cash flow
€22k▼
2023 · €22k
Solvency
13.0%▼
2023 · 26.6%
Current ratio
1.09▼
2023 · 1.57
Quick ratio
1.09▼
2023 · 1.57
Debt / equity
6.70▲
2023 · 2.76
ROE
115.4%▲
2023 · 49.6%
ROA
15.0%▲
2023 · 13.2%
Interest coverage
12.50▼
2023 · 13.01
Debt
€60k▼
2023 · €63k
Debt ≤ 1 year
€31k▲
2023 · €25k
Debt > 1 year
€28k▼
2023 · €38k
Income taxes
€4k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€69k▼
Fixed assets21/28€46k€35k▼
Tangible fixed assets22/27€46k€35k▼
Leasing and similar rights25€46k€35k▼
Current assets29/58€39k€34k▼
Amounts receivable within one year40/41€27k€16k▼
Other amounts receivable41€27k€16k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€85k€69k▼
Equity10/15€23k€9k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€19k€5k▼
Amounts payable17/49€63k€60k▼
Amounts payable after more than one year17€38k€28k▼
Financial debts170/4€38k€28k▼
Amounts payable within one year42/48€25k€31k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€8k€8k▼
Remuneration and social security454/9€1k€1k▲
Income statement
Code20232024
Turnover70-€78k
Goods, raw materials, services and sundry goods60/61-€54k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€29k€26k▼
Operating profit (loss)9901€16k€14k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€14k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€11k€10k▼
Profit (loss) for the period to be appropriated9905€11k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€29k▲
Profit (loss) brought forward from the previous period14P€7k€19k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €11k ▲48.1%
Operating result €16k, net result €11k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Belair(LO) 275101 NamurGround area
2,690 m²
Building footprint
195 m²
Volume, LiDAR
1,259 m³
2 parcels, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MAGINFI srl
since 20202.309.197.242
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0162/00M006 | Wallonia | 1,928 m² | 1 · 60 m² | 10.0 m · 3 fl. |
| 92095B0177/00D004 | Wallonia | 762 m² | 1 · 136 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:magonette-amaury@hotmail.be
Phone:+32498111701