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MACCUS

Active
Private limited companyfounded 20242 yrs activeAvenue des Alliés(K) 181, 7540 Tournai, BelgiumKBO/BCE: BE 1005.438.850
Summary

MACCUS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,887 and a net result of €22,704. Its solvency ranks better than 21% of 1918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency42▲+42
Growth78
Track record82
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.7%
Return on assets
48.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1918 sector peers (2025).
NBB · sector comparison
Position among 1918 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
25 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 January 2024, MACCUS was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€7,887
2024 · -€13,984
Total assets
€47,145▲ 127%
2024 · €20,803
Net result
€22,704
2024 · -€14,084
Working capital
€5,528
2024 · -€16,606
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€13,225-€25,584
Net result-€14,084below the sector's middle half-€22,704within the sector's middle half
Equity-€13,984below the sector's middle half-€7,887below the sector's middle half
Total assets€20,803below the sector's middle half-€47,145below the sector's middle half▲ 127%
Debt€34,787-€39,258▲ 12.9%
Working capital-€16,606below the sector's middle half-€5,528within the sector's middle half
Solvency-67.2%below the sector's middle half-16.7%below the sector's middle half▲ 83.9pp
Current ratio0.52below the sector's middle half-1.14within the sector's middle half▲ 0.62
Return on assets (ROA)-67.7%below the sector's middle half-48.2%above the sector's middle half▲ 115.9pp
above within below the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2024: -€13,225-€13,225Net result 2024: -€14,084-€14,084Operating result 2025: €25,584€25,584Net result 2025: €22,704€22,70420242025-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2024: -€13,225-€13,200Net result 2024: -€14,084-€14,100Operating result 2025: €25,584€25,600Net result 2025: €22,704€22,70020242025
The operating result returns to profit in 2025: €25,584 after a loss of €13,225 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,145
Fixed assets €2,358 ▼ 10.1%
Current assets €44,786 ▲ 146%
Equity and liabilities €47,145
Equity €7,887
Debt €39,258
Debt finances 83.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€27,086▲
2024 · -€12,416
Cash flow
€24,206▲
2024 · -€13,275
Debt to equity
4.98▲
2024 · -2.49
ROE
287.9%
Interest coverage
132.08▲
2024 · -14.46
Debt ≤ 1 year
€39,258▲
2024 · €34,787
Income taxes
€2,736
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€20,803€47,145▲
Fixed assets21/28€2,622€2,358▼
Tangible fixed assets22/27€2,622€2,358▼
Plant, machinery and equipment23-€1,035
Furniture and vehicles24€2,622€1,323▼
Current assets29/58€18,181€44,786▲
Amounts receivable within one year40/41€5,019€37,141▲
Trade receivables40€4,649€37,127▲
Other amounts receivable41€370€14▼
Cash at bank and in hand54/58€13,162€6,295▼
Deferred charges and accrued income490/1-€1,350
Equity and liabilities
Total equity and liabilities10/49€20,803€47,145▲
Equity10/15-€13,984€7,887▲
Contributions10/11€100€100=
Profit (loss) carried forward14-€14,084€7,787▲
Amounts payable17/49€34,787€39,258▲
Amounts payable within one year42/48€34,787€39,258▲
Trade debts44€494€17,203▲
Suppliers440/4€494€17,203▲
Advances received on contracts in progress46-€2,240
Taxes, remuneration and social security45€5,026€2,942▼
Taxes450/3€5,026€2,942▼
Other amounts payable47/48€29,268€16,873▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€809€1,503▲
Other operating charges640/8€321€106▼
Non-recurring operating charges66A-€631
Gross operating margin9900-€12,095€27,823▲
Operating profit (loss)9901-€13,225€25,584▲
Financial income75/76B-€62
Recurring financial income75-€62
Financial charges65/66B€859€205▼
Recurring financial charges65€859€205▼
Profit (loss) for the period before taxes9903-€14,084€25,440▲
Income taxes67/77-€2,736
Profit (loss) for the period9904-€14,084€22,704▲
Profit (loss) for the period to be appropriated9905-€14,084€22,704▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,084€8,620▲
Profit (loss) brought forward from the previous period14P--€14,084
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€809€1,503▲ 85.7%
Other operating charges640/8€321€106▼ 67.1%
Non-recurring operating charges66A-€631-
Gross operating margin9900-€12,095€27,823▲ 330%
Operating profit (loss)9901-€13,225€25,584▲ 293%
Financial income75/76B-€62-
Recurring financial income75-€62-
Financial charges65/66B€859€205▼ 76.1%
Recurring financial charges65€859€205▼ 76.1%
Profit (loss) for the period before taxes9903-€14,084€25,440▲ 281%
Income taxes67/77-€2,736-
Profit (loss) for the period9904-€14,084€22,704▲ 261%
Profit (loss) for the period to be appropriated9905-€14,084€22,704▲ 261%
Line20242025Change
Assets
Total assets20/58€20,803€47,145▲ 127%
Fixed assets21/28€2,622€2,358▼ 10.1%
Tangible fixed assets22/27€2,622€2,358▼ 10.1%
Plant, machinery and equipment23-€1,035-
Furniture and vehicles24€2,622€1,323▼ 49.5%
Current assets29/58€18,181€44,786▲ 146%
Amounts receivable within one year40/41€5,019€37,141▲ 640%
Trade receivables40€4,649€37,127▲ 699%
Other amounts receivable41€370€14▼ 96.2%
Cash at bank and in hand54/58€13,162€6,295▼ 52.2%
Deferred charges and accrued income490/1-€1,350-
Equity and liabilities
Total equity and liabilities10/49€20,803€47,145▲ 127%
Equity10/15-€13,984€7,887▲ 156%
Contributions10/11€100€100=
Profit (loss) carried forward14-€14,084€7,787▲ 155%
Amounts payable17/49€34,787€39,258▲ 12.9%
Amounts payable within one year42/48€34,787€39,258▲ 12.9%
Trade debts44€494€17,203▲ 3,385%
Suppliers440/4€494€17,203▲ 3,385%
Advances received on contracts in progress46-€2,240-
Taxes, remuneration and social security45€5,026€2,942▼ 41.5%
Taxes450/3€5,026€2,942▼ 41.5%
Other amounts payable47/48€29,268€16,873▼ 42.4%
Line20242025Change
Profit (loss) for the period9904-€14,084€22,704▲ 261%
+ Depreciation and write-downs630€809€1,503▲ 85.7%
Operating cash flow (approximation)-€13,275€24,206▲ 282%
Investment in fixed assets (approximation)--€1,239-
Change in cash--€6,867-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial Back to profitnet €22,704
Net result €22,704 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.14
Current ratio from 0.52 to 1.14.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,543 m²
Building footprint
234 m²
Volume, LiDAR
1,177 m³
Parcel 57042B0005/00C002, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MACCUS
Avenue des Alliés(K) 181, 7540 TournaiComputer programming, consultancy and related activities
since 20242.355.389.731
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57042B0005/00C002 Wallonia 1,543 m² 1 · 234 m² 6.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,782 companies in sector 63910 we hold annual accounts for 699. 371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
62900Other information technology and computer services
73300Public relations and communication consultancy
90201Performing arts by independent artists
Contact
E-mail compta@marcwiner.com
Phone +32479812501
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005438850
Also 9925:BE1005438850
Registered 28-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.