Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MAF Construct is 4.5% (elevated). The 2023 annual accounts show equity of €9k and a net result of €9k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsAdministrative Flags
0 eventsFinancials
Annual accounts & ratios
Source: NBB · 2023| Fiscal year | 2023 |
|---|---|
| Revenue | €170k |
| EBITDA | - |
| Net profit | €9k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €53k |
| Equity | €9k |
| Debt | €44k |
| of which ≤ 1y | €44k |
| of which > 1y | - |
| Working capital | €9k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 1.21 |
| Quick ratio | 1.21 |
| Working capital ratio | 17.1% |
| Solvency | 17.1% |
| Debt / equity | 4.85 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 7.2% |
| Net margin | 5.3% |
| ROA | 17.1% |
| ROE | 100.0% |
| EBITDA margin | - |
| Days sales outstanding | 90d |
| Days payable outstanding | 84d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €53k |
| Current assets | 29/58 | €53k |
| Amounts receivable within one year | 40/41 | €53k |
| Cash & bank | 54/58 | €4 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €53k |
| Equity | 10/15 | €9k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €44k |
| Amounts payable within one year | 42/48 | €44k |
| Trade debts payable within one year | 44 | €36k |
| Income statement | ||
| Turnover | 70 | €170k |
| Gross operating margin | 9900 | €12k |
| Operating result | 9901 | €12k |
| Financial income | 75 | €301 |
| Financial charges | 65 | €450 |
| Result before taxes | 9903 | €12k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
Health barometer
FY 2023 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
| 21572B0259/00N003 | Brussels | 87 m² | 1 · 68 m² | 25.7 m · 6 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on stability, weaker on solvency.
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | MAF Construct |