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MAGIC ISMA

Active
Private limited companyfounded 200422 yrs activeRue de la Station(TAM) 57, 5060 Sambreville, BelgiumKBO/BCE: BE 0866.170.408
Summary

MAGIC ISMA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,575 and a net result of -€19,125. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 4286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
MAGIC ISMAActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
#6 company by total assets in Sambreville, Accommodation and food service sector2 sites
Size
€491,583total assets 2025
Staff
5.8 FTE
Equity
€121,575
Loss
-€19,125
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Accounts 2 d early0 of 3 deeds read
Why 66- Sector Food and beverage service activities (NACE 56)- Size: 5.8 FTE, total assets €491,583- Loss of €19,125, the second in a row (FY 2025)+ Founded in 2004Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 35% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 50-3
equity 24.7% of total assets
Liquidity 28+5
short-term debt 70.3% · cash 12.3%
Profitability 64+2
return on assets -3.9%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,482 companies)
Last 24 months 11-2024: 0.8%lowest value 12-2024: 0.8%● 0.0% vs 11-2024lowest value 01-2025: 0.8%● 0.0% vs 12-2024lowest value 02-2025: 0.8%● 0.0% vs 01-2025lowest value 03-2025: 0.8%● 0.0% vs 02-2025lowest value 04-2025: 0.9%▲ +9.7% vs 03-2025 05-2025: 0.9%▼ -0.1% vs 04-2025 06-2025: 0.9%▼ -0.3% vs 05-2025 07-2025: 1.2%▲ +34.7% vs 06-2025 08-2025: 1.3%▲ +10.3% vs 07-2025 09-2025: 1.3%● 0.0% vs 08-2025 10-2025: 1.3%● 0.0% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%● 0.0% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%● 0.0% vs 02-2026 04-2026: 1.4%▲ +7.6% vs 03-2026 05-2026: 1.4%▼ -1.2% vs 04-2026 06-2026: 1.3%▼ -3.0% vs 05-2026 07-2026: 1.4%▲ +6.2% vs 06-2026highest value 08-2026: 1.0%▼ -29.0% vs 07-2026 09-2026: 1.0%● 0.0% vs 08-2026 10-2026: 1.0%● 0.0% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Size: 5.8 FTE, total assets €491,583 raises the probability for this profile
  • Founded in 2004 lowers the probability for this profile
  • Loss of €19,125, the second in a row (FY 2025) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.38 in 2024; short-term debt: 70.3% and cash: 12.3% of total assets), and 75.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 46%, liquidity 23%, profitability 43%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: 5.8 FTE, total assets €491,583
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €19,125, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19,125
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
41 d early
2022
33 d early
2021
16 d early
2020
19 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€25,986

Key points

  • Caution: Among the weakest 18% on net resultsector median €10,755 · 4,278 companies -€19,125 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€19,125 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€491,583
Loss
-€19,125
Solvency
24.7%
Total assets▼ 0.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 30-07-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
06-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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