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MAC Transport

Active
Private limited companyfounded 20179 yrs activeSteenweg op Etterbeek 57/64, 1040 Etterbeek, BelgiumKBO/BCE: BE 0678.663.270

The computed 12-month bankruptcy probability of MAC Transport is 2.2% (moderate). The 2025 annual accounts show equity of €47k and a net result of €7k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1832 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+17
Solvency100=
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 14.85 against 6.34 in 2024; short-term debt: 6.6% and cash: 1.5% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.4%
Return on assets
13.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
41 d late
2024
26 d late
2023
on the day
2022
301 d late
2021
303 d late
2020
262 d late
2019
220 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€140k▲ 87.0%
2022 · €75k
2018: €18k 2019: €42k 2020: €34k 2021: €55k 2022: €75k
2018 → 2023
EBIT margin
12.1%▲ 1.2pp
2022 · 10.9%
2018: 6.8% 2019: 5.5% 2020: 12.6% 2021: 21.7% 2022: 10.9%
2018 → 2023
Net result
€7k
2024 · €-362
2018: €492 2019: €393 2020: €3k 2021: €12k 2022: €8k 2023: €11k 2024: €-362
2018 → 2025
Working capital
€46k▲ 20.4%
2024 · €38k
2018: €5k 2019: €6k 2020: €9k 2021: €14k 2022: €24k 2023: €33k 2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€55k-€75k▲ 35.5%€140k▲ 87.0%
Equity€22k-€30k▲ 36.9%€41k▲ 36.5%€40k▼ 0.9%€47k▲ 16.6%
Operating result€12k-€8k▼ 31.7%€17k▲ 107%€2k▼ 89.4%€11k▲ 533%
Net result€12k-€8k▼ 30.8%€11k▲ 35.3%€-362€7k
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2021: €12k€12kNet result 2021: €12k€12kOperating result 2022: €8k€8kNet result 2022: €8k€8kOperating result 2023: €17k€17kNet result 2023: €11k€11kOperating result 2024: €2k€2kNet result 2024: €-362€-362Operating result 2025: €11k€11kNet result 2025: €7k€7k20212022202320242025
The operating result recovers in 2025; 2025 is 533% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets €1k▼ 50.0%
Current assets €49k▲ 8.7%
Equity and liabilities €50k
Equity €47k▲ 16.6%
Debt €3k▼ 53.6%
The debt ratio falls from 15.0% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12k
2024 · €9k
Cash flow
€8k
2024 · €6k
Solvency
93.4%
2024 · 85.0%
Current ratio
14.85
2024 · 6.34
Quick ratio
14.85
2024 · 6.34
Debt / equity
0.07
2024 · 0.18
ROE
14.2%
2024 · -0.9%
ROA
13.3%
2024 · -0.8%
Interest coverage
6.09
2024 · 31.43
Debt
€3k
2024 · €7k
Debt ≤ 1 year
€3k
2024 · €7k
Income taxes
€5k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€47k€50k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€2k€1k
Plant, machinery and equipment23€2k€1k
Current assets29/58€45k€49k
Amounts receivable within one year40/41€39k€48k
Trade receivables40€4k€3k
Other amounts receivable41€35k€46k
Cash at bank and in hand54/58€5k€743
Deferred charges and accrued income490/1€788-
Equity and liabilities
Total equity and liabilities10/49€47k€50k
Equity10/15€40k€47k
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€245€245=
Non-distributable reserves130/1€245€245=
Reserves not available under the articles1311€245€245=
Profit (loss) carried forward14€34k€41k
Amounts payable17/49€7k€3k
Amounts payable within one year42/48€7k€3k
Trade debts44€1k€216
Suppliers440/4€1k€216
Taxes, remuneration and social security45€6k€3k
Taxes450/3€2k€3k
Remuneration and social security454/9€4k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k
Other operating charges640/8€8k€5k
Gross operating margin9900€17k€18k
Operating profit (loss)9901€2k€11k
Financial income75/76B€6€2k
Recurring financial income75€6€2k
Non-recurring financial income76B€6€2k
Financial charges65/66B€275€2k
Recurring financial charges65€275€2k
Non-recurring financial charges66B€275€2k
Profit (loss) for the period before taxes9903€2k€12k
Income taxes67/77€2k€5k
Profit (loss) for the period9904€-362€7k
Profit (loss) for the period to be appropriated9905€-362€7k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€41k
Profit (loss) brought forward from the previous period14P€34k€34k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 14.85
Current ratio from 6.34 to 14.85; short-term debt falls from €7k to €3k.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Weakest financial yearnet €-362 ▼103%
Net result drops to €-362, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 6.34
Current ratio from 2.12 to 6.34; short-term debt falls from €29k to €7k.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
27-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 301 days late
2023
30-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 303 days late
2022
19-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 262 days late
2021
31-12
Financial Highest result since 2018net €12k ▲252%
Net result €12k, the highest in the series.
08-03
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 220 days late
2019
21-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenweg op Etterbeek 57/641040 Etterbeek
Ground area
5,186 m²
Building footprint
2,325 m²
Volume, LiDAR
72,960 m³
2 parcels, Brussels · tallest building 84.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
MAC Transport
Liefdadigheidsstraat 21/7, 1210 Sint-Joost-ten-NodeScheduled passenger transport by road
since 20172.270.153.158
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0424/00D000 Brussels 4,457 m² 1 · 1,605 m² 84.9 m · 9 fl.
21572B0355/00K000 Brussels 729 m² 1 · 721 m² 25.8 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,687 companies in sector 49330 we hold annual accounts for 2,284. 1,881 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-07-2017
Fiscal year end31-12
Activities, NACEBEL
49330On-demand passenger transport by chauffeured vehicle
53200Other postal and courier activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.