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MAC'IMMO

Active
Private limited companyfounded 200025 yrs activeH. Consciencelaan 189, 1140 Evere, BelgiumKBO/BCE: BE 0473.135.910
Summary

MAC'IMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €852,765 and a net result of €12,308. Equity is growing by ~71.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+1
Solvency100▲+60
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.58 in 2024; short-term debt: 3.2% and cash: 5.7% of total assets), and 10.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89.9%
Return on assets
1.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
38 d late
2023
15 d early
2022
on the day
2021
49 d late
2020
1 d late
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MAC'IMMO was incorporated on 27 October 2000.1 Total assets rose from EUR 256,618 in 2019 to EUR 948,223 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€852,765▲ 3,938%
2024 · €21,120
Total assets
€948,223▲ 572%
2024 · €141,173
Net result
€12,308▲ 37.4%
2024 · €8,958
Working capital
€23,257▼ 1.9%
2024 · €23,698
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€23,178▲ 60.7%€25,791▲ 11.3%€34,935▲ 35.5%€18,950▼ 45.8%€21,722▲ 14.6%
Net result€8,768€12,290▲ 40.2%€18,209▲ 48.2%€8,958▼ 50.8%€12,308▲ 37.4%
Equity-€18,338▲ 32.3%-€6,047▲ 67.0%€12,162€21,120▲ 73.6%€852,765▲ 3,938%
Total assets€192,882▼ 11.0%€175,023▼ 9.3%€162,538▼ 7.1%€141,173▼ 13.1%€948,223▲ 572%
Debt€211,220▼ 13.4%€181,070▼ 14.3%€150,376▼ 17.0%€120,053▼ 20.2%€95,458▼ 20.5%
Working capital€54,633▼ 20.8%€40,015▼ 26.8%€38,739▼ 3.2%€23,698▼ 38.8%€23,257▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €23,178€23,178Net result 2021: €8,768€8,768Operating result 2022: €25,791€25,791Net result 2022: €12,290€12,290Operating result 2023: €34,935€34,935Net result 2023: €18,209€18,209Operating result 2024: €18,950€18,950Net result 2024: €8,958€8,958Operating result 2025: €21,722€21,722Net result 2025: €12,308€12,30820212022202320242025€0€10,000€20,000€30,000Operating result 2023: €34,935€34,900Net result 2023: €18,209€18,200Operating result 2024: €18,950€19,000Net result 2024: €8,958€8,960Operating result 2025: €21,722€21,700Net result 2025: €12,308€12,300202320242025
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948,223
Fixed assets €894,329 ▲ 1,072%
Current assets €53,894 ▼ 16.9%
Equity and liabilities €948,223
Equity €852,765 ▲ 3,938%
Debt €95,458 ▼ 20.5%
Debt's share of the balance-sheet total falls from 85.0% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,579▲
2024 · €29,063
Cash flow
€23,165▲
2024 · €19,070
Current ratio
1.76▲
2024 · 1.58
Debt to equity
0.11▼
2024 · 5.68
ROE
1.4%▼
2024 · 42.4%
ROA
1.3%▼
2024 · 6.3%
Interest coverage
7.52▲
2024 · 5.07
Debt ≤ 1 year
€30,637▼
2024 · €41,166
Debt > 1 year
€64,438▼
2024 · €78,887
Income taxes
€5,179▲
2024 · €4,352
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€141,173€948,223▲
Fixed assets21/28€76,309€894,329▲
Tangible fixed assets22/27€76,309€894,329▲
Land and buildings22€60,076€873,136▲
Plant, machinery and equipment23€7,123€5,457▼
Other tangible fixed assets26€9,110€15,737▲
Current assets29/58€64,864€53,894▼
Amounts receivable within one year40/41€2,688€188▼
Trade receivables40€188€188=
Other amounts receivable41€2,500-
Cash at bank and in hand54/58€62,177€53,707▼
Equity and liabilities
Total equity and liabilities10/49€141,173€948,223▲
Equity10/15€21,120€852,765▲
Contributions10/11€40,192€40,192=
Revaluation surpluses12-€819,337
Reserves13€582€582=
Non-distributable reserves130/1€582€582=
Reserves not available under the articles1311€582€582=
Profit (loss) carried forward14-€19,654-€7,347▲
Amounts payable17/49€120,053€95,458▼
Amounts payable after more than one year17€78,887€64,438▼
Financial debts170/4€78,887€64,438▼
Amounts payable within one year42/48€41,166€30,637▼
Current portion of amounts payable after more than one year42€25,780€14,449▼
Trade debts44€188-
Suppliers440/4€188-
Advances received on contracts in progress46€877€877=
Taxes, remuneration and social security45€4,352€5,342▲
Taxes450/3€4,352€5,342▲
Other amounts payable47/48€9,970€9,970=
Accrued charges and deferred income492/3-€383
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,113€10,857▲
Other operating charges640/8€3,773€4,024▲
Gross operating margin9900€32,837€36,603▲
Operating profit (loss)9901€18,950€21,722▲
Financial income75/76B€97€94▼
Recurring financial income75€97€94▼
Financial charges65/66B€5,738€4,330▼
Recurring financial charges65€5,738€4,330▼
Profit (loss) for the period before taxes9903€13,310€17,487▲
Income taxes67/77€4,352€5,179▲
Profit (loss) for the period9904€8,958€12,308▲
