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Macula Consulting

Active
Private limited companyfounded 201313 yrs activeDobralaan 16, 3090 Overijse, BelgiumKBO/BCE: BE 0525.730.793

Macula Consulting has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €38k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 4.59 in 2024; short-term debt: 20.9% and cash: 85.3% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.8%
Return on assets
13.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
45 d early
2023
19 d early
2022
26 d early
2021
10 d early
2020
1 d early
2019
6 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€224k▲ 3.4%
2024 · €217k
2019: €150k 2021: €223k 2022: €200k 2023: €199k 2024: €217k
2019 → 2025
Total assets
€285k▲ 5.8%
2024 · €269k
2019: €185k 2021: €256k 2022: €261k 2023: €254k 2024: €269k
2019 → 2025
Net result
€38k▼ 11.4%
2024 · €43k
2019: €31k 2021: €33k 2022: €32k 2023: €30k 2024: €43k
2019 → 2025
Working capital
€196k▲ 5.6%
2024 · €185k
2019: €120k 2021: €197k 2022: €174k 2023: €160k 2024: €185k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€223k-€200k▼ 10.3%€199k▼ 0.6%€217k▲ 9.1%€224k▲ 3.4%
Operating result€46k-€45k▼ 0.8%€43k▼ 5.7%€60k▲ 41.0%€54k▼ 10.7%
Net result€33k-€32k▼ 1.5%€30k▼ 6.3%€43k▲ 42.9%€38k▼ 11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €46k€46kNet result 2021: €33k€33kOperating result 2022: €45k€45kNet result 2022: €32k€32kOperating result 2023: €43k€43kNet result 2023: €30k€30kOperating result 2024: €60k€60kNet result 2024: €43k€43kOperating result 2025: €54k€54kNet result 2025: €38k€38k20212022202320242025
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets €30k▼ 8.7%
Current assets €255k▲ 7.8%
Equity and liabilities €285k
Equity €224k▲ 3.4%
Debt €60k▲ 15.7%
The debt ratio rises from 19.4% to 21.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62k
2024 · €68k
Cash flow
€46k
2024 · €51k
Solvency
78.8%
2024 · 80.6%
Current ratio
4.28
2024 · 4.59
Quick ratio
4.28
2024 · 4.59
Debt / equity
0.27
2024 · 0.24
ROE
17.0%
2024 · 19.8%
ROA
13.4%
2024 · 16.0%
Interest coverage
68.01
2024 · 87.65
Debt
€60k
2024 · €52k
Debt ≤ 1 year
€60k
2024 · €52k
Income taxes
€15k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€269k€285k
Fixed assets21/28€33k€30k
Tangible fixed assets22/27€33k€30k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€2k€6k
Other tangible fixed assets26€29k€23k
Current assets29/58€237k€255k
Amounts receivable within one year40/41€38k€6k
Trade receivables40€36k€4k
Other amounts receivable41€1k€2k
Cash at bank and in hand54/58€193k€243k
Deferred charges and accrued income490/1€6k€6k
Equity and liabilities
Total equity and liabilities10/49€269k€285k
Equity10/15€217k€224k
Contributions10/11€6k€6k=
Reserves13€211k€218k
Distributable reserves133€211k€218k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€60k
Amounts payable within one year42/48€52k€60k
Financial debts43€125€6
Credit institutions430/8€125€6
Trade debts44€2k€8k
Suppliers440/4€2k€8k
Taxes, remuneration and social security45€17k€9k
Taxes450/3€14k€9k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€32k€42k
Accrued charges and deferred income492/3€704€779
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€896€921
Gross operating margin9900€69k€63k
Operating profit (loss)9901€60k€54k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€775€910
Recurring financial charges65€775€910
Profit (loss) for the period before taxes9903€60k€53k
Income taxes67/77€17k€15k
Profit (loss) for the period9904€43k€38k
Profit (loss) for the period to be appropriated9905€43k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€43k€38k
Transfer from equity791/2€25k€31k
Transfer to equity691/2€43k€38k
To other reserves6921€43k€38k
Profit to be distributed694/7€25k€31k
Return on contributions (dividend)694€25k€31k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
29-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Highest result since 2019net €43k ▲42.9%
Operating result €60k, net result €43k, both a record.
31-03
Financial Equity above €200kEq €217k ▲9.1%
5 profitable years in a row build equity to €217k.
2023
12-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Weakest financial yearnet €30k ▼6.3%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
2022
05-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Equity above €200kEq €223k ▲48.7%
2 profitable years in a row build equity to €223k.
2020
30-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
25-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
13-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dobralaan 163090 Overijse
Ground area
964 m²
Building footprint
142 m²
Volume, LiDAR
806 m³
Parcel 23543O0012/00H002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Macula Consulting
Dobralaan 16, 3090 OverijseGrowing of cereals (except rice), leguminous crops and oil seeds
since 20132.218.289.238
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23543O0012/00H002 Flanders 964 m² 1 · 142 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 14,423 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-04-2013
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47690Retail sale of other cultural and recreation goods
47787Retail trade
81300Landscape service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.