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MAC STAY

Active
Private limited companyfounded 20233 yrs activeButswervestraat 9, 9990 Maldegem, BelgiumKBO/BCE: BE 0799.312.464
Summary

MAC STAY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €358. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
50 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-32
Solvency25=
Growth52
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.3%
Return on assets
0%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparison
Position among 7750 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
60 d early
2024
57 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3k▲ 12.3%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€982k▲ 1.2%
2024 · €971k
2024: €971k
2024 → 2025
Net result
€358▼ 11.7%
2024 · €406
2024: €406
2024 → 2025
Working capital
€-65k▼ 177%
2024 · €-23k
2024: €-23k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€3k-€3k▲ 12.3%
Operating result€27k-€30k▲ 9.9%
Net result€406-€358▼ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2024: €27k€27kNet result 2024: €406€406Operating result 2025: €30k€30kNet result 2025: €358€35820242025€0€10k€20k€30kOperating result 2024: €27k€27kNet result 2024: €406€406Operating result 2025: €30k€30kNet result 2025: €358€35820242025
The operating result rises in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €982k
Fixed assets €924k ▲ 0.1%
Current assets €58k ▲ 21.6%
Equity and liabilities €982k
Equity €3k ▲ 12.3%
Debt €979k ▲ 1.1%
Debt's share of the balance-sheet total stays at 99.7%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€58k
2024 · €157k
Cash flow
€29k
2024 · €130k
Current ratio
0.47
2024 · 0.67
ROE
11.0%
2024 · 14.0%
ROA
0.0%
2024 · 0.0%
Interest coverage
1.97
2024 · 5.82
Debt ≤ 1 year
€123k
2024 · €71k
Debt > 1 year
€856k
2024 · €896k
Staff costs
€3k
A ratio outside any meaningful range has been withheld (balance sheet total €982k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€971k€982k
Fixed assets21/28€923k€924k
Intangible fixed assets21-€7k
Tangible fixed assets22/27€923k€917k
Land and buildings22€905k€883k
Plant, machinery and equipment23€16k€27k
Furniture and vehicles24€2k€7k
Current assets29/58€48k€58k
Amounts receivable within one year40/41€31k€51k
Trade receivables40€31k€51k
Other amounts receivable41-€178
Cash at bank and in hand54/58€15k€6k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€971k€982k
Equity10/15€3k€3k
Contributions10/11€3k€3k=
Reserves13€406€764
Distributable reserves133€406€764
Amounts payable17/49€968k€979k
Amounts payable after more than one year17€896k€856k
Financial debts170/4€896k€856k
Amounts payable within one year42/48€71k€123k
Current portion of amounts payable after more than one year42€39k€41k
Trade debts44€23k€45k
Suppliers440/4€23k€45k
Advances received on contracts in progress46€3k€5k
Taxes, remuneration and social security45€5k€10k
Taxes450/3€5k€8k
Remuneration and social security454/9-€2k
Other amounts payable47/48€466€22k
Income statement Code20242025
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€29k
Other operating charges640/8€965€2k
Gross operating margin9900€158k€64k
Operating profit (loss)9901€27k€30k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€27k€30k
Recurring financial charges65€27k€30k
Profit (loss) for the period before taxes9903€406€358
Profit (loss) for the period9904€406€358
Profit (loss) for the period to be appropriated9905€406€358
Appropriation of the result
Profit (loss) to be appropriated9906€406€358
Transfer to equity691/2€406€358
To other reserves6921€406€358

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
02-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
05-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Butswervestraat 99990 Maldegem
Ground area
2,129 m²
Building footprint
439 m²
Volume, LiDAR
1,492 m³
Parcel 43503H0976/00B000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAC STAY
Butswervestraat 9, 9990 MaldegemHoliday cottages, homes and apartments
since 20232.342.666.695
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43503H0976/00B000 Flanders 2,129 m² 1 · 439 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 2,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-03-2023
Fiscal year end30-06
Abbreviation NL MAC
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.