Profit (loss) for the period to be appropriated9905€8,958€12,308▲
Appropriation of the result
Profit (loss) to be appropriated9906-€19,654-€7,347▲
Profit (loss) brought forward from the previous period14P-€28,612-€19,654▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,439€8,622€8,801€10,113€10,857▲ 7.4%
Other operating charges640/8-€3,141€3,318€3,773€4,024▲ 6.6%
Gross operating margin9900€35,523€37,554€47,054€32,837€36,603▲ 11.5%
Operating profit (loss)9901€23,178€25,791€34,935€18,950€21,722▲ 14.6%
Financial income75/76B-€10€11€97€94▼ 2.7%
Recurring financial income75-€10€11€97€94▼ 2.7%
Financial charges65/66B-€8,810€7,884€5,738€4,330▼ 24.5%
Recurring financial charges65€10,249€8,810€7,884€5,738€4,330▼ 24.5%
Profit (loss) for the period before taxes9903€12,929€16,990€27,062€13,310€17,487▲ 31.4%
Income taxes67/77€4,160€4,700€8,853€4,352€5,179▲ 19.0%
Profit (loss) for the period9904€8,768€12,290€18,209€8,958€12,308▲ 37.4%
Profit (loss) for the period to be appropriated9905€8,768€12,290€18,209€8,958€12,308▲ 37.4%
Line20212022202320242025Change
Assets
Total assets20/58€192,882€175,023€162,538€141,173€948,223▲ 572%
Fixed assets21/28€92,096€86,018€78,090€76,309€894,329▲ 1,072%
Tangible fixed assets22/27€92,096€86,018€78,090€76,309€894,329▲ 1,072%
Land and buildings22-€72,631€66,353€60,076€873,136▲ 1,353%
Plant, machinery and equipment23---€7,123€5,457▼ 23.4%
Other tangible fixed assets26-€13,387€11,737€9,110€15,737▲ 72.7%
Current assets29/58€100,786€89,005€84,448€64,864€53,894▼ 16.9%
Amounts receivable within one year40/41€12€188€188€2,688€188▼ 93.0%
Trade receivables40-€188€188€188€188=
Other amounts receivable41---€2,500--
Cash at bank and in hand54/58€100,774€88,154€83,716€62,177€53,707▼ 13.6%
Deferred charges and accrued income490/1-€664€545---
Equity and liabilities
Total equity and liabilities10/49€192,882€175,023€162,538€141,173€948,223▲ 572%
Equity10/15-€18,338-€6,047€12,162€21,120€852,765▲ 3,938%
Contributions10/11-€40,192€40,192€40,192€40,192=
Revaluation surpluses12----€819,337-
Reserves13€582€582€582€582€582=
Non-distributable reserves130/1-€582€582€582€582=
Reserves not available under the articles1311-€582€582€582€582=
Profit (loss) carried forward14-€59,112-€46,821-€28,612-€19,654-€7,347▲ 62.6%
Amounts payable17/49€211,220€181,070€150,376€120,053€95,458▼ 20.5%
Amounts payable after more than one year17€164,570€131,685€104,667€78,887€64,438▼ 18.3%
Financial debts170/4-€131,685€104,667€78,887€64,438▼ 18.3%
Amounts payable within one year42/48€46,154€48,990€45,709€41,166€30,637▼ 25.6%
Current portion of amounts payable after more than one year42-€32,887€27,020€25,780€14,449▼ 44.0%
Trade debts44-€982€188€188--
Suppliers440/4-€982€188€188--
Advances received on contracts in progress46-€877€877€877€877=
Taxes, remuneration and social security45-€4,700€8,081€4,352€5,342▲ 22.8%
Taxes450/3-€4,700€8,081€4,352€5,342▲ 22.8%
Other amounts payable47/48-€9,545€9,545€9,970€9,970=
Accrued charges and deferred income492/3-€395--€383-
Line20212022202320242025Change
Profit (loss) for the period9904€8,768€12,290€18,209€8,958€12,308▲ 37.4%
+ Depreciation and write-downs630€9,439€8,622€8,801€10,113€10,857▲ 7.4%
Operating cash flow (approximation)€18,208€20,912€27,010€19,070€23,165▲ 21.5%
Investment in fixed assets (approximation)--€2,544-€873-€8,331-€828,877▼ 9,849%
Change in cash--€12,621-€4,438-€21,539-€8,470▲ 60.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
06-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
Financial Equity above €500,000Eq €852,765 ▲3,938%
5 profitable years in a row build equity to €852,765.
10-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 38 days late
2024
16-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2019net €18,209 ▲48.2%
Operating result €34,935, net result €18,209, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 49 days late
2021
30-06
Financial Back to profitnet €8,768
Net result €8,768 after 2 loss-making years.
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial Liquidity times 52current ratio 2.49
Current ratio from 0.05 to 2.49.
2019
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
19-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
27-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere
exact location from the address register On OpenStreetMap
Ground area
263 m²
Building footprint
270 m²
Volume, LiDAR
1,897 m³
Parcel 21372D0195/00B005, Brussels · tallest building 15.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372D0195/00B005 Brussels 263 m² 1 · 270 m² 15.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2000
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.