Macerti
ActiveSummary
Macerti has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,867 and a net result of €9,977. Equity has been growing by about 107% per year since 2023. Its solvency ranks better than 46% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-12-2022 Normal situation
- Activity
- Painting of buildings NACE 43341and 2 others
- Establishment unit
- 2.339.989.002 9620 Zottegem, since 16-12-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 25-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
- Gross margin
- €17,930
- ▲ 71.1%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €9,977
- ▲ 614%
- Equity
- €12,867
- ▲ 182%
- Total assets
- €29,773
- ▲ 55.3%
Score breakdownraises riskFounded in 2022Size: total assets €29,773Sector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed on 04-05-2026)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 16% on liquidity, 75% on profitability and 95% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 1 day before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-04-2026 PDF all 3 filings
Every figure per financial year
The operating result for 2025 is 124% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Subsidies and aid
Flemish government
2023 to 2025 · 3 entries · €1,275 awarded · €1,275 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €195 | €390 |
| 2024 | 1 | €321 | €126 |
| 2023 | 1 | €759 | €759 |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €859 | €226 | €0 | ▼ 100% |
| Other operating charges640/8 | €881 | €3,303 | €2,373 | ▼ 28.1% |
| Gross operating margin9900 | €5,679 | €10,480 | €17,930 | ▲ 71.1% |
| Operating profit (loss)9901 | €3,939 | €6,952 | €15,557 | ▲ 124% |
| Financial income75/76B | €216 | €632 | €1,229 | ▲ 94.5% |
| Recurring financial income75 | €216 | €632 | €1,229 | ▲ 94.5% |
| Financial charges65/66B | €3,342 | €4,185 | €3,318 | ▼ 20.7% |
| Recurring financial charges65 | €3,342 | €4,185 | €3,318 | ▼ 20.7% |
| Profit (loss) for the period before taxes9903 | €813 | €3,398 | €13,467 | ▲ 296% |
| Income taxes67/77 | €654 | €2,001 | €3,491 | ▲ 74.5% |
| Profit (loss) for the period9904 | €159 | €1,397 | €9,977 | ▲ 614% |
| Profit (loss) for the period to be appropriated9905 | €159 | €1,397 | €9,977 | ▲ 614% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €16,914 | €19,173 | €29,773 | ▲ 55.3% |
| Formation expenses20 | €226 | - | - | - |
| Current assets29/58 | €16,688 | €19,173 | €29,773 | ▲ 55.3% |
| Amounts receivable within one year40/41 | €11,395 | €12,965 | €27,124 | ▲ 109% |
| Trade receivables40 | - | €50 | €0 | ▼ 100% |
| Other amounts receivable41 | €11,395 | €12,915 | €27,124 | ▲ 110% |
| Cash at bank and in hand54/58 | €3,927 | €5,164 | €1,487 | ▼ 71.2% |
| Deferred charges and accrued income490/1 | €1,367 | €1,044 | €1,162 | ▲ 11.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €16,914 | €19,173 | €29,773 | ▲ 55.3% |
| Equity10/15 | €3,159 | €4,556 | €12,867 | ▲ 182% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €159 | €1,556 | €9,867 | ▲ 534% |
| Amounts payable17/49 | €13,755 | €14,617 | €16,906 | ▲ 15.7% |
| Amounts payable within one year42/48 | €13,755 | €14,617 | €16,906 | ▲ 15.7% |
| Trade debts44 | €9,948 | €11,162 | €10,609 | ▼ 5.0% |
| Suppliers440/4 | €9,948 | €11,162 | €10,609 | ▼ 5.0% |
| Advances received on contracts in progress46 | €182 | - | €540 | - |
| Taxes, remuneration and social security45 | €3,626 | €3,455 | €4,591 | ▲ 32.9% |
| Taxes450/3 | €3,626 | €3,455 | €4,591 | ▲ 32.9% |
| Other amounts payable47/48 | - | - | €1,166 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €159 | €1,397 | €9,977 | ▲ 614% |
| + Depreciation and write-downs630 | €859 | €226 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €1,018 | €1,623 | €9,977 | ▲ 515% |
| Change in cash | - | €1,238 | -€3,677 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Macerti has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Macerti itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Macerti. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VAN BEL Filip Frieda Jean-Pierre Hubert Berthe 150 shares (50%) · €1,500
