MACLOC
ActiveSummary
MACLOC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €844,718 and a net result of €173,230. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 1526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 3.75 against 28.41 in 2024; short-term debt: 24.1% and cash: 10.1% of total assets), and 24.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
56 d early
2024
55 d early
2023
51 d early
2022
56 d early
2021
54 d early
2020
51 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€844,718▼ 5.3%
2024 · €891,688
Total assets
€1.1m▲ 20.5%
2024 · €923,195
Net result
€173,230▼ 6.2%
2024 · €184,716
Working capital
€735,410▼ 14.8%
2024 · €863,613
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€175,206▼ 11.5%€219,068▲ 25.0%€276,898▲ 26.4%€253,605▼ 8.4%€235,867▼ 7.0%
Net result€122,696▼ 13.1%€155,580▲ 26.8%€196,094▲ 26.0%€184,716▼ 5.8%€173,230▼ 6.2%
Equity€374,953▲ 48.6%€510,877▲ 36.3%€706,971▲ 38.4%€891,688▲ 26.1%€844,718▼ 5.3%
Total assets€413,691▲ 35.8%€568,667▲ 37.5%€762,308▲ 34.1%€923,195▲ 21.1%€1.1m▲ 20.5%
Debt€38,738▼ 25.9%€57,790▲ 49.2%€55,337▼ 4.2%€31,508▼ 43.1%€267,625▲ 749%
Working capital€298,124▲ 30.1%€451,267▲ 51.4%€662,688▲ 46.9%€863,613▲ 30.3%€735,410▼ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€109,308 ▲ 289%
Current assets
€1.0m ▲ 12.1%
Equity and liabilities €1.1m
Equity
€844,718 ▼ 5.3%
Debt
€267,625 ▲ 749%
Debt's share of the balance-sheet total rises from 3.4% to 24.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€261,816▼
2024 · €273,285
Cash flow
€199,179▼
2024 · €204,396
Current ratio
3.75▼
2024 · 28.41
Quick ratio
3.64▼
2024 · 27.16
Debt to equity
0.32▲
2024 · 0.04
ROE
20.5%▼
2024 · 20.7%
ROA
15.6%▼
2024 · 20.0%
Interest coverage
4848.44▼
2024 · 5060.82
Debt ≤ 1 year
€267,625▲
2024 · €31,508
Income taxes
€77,830▼
2024 · €80,463
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €10,319 | €13,868 | €10,913 | €8,141 | €14,037 | ▲ 72.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,886 | €18,971 | €19,412 | €19,680 | €25,949 | ▲ 31.9% |
| Other operating charges640/8 | €468 | €409 | €283 | €440 | €5,970 | ▲ 1,258% |
| Non-recurring operating charges66A | €6,861 | - | - | - | - | - |
| Gross operating margin9900 | €199,421 | €238,449 | €296,592 | €273,724 | €267,786 | ▼ 2.2% |
| Operating profit (loss)9901 | €175,206 | €219,068 | €276,898 | €253,605 | €235,867 | ▼ 7.0% |
| Financial income75/76B | €698 | €3,041 | €4,666 | €11,628 | €15,247 | ▲ 31.1% |
| Recurring financial income75 | €698 | €3,041 | €4,666 | €11,628 | €15,247 | ▲ 31.1% |
| Financial charges65/66B | €281 | €106 | €73 | €54 | €54 | = |
| Recurring financial charges65 | €281 | €106 | €73 | €54 | €54 | = |
| Profit (loss) for the period before taxes9903 | €175,623 | €222,003 | €281,491 | €265,179 | €251,060 | ▼ 5.3% |
| Income taxes67/77 | €52,927 | €66,423 | €85,396 | €80,463 | €77,830 | ▼ 3.3% |
| Profit (loss) for the period9904 | €122,696 | €155,580 | €196,094 | €184,716 | €173,230 | ▼ 6.2% |
| Profit (loss) for the period to be appropriated9905 | €122,696 | €155,580 | €196,094 | €184,716 | €173,230 | ▼ 6.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €413,691 | €568,667 | €762,308 | €923,195 | €1.1m | ▲ 20.5% |
| Fixed assets21/28 | €76,829 | €59,610 | €44,283 | €28,074 | €109,308 | ▲ 289% |
| Tangible fixed assets22/27 | €76,829 | €59,610 | €44,283 | €28,074 | €109,308 | ▲ 289% |
| Plant, machinery and equipment23 | €6,418 | €5,640 | €7,467 | €8,413 | €12,102 | ▲ 43.9% |
| Furniture and vehicles24 | €70,411 | €53,970 | €36,816 | €19,662 | €97,206 | ▲ 394% |
| Current assets29/58 | €336,862 | €509,057 | €718,025 | €895,121 | €1.0m | ▲ 12.1% |
