MABO CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €370k and a net result of €213. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 18% of 5507 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 5507 sector peers (2025).
NBB · sector comparisonPosition among 5507 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €370k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
3 d early
2023
30 d early
2022
13 d early
2021
31 d late
2020
2 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€370k▲ 0.1%
2024 · €370k
2018: €280k
2019: €340k
2020: €401k
2021: €401k
2022: €386k
2023: €319k
2024: €370k
2018 → 2025
Net result
€213▼ 99.8%
2024 · €111k
2018: €56k
2019: €60k
2020: €61k
2021: €64k
2022: €4k
2023: €-11k
2024: €111k
2018 → 2025
Total assets
€2.31M▲ 10.1%
2024 · €2.10M
2018: €354k
2019: €684k
2020: €804k
2021: €1.96M
2022: €1.91M
2023: €2.02M
2024: €2.10M
2018 → 2025
Solvency
16.0%▼ 1.6pp
2024 · 17.6%
2018: 79.2%
2019: 49.7%
2020: 49.9%
2021: 20.5%
2022: 20.2%
2023: 15.8%
2024: 17.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€401k-€386k▼ 3.7%€319k▼ 17.4%€370k▲ 16.1%€370k▲ 0.1%
Operating result€75k-€14k▼ 81.0%€22k▲ 50.4%€8k▼ 60.9%€36k▲ 323%
Net result€64k-€4k▼ 93.9%€-11k€111k€213▼ 99.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 323% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.31M
Fixed assets
€1.11M▲ 0.1%
Current assets
€1.21M▲ 21.2%
Equity and liabilities €2.31M
Equity
€370k▲ 0.1%
Debt
€1.94M▲ 12.2%
The debt ratio rises from 82.4% to 84.0%. Equity and debt are higher.
Key figures and ratios
Solvency
16.0%▼
2024 · 17.6%
ROE
0.1%▼
2024 · 30.0%
ROA
0.0%▼
2024 · 5.3%
Debt
€1.94M▲
2024 · €1.73M
Debt ≤ 1 year
€1.61M▲
2024 · €1.24M
Debt > 1 year
€334k▼
2024 · €493k
Income taxes
€845▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.10M€2.31M▲
Fixed assets21/28€1.10M€1.11M▲
Tangible fixed assets22/27€16k€17k▲
Other tangible fixed assets26€16k€17k▲
Financial fixed assets28€1.09M€1.09M=
Current assets29/58€995k€1.21M▲
Amounts receivable after more than one year29€930k€1.13M▲
Other amounts receivable291€930k€1.13M▲
Amounts receivable within one year40/41€44k€34k▼
Other amounts receivable41€44k€34k▼
Cash at bank and in hand54/58€21k€41k▲
Equity and liabilities
Total equity and liabilities10/49€2.10M€2.31M▲
Equity10/15€370k€370k▲
Contributions10/11€19k€19k=
Reserves13€351k€352k▲
Distributable reserves133€351k€352k▲
Amounts payable17/49€1.73M€1.94M▲
Amounts payable after more than one year17€493k€334k▼
Financial debts170/4€493k€334k▼
Amounts payable within one year42/48€1.24M€1.61M▲
Current portion of amounts payable after more than one year42€153k€158k▲
Trade debts44€2k€998▼
Suppliers440/4€2k€998▼
Taxes, remuneration and social security45€6k€845▼
Taxes450/3€6k€845▼
Other amounts payable47/48€1.08M€1.45M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€13k€42k▲
Operating profit (loss)9901€8k€36k▲
Financial income75/76B€157k€60k▼
Recurring financial income75€157k€60k▼
Financial charges65/66B€43k€95k▲
Recurring financial charges65€43k€95k▲
Profit (loss) for the period before taxes9903€123k€1k▼
Income taxes67/77€12k€845▼
Profit (loss) for the period9904€111k€213▼
Profit (loss) for the period to be appropriated9905€111k€213▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€213▼
Transfer from equity791/2€60k-
Transfer to equity691/2€111k€213▼
To other reserves6921€111k€213▼
Profit to be distributed694/7€60k-
Return on contributions (dividend)694€60k-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼391%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trevierenlei 92900 SchotenGround area
2,099 m²
Building footprint
175 m²
Volume, LiDAR
1,221 m³
Parcel 11040D0193/00P002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MABO CONSULTANCY
since 20142.255.271.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0193/00P002 | Flanders | 2,098 m² | 1 · 175 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,754. 13,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.