- MATTON Barbara Valerie Florida 150 shares (50%) · €1,500
Capital transactions
- 20-12-2022 Incorporation · €3,000 · 300 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VAN BEL Filip Frieda Jean-Pierre Hubert Berthe |
|
| MATTON Barbara Valerie Florida |
|
Network & group
Macerti shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of Macerti. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-10
Gazette deed
Resignation: Matton Barbara (director)2 points ▸
- General meeting, 11-09-2023
- Director resignation, Matton Barbara (director)
20-12
Gazette deed
IncorporationStarting capital €3,000 · Appointments: VAN BEL Filip Frieda Jean-Pierre Hubert Berthe (director) and MATTON Barbara Valerie Florida (director) · Founder11 points ▸
- Incorporation, 15-12-2022
- Founder, VAN BEL Filip Frieda Jean-Pierre Hubert Berthe
- Founder, MATTON Barbara Valerie Florida
- Founding capital, €3,000
- Bank account, 3000, EUR
- Registered office clause, “9620 Zottegem,Spelaanstraat 2” (deed in Dutch)
- Board rule, 2, “vergadering” (deed in Dutch)
- Director appointment, VAN BEL Filip Frieda Jean-Pierre Hubert Berthe (director (not named in the articles))
- Director appointment, MATTON Barbara Valerie Florida (director (not named in the articles))
- Power of attorney, Paul De Man
- Power of attorney, MULTIFISK
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 December 2022, Macerti was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12 VAN BEL Filip Frieda Jean-Pierre Hubert Berthe is director of the company, appointed in the act of 20-12-2022.2 Total assets went from €16,914 in 2023 to €29,773 in 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
33 activities
- Het voeren van asbest controles
- Het verzamelen van informatie ten behoeve van en het verstrekken van advies inzake bedrijfsveiligheid en gezondheid op de werkplaatsen van werknemers
- Het voeren van algemene auditcontroles
- Het aanleveren van attesten van duurzaamheid,energie,milieu
- Het verlenen van adviezen
- Het uitvoeren van niet wettelijke controles en risicoanalyses
- Het verlenen van advies omtrent onroerende goederen in het algemeen,en stedenbouwkundige adviesverlening,alsook het opmaken van energieprestatiecertificaten en het opmaken van plaatsbeschrijvingen in het bijzonder.
- Het uitvoeren en opmaken van asbestinventarissen en sloopinventarissen
- Het uitvoeren van luchtanalyses tijdens asbestverwijderingswerken
- Alle activiteiten die leiden tot het voorkomen,verbeteren en saneren van alle vormen van milieuaantasting;
- Het uitvoeren van algemene bouwtechnische werkzaamheden
- Overige drukkerij
- Vervaardiging van andere tanks,reservoirs en bergingsmiddelen,van metaal
- Vervaardiging van stalen vaten en dergelijke
- Vervaardiging van verpakkingsmiddelen van licht metaal
- Vervaardiging van overige artikelen van metaal,niet eerder genoemd.
- Vervaardiging van aanhangwagens,caravans en opleggers
- Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen
- Handelsbemiddeling gespecialiseerd in andere goederen
- Handelsbemiddeling in goederen,algemeen assortiment
- Schilderen van gebouwen
- Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen
- Groothandel in andere consumentenartikelen,niet eerder genoemd.
- Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen(verkoopoppervlakte < 2500 m2)
- Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels,niet eerder genoemd.
- Detailhandel in allerlei producten via het internet(e-commerce)
- Overige detailhandel,niet in winkels en exclusief markt- en straathandel
- Overige uitgeverijen
- Reclamebureaus
- Activiteiten van grafische designers
- Activiteiten van interieurdecorateurs
- Overige activiteiten van gespecialiseerde designers
- Overige zakelijke dienstverlening,niet eerder genoemd.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0794.884.811
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41035A0380/00G000 | Flanders | 2,334 m² | 1 · 228 m² | 6.7 m · 1 |