| Stocks and contracts in progress3 | €35,250 | €75,775 | €22,480 | €39,290 | €29,880 | ▼ 24.0% |
| Stocks30/36 | €35,250 | €75,775 | €22,480 | €39,290 | €29,880 | ▼ 24.0% |
| Amounts receivable within one year40/41 | €3,476 | €60,410 | €11,994 | €16,610 | €11,249 | ▼ 32.3% |
| Trade receivables40 | €3,476 | €60,410 | €11,994 | €13,497 | €11,249 | ▼ 16.7% |
| Other amounts receivable41 | - | - | - | €3,113 | - | - |
| Current investments50/53 | €110,188 | €232,410 | €593,092 | €653,643 | €847,267 | ▲ 29.6% |
| Cash at bank and in hand54/58 | €184,210 | €139,112 | €87,019 | €179,654 | €112,354 | ▼ 37.5% |
| Deferred charges and accrued income490/1 | €3,737 | €1,351 | €3,440 | €5,925 | €2,285 | ▼ 61.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €413,691 | €568,667 | €762,308 | €923,195 | €1.1m | ▲ 20.5% |
| Equity10/15 | €374,953 | €510,877 | €706,971 | €891,688 | €844,718 | ▼ 5.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €6,200 | €6,200 | - | - | - | - |
| Reserves13 | €362,553 | €498,477 | €694,571 | €879,288 | €832,318 | ▼ 5.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €360,693 | €496,617 | €694,571 | €879,288 | €832,318 | ▼ 5.3% |
| Amounts payable17/49 | €38,738 | €57,790 | €55,337 | €31,508 | €267,625 | ▲ 749% |
| Amounts payable within one year42/48 | €38,738 | €57,790 | €55,337 | €31,508 | €267,625 | ▲ 749% |
| Trade debts44 | €547 | €55 | €567 | €396 | €21,055 | ▲ 5,219% |
| Suppliers440/4 | €547 | €55 | €567 | €396 | €21,055 | ▲ 5,219% |
| Taxes, remuneration and social security45 | €25,533 | €25,425 | €43,643 | €22,773 | €20,185 | ▼ 11.4% |
| Taxes450/3 | €25,533 | €25,425 | €43,643 | €22,773 | €20,185 | ▼ 11.4% |
| Other amounts payable47/48 | €12,658 | €32,310 | €11,126 | €8,339 | €226,385 | ▲ 2,615% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €122,696 | €155,580 | €196,094 | €184,716 | €173,230 | ▼ 6.2% |
| + Depreciation and write-downs630 | €16,886 | €18,971 | €19,412 | €19,680 | €25,949 | ▲ 31.9% |
| Operating cash flow (approximation) | €139,583 | €174,551 | €215,506 | €204,396 | €199,179 | ▼ 2.6% |
| Investment in fixed assets (approximation) | - | -€1,752 | -€4,085 | -€3,471 | -€107,182 | ▼ 2,988% |
| Change in cash | - | -€45,099 | -€52,093 | €92,635 | -€67,300 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 28.41
Current ratio from 12.98 to 28.41; short-term debt falls from €55,337 to €31,508.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €196,094 ▲26%
Operating result €276,898, net result €196,094, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500,000Eq €510,877 ▲36.3%
5 profitable years in a row build equity to €510,877.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €252,257 ▲127%
3 profitable years in a row build equity to €252,257.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €111,094 ▲82.5%
2 profitable years in a row build equity to €111,094.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2017
Ground area
1,825 m²
Building footprint
291 m²
Volume, LiDAR
2,396 m³
Parcel 63017A0501/00D000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MACLOC
since 20172.263.710.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63017A0501/00D000 | Wallonia | 1,825 m² | 1 · 291 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 666 companies in sector 77320 we hold annual accounts for 491. 352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
77320Rental and leasing activities
77110Renting and leasing of cars and light motor vehicles
77221Rental and leasing activities
77229Renting and leasing of other personal and household goods
77310Rental and leasing activities
82300Organisation of conventions and trade shows
Scores and ratios are computed by Checked and are not a credit decision.