MAENE IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €460k and a net result of €17k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 7980 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d late
2020
2 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€460k▲ 3.5%
2024 · €445k
2019: €376k
2020: €378k
2021: €402k
2022: €392k
2023: €413k
2024: €445k
2019 → 2025
Net result
€17k▼ 48.6%
2024 · €34k
2019: €41k
2020: €4k
2021: €30k
2022: €-8k
2023: €22k
2024: €34k
2019 → 2025
Total assets
€495k▲ 0.3%
2024 · €494k
2019: €452k
2020: €439k
2021: €458k
2022: €429k
2023: €455k
2024: €494k
2019 → 2025
Solvency
93.0%▲ 2.9pp
2024 · 90.1%
2019: 83.1%
2020: 86.0%
2021: 87.8%
2022: 91.4%
2023: 90.7%
2024: 90.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€402k-€392k▼ 2.4%€413k▲ 5.3%€445k▲ 7.7%€460k▲ 3.5%
Operating result€40k-€-10k€28k€43k▲ 52.9%€19k▼ 57.1%
Net result€30k-€-8k€22k€34k▲ 50.4%€17k▼ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495k
Fixed assets
€215k▼ 3.5%
Current assets
€280k▲ 3.4%
Equity and liabilities €495k
Equity
€460k▲ 3.5%
Debt
€35k▼ 28.9%
The debt ratio falls from 9.9% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.0%▲
2024 · 90.1%
ROE
3.7%▼
2024 · 7.5%
ROA
3.5%▼
2024 · 6.8%
Debt
€35k▼
2024 · €49k
Debt ≤ 1 year
€35k▼
2024 · €49k
Income taxes
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€494k€495k▲
Fixed assets21/28€222k€215k▼
Tangible fixed assets22/27€222k€215k▼
Land and buildings22€222k€215k▼
Current assets29/58€271k€280k▲
Amounts receivable within one year40/41€213k€180k▼
Trade receivables40€29k€14k▼
Other amounts receivable41€183k€166k▼
Cash at bank and in hand54/58€59k€100k▲
Equity and liabilities
Total equity and liabilities10/49€494k€495k▲
Equity10/15€445k€460k▲
Contributions10/11€296k€296k=
Reserves13€149k€164k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€140k€155k▲
Profit (loss) carried forward14€104€386▲
Amounts payable17/49€49k€35k▼
Amounts payable within one year42/48€49k€35k▼
Trade debts44€2k€682▼
Suppliers440/4€2k€682▼
Taxes, remuneration and social security45€21k€14k▼
Taxes450/3€21k€14k▼
Other amounts payable47/48€26k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€56k€32k▼
Operating profit (loss)9901€43k€19k▼
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€48€262▲
Recurring financial charges65€48€262▲
Profit (loss) for the period before taxes9903€47k€25k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€34k€17k▼
Profit (loss) for the period to be appropriated9905€34k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€17k▼
Profit (loss) brought forward from the previous period14P€770€104▼
Transfer from equity791/2€1k€2k▲
Transfer to equity691/2€34k€17k▼
To other reserves6921€34k€17k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-8k ▼127%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zerkegemstraat(BEK) 158480 IchtegemGround area
902 m²
Building footprint
131 m²
Volume, LiDAR
761 m³
Parcel 35001A0393/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAENE IMMO
since 20142.238.511.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35001A0393/00C000 | Flanders | 902 m² | 1 · 131 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,654 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-12-2014
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.